Enstar GroupESGOF.PFD +2.47% Interest Coverage is 3.39 as of Mar. 2025, which is 73% below its 10-year median of 12.37. The stock has 4 warning signs investors should review.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Enstar Group's
EBIT
for the
three
months ended in Mar. 2025 was $78.00 Mil. Enstar Group's Interest Expense for the
three
months ended in Mar. 2025 was $-23.00 Mil.
Enstar Group's interest coverage for the quarter that ended in Mar. 2025 was 3.39.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Enstar Group's Interest Coverage or its related term are showing as below:
ESGOF.PFD'
s Interest Coverage Range Over the Past 10 Years
Min: 7.57 Med: 12.37 Max: 26.86
Current: 7.57
ESGOF.PFD's Interest Coverage is not ranked
in the Insurance industry.
Industry Median: 16.26
vs ESGOF.PFD: 7.57
Enstar Group (OTCPK:ESGOF.PFD) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Enstar Group Interest Coverage Related Terms
Enstar Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Enstar Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ESGOF.PFD vs FIHL, IGIC, SUND: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Enstar Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enstar Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Enstar Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Enstar Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enstar Group (ESGOF.PFD) has a Interest Coverage of 3.39 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Enstar Group and its competitors. This is 73% below median its historical median of 12.37. Over the past decade, Enstar Group's Interest Coverage has ranged from 7.57 to 26.86.
Is Enstar Group's Interest Coverage too high?
Enstar Group's current Interest Coverage of 3.39 is 73% below median its 10-year median of 12.37. Over the past 10 years, this metric has ranged from a low of 7.57 to a high of 26.86. The Insurance industry median Interest Coverage is 16.26. Enstar Group's value of 3.39 is 79.2% below this industry median.
How does Enstar Group's Interest Coverage compare to FIHL and IGIC?
Enstar Group's Interest Coverage of 3.39 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.26. Enstar Group's value of 3.39 is 79.2% below this benchmark. Historically, Enstar Group's own Interest Coverage has ranged from 7.57 to 26.86 over the past decade. While the company's 10-year median is 12.37 vs. the industry median of 16.26, Enstar Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enstar Group's current Interest Coverage of 3.39 is 79.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Enstar Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enstar Group's current Interest Coverage is 3.39, which is 73% below median its own 10-year median of 12.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enstar Group stock overvalued right now?
Enstar Group (ESGOF.PFD) has a current Interest Coverage of 3.39. The current Interest Coverage is 3.39, which is 73% below median its 10-year median of 12.37 and 79.2% below the Insurance industry median of 16.26. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Enstar Group (ESGOF.PFD), the current Interest Coverage is 3.39 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Enstar Group Ltd is a (re)insurance group that offers capital release solutions through its network of group companies. It seeks to create value by managing (re)insurance companies and portfolios of (re)insurance and other liability businesses in run-off and striving to generate an attractive risk-adjusted return from its investment portfolio. Its operations are through two reportable segments: Run-off segment and Investments segment.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ESGOF.PFD has been successfully added to your 