FDDMF (FDM Group (Holdings)) Interest Coverage: 6.53 (As of Dec. 2025) — 91% Below Median


FDDMF FDM Group (Holdings) PLC FDDMF
62 GF Score
Price $1.43
GF Value $2.35
Valuation Possible Value Trap
! 6 Warning Signs
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What is FDM Group (Holdings) Interest Coverage?

FDM Group (Holdings) FDDMF 62 Interest Coverage is 6.53 as of Dec. 2025, which is 91% below its 10-year median of 73.74. GuruFocus rates FDDMF with a GF Score™ of 62/100 and a GF Value™ of $2.35 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,707 Software companies, FDM Group (Holdings) ranks worse than 66.32% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FDM Group (Holdings)'s Operating Income for the six months ended in Dec. 2025 was $5.7 Mil. FDM Group (Holdings)'s Interest Expense for the six months ended in Dec. 2025 was $-0.9 Mil. FDM Group (Holdings)'s interest coverage for the quarter that ended in Dec. 2025 was 6.53. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for FDM Group (Holdings)'s Interest Coverage or its related term are showing as below:

FDDMF' s Interest Coverage Range Over the Past 10 Years
Min: 9.66   Med: 73.74   Max: 336.58
Current: 9.66


FDDMF's Interest Coverage is ranked worse than
66.32% of 1707 companies
in the Software industry
Industry Median: 24.65 vs FDDMF: 9.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FDM Group (Holdings)  (OTCPK:FDDMF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


FDM Group (Holdings) Interest Coverage Related Terms


FDM Group (Holdings) Interest Coverage Historical Data

* Premium members only.

The historical data trend for FDM Group (Holdings)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

FDM Group (Holdings) Interest Coverage Chart

FDM Group (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.49 97.12 75.87 25.76 9.66

FDM Group (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.38 27.74 23.82 12.47 6.53

FDDMF vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, FDM Group (Holdings)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FDM Group (Holdings) Interest Coverage vs Software Industry

For the Software industry and Technology sector, FDM Group (Holdings)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where FDM Group (Holdings)'s Interest Coverage falls into.


FDDMF
62GF Score
FDM Group (Holdings) PLC FDDMF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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FDM Group (Holdings) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FDM Group (Holdings)'s Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, FDM Group (Holdings)'s Interest Expense was $-1.9 Mil. Its Operating Income was $17.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $19.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17.906/-1.854
=9.66

FDM Group (Holdings)'s Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, FDM Group (Holdings)'s Interest Expense was $-0.9 Mil. Its Operating Income was $5.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $19.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.735/-0.878
=6.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.53 mean?
FDM Group (Holdings) (FDDMF) has a Interest Coverage of 6.53 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FDM Group (Holdings) and its competitors. This is 91% below median its historical median of 73.74. Over the past decade, FDM Group (Holdings)'s Interest Coverage has ranged from 9.66 to 336.58. According to the industry distribution chart, FDM Group (Holdings) ranks #1132 out of 1707 companies in the Software industry, placing it in the top 66.3%.
Is FDM Group (Holdings)'s Interest Coverage too high?
FDM Group (Holdings)'s current Interest Coverage of 6.53 is 91% below median its 10-year median of 73.74. Over the past 10 years, this metric has ranged from a low of 9.66 to a high of 336.58. The Software industry median Interest Coverage is 24.65. FDM Group (Holdings)'s value of 6.53 is 73.5% below this industry median. Based on the distribution chart, FDM Group (Holdings) ranks #1132 out of 1707 companies in the Software industry, which is below the industry midpoint. Overall, FDM Group (Holdings) has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FDM Group (Holdings)'s Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, FDM Group (Holdings) ranks #1132 out of 1707 companies for Interest Coverage. This places FDM Group (Holdings) in the lower half of its industry. The industry median Interest Coverage is 24.65. FDM Group (Holdings)'s value of 6.53 is 73.5% below this benchmark. Historically, FDM Group (Holdings)'s own Interest Coverage has ranged from 9.66 to 336.58 over the past decade. While the company's 10-year median is 73.74 vs. the industry median of 24.65, FDM Group (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FDM Group (Holdings)'s current Interest Coverage of 6.53 is 73.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FDM Group (Holdings) and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FDM Group (Holdings)'s current Interest Coverage is 6.53, which is 91% below median its own 10-year median of 73.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FDM Group (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, FDM Group (Holdings) (FDDMF) is currently considered Possible Value Trap. The stock's GF Value™ is $2.35, compared to a current price of $1.43 — trading 39.1% below its estimated fair value. The current Interest Coverage is 6.53, which is 91% below median its 10-year median of 73.74 and 73.5% below the Software industry median of 24.65. FDM Group (Holdings)'s overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FDM Group (Holdings) (FDDMF), the current Interest Coverage is 6.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FDM Group (Holdings) (FDDMF) Overvalued in 2026?

Based on GuruFocus' analysis, FDM Group (Holdings) stock appears to be undervalued. The current stock price of $1.43 is trading 39.1% below its estimated GF Value™ of $2.35. GuruFocus considers FDM Group (Holdings) to be Possible Value Trap.

Key valuation signals for FDDMF:

  • Interest Coverage: 6.53 (91% below median its 10-year median of 73.74)
  • GF Value™: $2.35 vs. price of $1.43 (39.1% below fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 73.5% below the Software median (#1132 of 1707)

No single metric tells the full story. See the FDDMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FDM Group (Holdings) Business Description

Other Exchanges FDMl:UKFDM:UK17F:Germany
Address Cottons Lane, 3rd Floor, Cottons Centre, London, GBR, SE1 2QG
FDM Group (Holdings) PLC is a holdings company that provides a variety of information technology, or IT, services through its subsidiaries. The company's primary services consist of IT and business consulting with a focus on application development and testing, support, project management, data services, business analysis, business intelligence, and cybersecurity. The company organizes itself into four segments based on geography: United Kingdom, North America, Europe, the Middle East and Africa, and Asia-Pacific. The United Kingdom segment generates the majority of revenue.
62GF Score

Get the complete analysis for FDDMF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.43
Price
$2.35
GF Value