Finbar GroupFINBF 37 Interest Coverage is 13.75 as of Dec. 2025, which is 49% above its 10-year median of 9.21. GuruFocus rates FINBF with a GF Score™ of 37/100 and a GF Value™ of $0.76 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Finbar Group ranks better than 61.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Finbar Group's
Operating Income
for the
six
months ended in Dec. 2025 was $11.0 Mil. Finbar Group's Interest Expense for the
six
months ended in Dec. 2025 was $-0.8 Mil.
Finbar Group's interest coverage for the quarter that ended in Dec. 2025 was 13.75.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Finbar Group's Interest Coverage or its related term are showing as below:
FINBF'
s Interest Coverage Range Over the Past 10 Years
Min: 0.18 Med: 9.21 Max: 110.38
Current: 6.7
FINBF's Interest Coverage is ranked better than 61.62% of 1295
companies
in the Real Estate industry
Industry Median: 4.24
vs FINBF: 6.70
Finbar Group (OTCPK:FINBF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Finbar Group Interest Coverage Related Terms
Finbar Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Finbar Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Finbar Group Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, Finbar Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbar Group Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Finbar Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Finbar Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbar Group (FINBF) has a Interest Coverage of 13.75 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Finbar Group and its competitors. This is 49% above median its historical median of 9.21. Over the past decade, Finbar Group's Interest Coverage has ranged from 0.18 to 110.38. According to the industry distribution chart, Finbar Group ranks #497 out of 1295 companies in the Real Estate industry, placing it in the top 38.4%.
Is Finbar Group's Interest Coverage too high?
Finbar Group's current Interest Coverage of 13.75 is 49% above median its 10-year median of 9.21. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 110.38. The Real Estate industry median Interest Coverage is 4.24. Finbar Group's value of 13.75 is 224.3% above this industry median. Based on the distribution chart, Finbar Group ranks #497 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Finbar Group has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbar Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Finbar Group ranks #497 out of 1295 companies for Interest Coverage. This puts Finbar Group in the upper half of its industry. The industry median Interest Coverage is 4.24. Finbar Group's value of 13.75 is 224.3% above this benchmark. Historically, Finbar Group's own Interest Coverage has ranged from 0.18 to 110.38 over the past decade. While the company's 10-year median is 9.21 vs. the industry median of 4.24, Finbar Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbar Group's current Interest Coverage of 13.75 is 224.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Finbar Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbar Group's current Interest Coverage is 13.75, which is 49% above median its own 10-year median of 9.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbar Group stock overvalued right now?
Based on GuruFocus' analysis, Finbar Group (FINBF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.76, compared to a current price of $0.53 — trading 30% below its estimated fair value. The current Interest Coverage is 13.75, which is 49% above median its 10-year median of 9.21 and 224.3% above the Real Estate industry median of 4.24. Finbar Group's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Finbar Group (FINBF), the current Interest Coverage is 13.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbar Group (FINBF) Overvalued in 2026?
Based on GuruFocus' analysis, Finbar Group stock appears to be undervalued.
The current stock price of $0.53 is trading 30% below its estimated GF Value™ of $0.76.
GuruFocus considers Finbar Group to be Significantly Undervalued.
Key valuation signals for FINBF:
Interest Coverage: 13.75 (49% above median its 10-year median of 9.21)
GF Value™: $0.76 vs. price of $0.53 (30% below fair value)
Industry Position: 224.3% above the Real Estate median (#497 of 1295)
No single metric tells the full story. See the FINBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbar Group Ltd develops and invests in properties in Australia. The company develops medium to high density residential apartments and commercial properties, as well as rents its properties in Western Australia. It operates through the following segments: Residential apartment development, Commercial office/Retail development, Rental of property, and Corporate. The majority of the group's revenue is generated through the Residential apartment development segment in Western Australia. Geographically the group operates in Western Australia.
37GF Score
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