Finbar GroupFINBF 37 ROE % is 8.49% as of Dec. 2025, which is 105% above its 10-year median of 4.14. GuruFocus rates FINBF with a GF Score™ of 37/100 and a GF Value™ of $0.76 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,732 Real Estate companies, Finbar Group ranks better than 60.1% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Finbar Group's annualized net income for the quarter that ended in Dec. 2025 was $14.1 Mil. Finbar Group's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was $165.6 Mil. Therefore, Finbar Group's annualized ROE % for the quarter that ended in Dec. 2025 was 8.49%.
The historical rank and industry rank for Finbar Group's ROE % or its related term are showing as below:
FINBF'
s ROE % Range Over the Past 10 Years
Min: 1.3 Med: 4.14 Max: 6.69
Current: 6.25
During the past 13 years, Finbar Group's highest ROE % was 6.69%. The lowest was 1.30%. And the median was 4.14%.
FINBF's ROE % is ranked better than 60.1% of 1732
companies
in the Real Estate industry
Industry Median: 3.97
vs FINBF: 6.25
Finbar Group (OTCPK:FINBF) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Finbar Group ROE % Related Terms
Finbar Group ROE % Historical Data
* Premium members only.
The historical data trend for Finbar Group's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Finbar Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbar Group ROE % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Finbar Group's ROE % distribution charts can be found below:
* The bar in red indicates where Finbar Group's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Finbar Group (FINBF) has a ROE % of 8.49% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Finbar Group and its competitors. This is 105% above median its historical median of 4.14. Over the past decade, Finbar Group's ROE % has ranged from 1.30 to 6.69. According to the industry distribution chart, Finbar Group ranks #691 out of 1732 companies in the Real Estate industry, placing it in the top 39.9%.
Is Finbar Group's ROE % too high?
Finbar Group's current ROE % of 8.49% is 105% above median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 6.69. The Real Estate industry median ROE % is 3.97. Finbar Group's value of 8.49% is 113.9% above this industry median. Based on the distribution chart, Finbar Group ranks #691 out of 1732 companies in the Real Estate industry, which is above the industry midpoint. Overall, Finbar Group has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbar Group's ROE % compare to competitors?
According to the Real Estate industry distribution chart, Finbar Group ranks #691 out of 1732 companies for ROE %. This puts Finbar Group in the upper half of its industry. The industry median ROE % is 3.97. Finbar Group's value of 8.49% is 113.9% above this benchmark. Historically, Finbar Group's own ROE % has ranged from 1.30 to 6.69 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 3.97, Finbar Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.97, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbar Group's current ROE % of 8.49% is 113.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Finbar Group and its competitors. For the Real Estate industry, the median ROE % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbar Group's current ROE % is 8.49%, which is 105% above median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbar Group stock overvalued right now?
Based on GuruFocus' analysis, Finbar Group (FINBF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.76, compared to a current price of $0.53 — trading 30% below its estimated fair value. The current ROE % is 8.49%, which is 105% above median its 10-year median of 4.14 and 113.9% above the Real Estate industry median of 3.97. Finbar Group's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Finbar Group (FINBF), the current ROE % is 8.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbar Group (FINBF) Overvalued in 2026?
Based on GuruFocus' analysis, Finbar Group stock appears to be undervalued.
The current stock price of $0.53 is trading 30% below its estimated GF Value™ of $0.76.
GuruFocus considers Finbar Group to be Significantly Undervalued.
Key valuation signals for FINBF:
ROE %: 8.49% (105% above median its 10-year median of 4.14)
GF Value™: $0.76 vs. price of $0.53 (30% below fair value)
Industry Position: 113.9% above the Real Estate median (#691 of 1732)
No single metric tells the full story. See the FINBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbar Group Ltd develops and invests in properties in Australia. The company develops medium to high density residential apartments and commercial properties, as well as rents its properties in Western Australia. It operates through the following segments: Residential apartment development, Commercial office/Retail development, Rental of property, and Corporate. The majority of the group's revenue is generated through the Residential apartment development segment in Western Australia. Geographically the group operates in Western Australia.
37GF Score
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