Old MutualFRA:2KS -0.74%76 Interest Coverage is 25.45 as of Dec. 2025, which is 233% above its 10-year median of 7.64. GuruFocus rates FRA:2KS with a GF Score™ of 76/100 and a GF Value™ of €1.04 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 395 Diversified Financial Services companies, Old Mutual ranks worse than 91.39% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Old Mutual's
EBIT
for the
six
months ended in Dec. 2025 was €682 Mil. Old Mutual's Interest Expense for the
six
months ended in Dec. 2025 was €-27 Mil.
Old Mutual's interest coverage for the quarter that ended in Dec. 2025 was 25.45.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Old Mutual's Interest Coverage or its related term are showing as below:
FRA:2KS'
s Interest Coverage Range Over the Past 10 Years
Min: 2.59 Med: 7.64 Max: 20.15
Current: 20.15
FRA:2KS's Interest Coverage is ranked worse than 91.39% of 395
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs FRA:2KS: 20.15
Old Mutual (FRA:2KS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Old Mutual Interest Coverage Related Terms
Old Mutual Interest Coverage Historical Data
* Premium members only.
The historical data trend for Old Mutual's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:2KS vs FRHC, VOYA: Interest Coverage Comparison
For the Financial Conglomerates subindustry, Old Mutual's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Mutual Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Old Mutual's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Old Mutual's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Mutual (FRA:2KS) has a Interest Coverage of 25.45 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Old Mutual and its competitors. This is 233% above median its historical median of 7.64. Over the past decade, Old Mutual's Interest Coverage has ranged from 2.59 to 20.15. According to the industry distribution chart, Old Mutual ranks #361 out of 395 companies in the Diversified Financial Services industry, placing it in the top 91.4%.
Is Old Mutual's Interest Coverage too high?
Old Mutual's current Interest Coverage of 25.45 is 233% above median its 10-year median of 7.64. Over the past 10 years, this metric has ranged from a low of 2.59 to a high of 20.15. The Diversified Financial Services industry median Interest Coverage is 10,000.00. Old Mutual's value of 25.45 is 99.7% below this industry median. Based on the distribution chart, Old Mutual ranks #361 out of 395 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Old Mutual has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's Interest Coverage compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Old Mutual ranks #361 out of 395 companies for Interest Coverage. This places Old Mutual in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Old Mutual's value of 25.45 is 99.7% below this benchmark. Historically, Old Mutual's own Interest Coverage has ranged from 2.59 to 20.15 over the past decade. While the company's 10-year median is 7.64 vs. the industry median of 10,000.00, Old Mutual has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Mutual's current Interest Coverage of 25.45 is 99.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Old Mutual and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Mutual's current Interest Coverage is 25.45, which is 233% above median its own 10-year median of 7.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (FRA:2KS) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.04, compared to a current price of €0.67 — trading 35.6% below its estimated fair value. The current Interest Coverage is 25.45, which is 233% above median its 10-year median of 7.64 and 99.7% below the Diversified Financial Services industry median of 10,000.00. Old Mutual's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Old Mutual (FRA:2KS), the current Interest Coverage is 25.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Mutual (FRA:2KS) Overvalued in 2026?
Based on GuruFocus' analysis, Old Mutual stock appears to be undervalued.
The current stock price of €0.67 is trading 35.6% below its estimated GF Value™ of €1.04.
GuruFocus considers Old Mutual to be Significantly Undervalued.
Key valuation signals for FRA:2KS:
Interest Coverage: 25.45 (233% above median its 10-year median of 7.64)
GF Value™: €1.04 vs. price of €0.67 (35.6% below fair value)
Industry Position: 99.7% below the Diversified Financial Services median (#361 of 395)
No single metric tells the full story. See the FRA:2KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
76GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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