Polski Holding Nieruchomosci (FRA:2PN) Interest Coverage: 1.15 (As of Mar. 2026) — 59% Below Median


FRA:2PN Polski Holding Nieruchomosci SA FRA:2PN
61 GF Score
Price €1.99
GF Value €2.56
! 7 Warning Signs
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What is Polski Holding Nieruchomosci Interest Coverage?

Polski Holding Nieruchomosci FRA:2PN +0.51% 61 Interest Coverage is 1.15 as of Mar. 2026, which is 59% below its 10-year median of 2.80. GuruFocus rates FRA:2PN with a GF Score™ of 61/100 and a GF Value™ of €2.56. The stock has 7 warning signs investors should review. Among 1,302 Real Estate companies, Polski Holding Nieruchomosci ranks worse than 81.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Polski Holding Nieruchomosci's Operating Income for the three months ended in Mar. 2026 was €6.2 Mil. Polski Holding Nieruchomosci's Interest Expense for the three months ended in Mar. 2026 was €-5.4 Mil. Polski Holding Nieruchomosci's interest coverage for the quarter that ended in Mar. 2026 was 1.15. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Polski Holding Nieruchomosci SA interest coverage is 1.31, which is low.

The historical rank and industry rank for Polski Holding Nieruchomosci's Interest Coverage or its related term are showing as below:

FRA:2PN' s Interest Coverage Range Over the Past 10 Years
Min: 0.98   Med: 2.8   Max: 5.89
Current: 1.31


FRA:2PN's Interest Coverage is ranked worse than
81.8% of 1302 companies
in the Real Estate industry
Industry Median: 4.245 vs FRA:2PN: 1.31

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Polski Holding Nieruchomosci  (FRA:2PN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Polski Holding Nieruchomosci Interest Coverage Related Terms


Polski Holding Nieruchomosci Interest Coverage Historical Data

* Premium members only.

The historical data trend for Polski Holding Nieruchomosci's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Polski Holding Nieruchomosci Interest Coverage Chart

Polski Holding Nieruchomosci Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.21 2.24 1.27 0.98 2.39

Polski Holding Nieruchomosci Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.32 1.20 1.66 1.26 1.15

FRA:2PN vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Polski Holding Nieruchomosci's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polski Holding Nieruchomosci Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Polski Holding Nieruchomosci's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Polski Holding Nieruchomosci's Interest Coverage falls into.


FRA:2PN
61GF Score
Polski Holding Nieruchomosci SA FRA:2PN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Polski Holding Nieruchomosci Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Polski Holding Nieruchomosci's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Polski Holding Nieruchomosci's Interest Expense was €-25.1 Mil. Its Operating Income was €60.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €345.7 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*60.17/-25.132
=2.39

Polski Holding Nieruchomosci's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Polski Holding Nieruchomosci's Interest Expense was €-5.4 Mil. Its Operating Income was €6.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €272.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.22/-5.39
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.15 mean?
Polski Holding Nieruchomosci (FRA:2PN) has a Interest Coverage of 1.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polski Holding Nieruchomosci and its competitors. This is 59% below median its historical median of 2.80. Over the past decade, Polski Holding Nieruchomosci's Interest Coverage has ranged from 0.98 to 5.89. According to the industry distribution chart, Polski Holding Nieruchomosci ranks #1065 out of 1302 companies in the Real Estate industry, placing it in the top 81.8%.
Is Polski Holding Nieruchomosci's Interest Coverage too high?
Polski Holding Nieruchomosci's current Interest Coverage of 1.15 is 59% below median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 5.89. The Real Estate industry median Interest Coverage is 4.25. Polski Holding Nieruchomosci's value of 1.15 is 72.9% below this industry median. Based on the distribution chart, Polski Holding Nieruchomosci ranks #1065 out of 1302 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Polski Holding Nieruchomosci has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Polski Holding Nieruchomosci's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Polski Holding Nieruchomosci ranks #1065 out of 1302 companies for Interest Coverage. This places Polski Holding Nieruchomosci in the lower half of its industry. The industry median Interest Coverage is 4.25. Polski Holding Nieruchomosci's value of 1.15 is 72.9% below this benchmark. Historically, Polski Holding Nieruchomosci's own Interest Coverage has ranged from 0.98 to 5.89 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 4.25, Polski Holding Nieruchomosci has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Polski Holding Nieruchomosci's current Interest Coverage of 1.15 is 72.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polski Holding Nieruchomosci and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Polski Holding Nieruchomosci's current Interest Coverage is 1.15, which is 59% below median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polski Holding Nieruchomosci stock overvalued right now?
Polski Holding Nieruchomosci (FRA:2PN) has a current Interest Coverage of 1.15. The stock's GF Value™ is €2.56, compared to a current price of €1.99 — trading 22.3% below its estimated fair value. The current Interest Coverage is 1.15, which is 59% below median its 10-year median of 2.80 and 72.9% below the Real Estate industry median of 4.25. Polski Holding Nieruchomosci's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Polski Holding Nieruchomosci (FRA:2PN), the current Interest Coverage is 1.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Polski Holding Nieruchomosci (FRA:2PN) Overvalued in 2026?

Based on GuruFocus' analysis, Polski Holding Nieruchomosci stock appears to be undervalued. The current stock price of €1.99 is trading 22.3% below its estimated GF Value™ of €2.56.

Key valuation signals for FRA:2PN:

  • Interest Coverage: 1.15 (59% below median its 10-year median of 2.80)
  • GF Value™: €2.56 vs. price of €1.99 (22.3% below fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 72.9% below the Real Estate median (#1065 of 1302)

No single metric tells the full story. See the FRA:2PN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Polski Holding Nieruchomosci Business Description

Other Exchanges PHN:Poland
Address al. Jana Pawla II 12, Warsaw, POL, 00-124
Polski Holding Nieruchomosci SA engages in the development, management, sale of commercial and residential real estate. It offers properties for lease and venues for training, business meetings, and recreational activities. The company operates through Lease, Property Development, and Other Activities segments. Lease segment which contributes majority revenue engages in leasing of office, retail, warehouse and logistics space, residential and other properties. Property Development segment deals with construction and sale of residential premises.
61GF Score

Get the complete analysis for FRA:2PN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.99
Price
€2.56
GF Value