PageGroup (FRA:3MI) Interest Coverage: 5.17 (As of Dec. 2025) — 91% Below Median


FRA:3MI PageGroup PLC FRA:3MI
58 GF Score
Price €1.21
GF Value €3.50
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is PageGroup Interest Coverage?

PageGroup FRA:3MI +2.54% 58 Interest Coverage is 5.17 as of Dec. 2025, which is 91% below its 10-year median of 59.94. GuruFocus rates FRA:3MI with a GF Score™ of 58/100 and a GF Value™ of €3.50 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 812 Business Services companies, PageGroup ranks worse than 76.23% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PageGroup's Operating Income for the six months ended in Dec. 2025 was €21 Mil. PageGroup's Interest Expense for the six months ended in Dec. 2025 was €-4 Mil. PageGroup's interest coverage for the quarter that ended in Dec. 2025 was 5.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PageGroup's Interest Coverage or its related term are showing as below:

FRA:3MI' s Interest Coverage Range Over the Past 10 Years
Min: 3.36   Med: 59.94   Max: 304.17
Current: 3.36


FRA:3MI's Interest Coverage is ranked worse than
76.23% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs FRA:3MI: 3.36

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PageGroup  (FRA:3MI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PageGroup Interest Coverage Related Terms


PageGroup Interest Coverage Historical Data

* Premium members only.

The historical data trend for PageGroup's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PageGroup Interest Coverage Chart

PageGroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 78.20 69.61 32.87 9.55 3.36

PageGroup Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.56 17.69 6.18 0.82 5.17

FRA:3MI vs KFY, RHI, TNET: Interest Coverage Comparison

For the Staffing & Employment Services subindustry, PageGroup's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PageGroup Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, PageGroup's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PageGroup's Interest Coverage falls into.


FRA:3MI
58GF Score
PageGroup PLC FRA:3MI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PageGroup Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PageGroup's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PageGroup's Interest Expense was €-7 Mil. Its Operating Income was €24 Mil. And its Long-Term Debt & Capital Lease Obligation was €114 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*23.854/-7.109
=3.36

PageGroup's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, PageGroup's Interest Expense was €-4 Mil. Its Operating Income was €21 Mil. And its Long-Term Debt & Capital Lease Obligation was €114 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*21.422/-4.147
=5.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.17 mean?
PageGroup (FRA:3MI) has a Interest Coverage of 5.17 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PageGroup and its competitors. This is 91% below median its historical median of 59.94. Over the past decade, PageGroup's Interest Coverage has ranged from 3.36 to 304.17. According to the industry distribution chart, PageGroup ranks #619 out of 812 companies in the Business Services industry, placing it in the top 76.2%.
Is PageGroup's Interest Coverage too high?
PageGroup's current Interest Coverage of 5.17 is 91% below median its 10-year median of 59.94. Over the past 10 years, this metric has ranged from a low of 3.36 to a high of 304.17. The Business Services industry median Interest Coverage is 12.98. PageGroup's value of 5.17 is 60.2% below this industry median. Based on the distribution chart, PageGroup ranks #619 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, PageGroup has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PageGroup's Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, PageGroup ranks #619 out of 812 companies for Interest Coverage. This places PageGroup in the lower half of its industry. The industry median Interest Coverage is 12.98. PageGroup's value of 5.17 is 60.2% below this benchmark. Historically, PageGroup's own Interest Coverage has ranged from 3.36 to 304.17 over the past decade. While the company's 10-year median is 59.94 vs. the industry median of 12.98, PageGroup has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PageGroup's current Interest Coverage of 5.17 is 60.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PageGroup and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PageGroup's current Interest Coverage is 5.17, which is 91% below median its own 10-year median of 59.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PageGroup stock overvalued right now?
Based on GuruFocus' analysis, PageGroup (FRA:3MI) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.50, compared to a current price of €1.21 — trading 65.4% below its estimated fair value. The current Interest Coverage is 5.17, which is 91% below median its 10-year median of 59.94 and 60.2% below the Business Services industry median of 12.98. PageGroup's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PageGroup (FRA:3MI), the current Interest Coverage is 5.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PageGroup (FRA:3MI) Overvalued in 2026?

Based on GuruFocus' analysis, PageGroup stock appears to be undervalued. The current stock price of €1.21 is trading 65.4% below its estimated GF Value™ of €3.50. GuruFocus considers PageGroup to be Significantly Undervalued.

Key valuation signals for FRA:3MI:

  • Interest Coverage: 5.17 (91% below median its 10-year median of 59.94)
  • GF Value™: €3.50 vs. price of €1.21 (65.4% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 60.2% below the Business Services median (#619 of 812)

No single metric tells the full story. See the FRA:3MI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PageGroup Business Description

Address 200 Dashwood Lang Road, Bourne Business Park, Addlestone, Surrey, GBR, KT15 2NX
PageGroup PLC is engaged in providing recruitment consulting. The company is divided into three key brands: Page Executive, which provides management solutions for organizations regarding leadership talent; Michael Page, which provides recruits on a permanent, temporary, contract, and interim basis; and Page Personnel, which provides recruiting services at technical, administrative, clerical, and junior management levels. It derives the majority of its revenue from the EMEA region, followed by the United Kingdom. It also has its presence in the Asia Pacific and the Americas.
58GF Score

Get the complete analysis for FRA:3MI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.21
Price
€3.50
GF Value