Springfield PropertiesFRA:9MZ +2.68%51 Interest Coverage is 2.86 as of Nov. 2025, which is 56% below its 10-year median of 6.45. GuruFocus rates FRA:9MZ with a GF Score™ of 51/100 and a GF Value™ of €0.88 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 78 Homebuilding & Construction companies, Springfield Properties ranks worse than 61.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Springfield Properties's
Operating Income
for the
six
months ended in Nov. 2025 was €6.4 Mil. Springfield Properties's Interest Expense for the
six
months ended in Nov. 2025 was €-2.2 Mil.
Springfield Properties's interest coverage for the quarter that ended in Nov. 2025 was 2.86.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Springfield Properties's Interest Coverage or its related term are showing as below:
FRA:9MZ'
s Interest Coverage Range Over the Past 10 Years
Min: 2.39 Med: 6.45 Max: 12.29
Current: 5.04
FRA:9MZ's Interest Coverage is ranked worse than 61.54% of 78
companies
in the Homebuilding & Construction industry
Industry Median: 8.305
vs FRA:9MZ: 5.04
Springfield Properties (FRA:9MZ) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Springfield Properties Interest Coverage Related Terms
Springfield Properties Interest Coverage Historical Data
* Premium members only.
The historical data trend for Springfield Properties's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:9MZ vs DHI, PHM, LEN: Interest Coverage Comparison
For the Residential Construction subindustry, Springfield Properties's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Springfield Properties Interest Coverage vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Springfield Properties's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Springfield Properties's Interest Coverage falls into.
Springfield Properties Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Springfield Properties (FRA:9MZ) has a Interest Coverage of 2.86 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Springfield Properties and its competitors. This is 56% below median its historical median of 6.45. Over the past decade, Springfield Properties' Interest Coverage has ranged from 2.39 to 12.29. According to the industry distribution chart, Springfield Properties ranks #48 out of 78 companies in the Homebuilding & Construction industry, placing it in the top 61.5%.
Is Springfield Properties' Interest Coverage too high?
Springfield Properties' current Interest Coverage of 2.86 is 56% below median its 10-year median of 6.45. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 12.29. The Homebuilding & Construction industry median Interest Coverage is 8.31. Springfield Properties' value of 2.86 is 65.6% below this industry median. Based on the distribution chart, Springfield Properties ranks #48 out of 78 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Springfield Properties has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Springfield Properties' Interest Coverage compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Springfield Properties ranks #48 out of 78 companies for Interest Coverage. This places Springfield Properties in the lower half of its industry. The industry median Interest Coverage is 8.31. Springfield Properties' value of 2.86 is 65.6% below this benchmark. Historically, Springfield Properties' own Interest Coverage has ranged from 2.39 to 12.29 over the past decade. While the company's 10-year median is 6.45 vs. the industry median of 8.31, Springfield Properties has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Homebuilding & Construction company?
The median Interest Coverage among Homebuilding & Construction companies is 8.31, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Springfield Properties's current Interest Coverage of 2.86 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Springfield Properties and its competitors. For the Homebuilding & Construction industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Springfield Properties's current Interest Coverage is 2.86, which is 56% below median its own 10-year median of 6.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Springfield Properties stock overvalued right now?
Based on GuruFocus' analysis, Springfield Properties (FRA:9MZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.88, compared to a current price of €1.15 — trading 30.7% above its estimated fair value. The current Interest Coverage is 2.86, which is 56% below median its 10-year median of 6.45 and 65.6% below the Homebuilding & Construction industry median of 8.31. Springfield Properties' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Springfield Properties (FRA:9MZ), the current Interest Coverage is 2.86 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Springfield Properties (FRA:9MZ) Overvalued in 2026?
Based on GuruFocus' analysis, Springfield Properties stock appears to be overvalued.
The current stock price of €1.15 is trading 30.7% above its estimated GF Value™ of €0.88.
GuruFocus considers Springfield Properties to be Significantly Overvalued.
Key valuation signals for FRA:9MZ:
Interest Coverage: 2.86 (56% below median its 10-year median of 6.45)
GF Value™: €0.88 vs. price of €1.15 (30.7% above fair value)
Industry Position: 65.6% below the Homebuilding & Construction median (#48 of 78)
No single metric tells the full story. See the FRA:9MZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Springfield Properties PLC is a housebuilder focused on developing a mix of private and affordable housing in Scotland. The group focuses on sourcing land for private housing in areas with high growth potential and progressing those developments through the planning process. The company has one segment which is Housing building activity in the United Kingdom. It earns revenue from private residential properties, affordable housing, contact housing, land sales, and others.
51GF Score
Get the complete analysis for FRA:9MZ
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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