Springfield Properties (FRA:9MZ) ROE %: 3.24% (As of Nov. 2025) — 75% Below Median


FRA:9MZ Springfield Properties PLC FRA:9MZ
51 GF Score
Price €1.15
GF Value €0.88
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Springfield Properties ROE %?

Springfield Properties FRA:9MZ +2.68% 51 ROE % is 3.24% as of Nov. 2025, which is 75% below its 10-year median of 12.91. GuruFocus rates FRA:9MZ with a GF Score™ of 51/100 and a GF Value™ of €0.88 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 95 Homebuilding & Construction companies, Springfield Properties ranks better than 55.79% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Springfield Properties's annualized net income for the quarter that ended in Nov. 2025 was €6.5 Mil. Springfield Properties's average Total Stockholders Equity over the quarter that ended in Nov. 2025 was €199.1 Mil. Therefore, Springfield Properties's annualized ROE % for the quarter that ended in Nov. 2025 was 3.24%.

The historical rank and industry rank for Springfield Properties's ROE % or its related term are showing as below:

FRA:9MZ' s ROE % Range Over the Past 10 Years
Min: 4.89   Med: 12.91   Max: 17.39
Current: 8.5

During the past 11 years, Springfield Properties's highest ROE % was 17.39%. The lowest was 4.89%. And the median was 12.91%.

FRA:9MZ's ROE % is ranked better than
55.79% of 95 companies
in the Homebuilding & Construction industry
Industry Median: 7.87 vs FRA:9MZ: 8.50

Springfield Properties  (FRA:9MZ) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Nov. 2025 )
=Net Income/Total Stockholders Equity
=6.46/199.1195
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(6.46 / 245.494)*(245.494 / 357.8335)*(357.8335 / 199.1195)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.63 %*0.6861*1.7971
=ROA %*Equity Multiplier
=1.8 %*1.7971
=3.24 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Nov. 2025 )
=Net Income/Total Stockholders Equity
=6.46/199.1195
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (6.46 / 8.416) * (8.416 / 12.754) * (12.754 / 245.494) * (245.494 / 357.8335) * (357.8335 / 199.1195)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7676 * 0.6599 * 5.2 % * 0.6861 * 1.7971
=3.24 %

Note: The net income data used here is two times the semi-annual (Nov. 2025) net income data. The Revenue data used here is two times the semi-annual (Nov. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Springfield Properties ROE % Related Terms


Springfield Properties ROE % Historical Data

* Premium members only.

The historical data trend for Springfield Properties's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Springfield Properties ROE % Chart

Springfield Properties Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.41 12.70 8.11 4.93 8.61

Springfield Properties Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 8.29 3.44 13.69 3.24

FRA:9MZ vs DHI, PHM, LEN: ROE % Comparison

For the Residential Construction subindustry, Springfield Properties's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Springfield Properties ROE % vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Springfield Properties's ROE % distribution charts can be found below:

* The bar in red indicates where Springfield Properties's ROE % falls into.


FRA:9MZ
51GF Score
Springfield Properties PLC FRA:9MZ
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Springfield Properties ROE % Calculation

Springfield Properties's annualized ROE % for the fiscal year that ended in May. 2025 is calculated as

ROE %=Net Income (A: May. 2025 )/( (Total Stockholders Equity (A: May. 2024 )+Total Stockholders Equity (A: May. 2025 ))/ count )
=16.693/( (185.008+202.808)/ 2 )
=16.693/193.908
=8.61 %

Springfield Properties's annualized ROE % for the quarter that ended in Nov. 2025 is calculated as

ROE %=Net Income (Q: Nov. 2025 )/( (Total Stockholders Equity (Q: May. 2025 )+Total Stockholders Equity (Q: Nov. 2025 ))/ count )
=6.46/( (202.808+195.431)/ 2 )
=6.46/199.1195
=3.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Nov. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 3.24% mean?
Springfield Properties (FRA:9MZ) has a ROE % of 3.24% as of Nov. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Springfield Properties and its competitors. This is 75% below median its historical median of 12.91. Over the past decade, Springfield Properties' ROE % has ranged from 4.89 to 17.39. According to the industry distribution chart, Springfield Properties ranks #42 out of 95 companies in the Homebuilding & Construction industry, placing it in the top 44.2%.
Is Springfield Properties' ROE % too high?
Springfield Properties' current ROE % of 3.24% is 75% below median its 10-year median of 12.91. Over the past 10 years, this metric has ranged from a low of 4.89 to a high of 17.39. The Homebuilding & Construction industry median ROE % is 7.87. Springfield Properties' value of 3.24% is 58.8% below this industry median. Based on the distribution chart, Springfield Properties ranks #42 out of 95 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Springfield Properties has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Springfield Properties' ROE % compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Springfield Properties ranks #42 out of 95 companies for ROE %. This puts Springfield Properties in the upper half of its industry. The industry median ROE % is 7.87. Springfield Properties' value of 3.24% is 58.8% below this benchmark. Historically, Springfield Properties' own ROE % has ranged from 4.89 to 17.39 over the past decade. While the company's 10-year median is 12.91 vs. the industry median of 7.87, Springfield Properties has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Homebuilding & Construction company?
The median ROE % among Homebuilding & Construction companies is 7.87, based on 95 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Springfield Properties's current ROE % of 3.24% is 58.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Springfield Properties and its competitors. For the Homebuilding & Construction industry, the median ROE % is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Springfield Properties's current ROE % is 3.24%, which is 75% below median its own 10-year median of 12.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Springfield Properties stock overvalued right now?
Based on GuruFocus' analysis, Springfield Properties (FRA:9MZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.88, compared to a current price of €1.15 — trading 30.7% above its estimated fair value. The current ROE % is 3.24%, which is 75% below median its 10-year median of 12.91 and 58.8% below the Homebuilding & Construction industry median of 7.87. Springfield Properties' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Springfield Properties (FRA:9MZ), the current ROE % is 3.24% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Springfield Properties (FRA:9MZ) Overvalued in 2026?

Based on GuruFocus' analysis, Springfield Properties stock appears to be overvalued. The current stock price of €1.15 is trading 30.7% above its estimated GF Value™ of €0.88. GuruFocus considers Springfield Properties to be Significantly Overvalued.

Key valuation signals for FRA:9MZ:

  • ROE %: 3.24% (75% below median its 10-year median of 12.91)
  • GF Value™: €0.88 vs. price of €1.15 (30.7% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 58.8% below the Homebuilding & Construction median (#42 of 95)

No single metric tells the full story. See the FRA:9MZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Springfield Properties Business Description

Other Exchanges SPR:UK
Address 8 Southfield Drive, Alexander Fleming House, Elgin, Morayshire, GBR, IV30 6GR
Springfield Properties PLC is a housebuilder focused on developing a mix of private and affordable housing in Scotland. The group focuses on sourcing land for private housing in areas with high growth potential and progressing those developments through the planning process. The company has one segment which is Housing building activity in the United Kingdom. It earns revenue from private residential properties, affordable housing, contact housing, land sales, and others.
51GF Score

Get the complete analysis for FRA:9MZ

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.15
Price
€0.88
GF Value