Jardine Cycle & CarriageFRA:CYC -4.79%78 Interest Coverage is 9.60 as of Dec. 2025, which is 10% below its 10-year median of 10.62. GuruFocus rates FRA:CYC with a GF Score™ of 78/100 and a GF Value™ of €17.68 (Fairly Valued). The stock has 3 warning signs investors should review. Among 427 Conglomerates companies, Jardine Cycle & Carriage ranks better than 60.66% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jardine Cycle & Carriage's
Operating Income
for the
six
months ended in Dec. 2025 was €1,104 Mil. Jardine Cycle & Carriage's Interest Expense for the
six
months ended in Dec. 2025 was €-115 Mil.
Jardine Cycle & Carriage's interest coverage for the quarter that ended in Dec. 2025 was 9.60.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jardine Cycle & Carriage's Interest Coverage or its related term are showing as below:
FRA:CYC'
s Interest Coverage Range Over the Past 10 Years
Min: 7.98 Med: 10.62 Max: 22.48
Current: 8.85
FRA:CYC's Interest Coverage is ranked better than 60.66% of 427
companies
in the Conglomerates industry
Industry Median: 5.29
vs FRA:CYC: 8.85
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jardine Cycle & Carriage Interest Coverage Related Terms
Jardine Cycle & Carriage Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Conglomerates subindustry, Jardine Cycle & Carriage's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jardine Cycle & Carriage Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Jardine Cycle & Carriage's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jardine Cycle & Carriage's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jardine Cycle & Carriage (FRA:CYC) has a Interest Coverage of 9.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jardine Cycle & Carriage and its competitors. This is 10% below median its historical median of 10.62. Over the past decade, Jardine Cycle & Carriage's Interest Coverage has ranged from 7.98 to 22.48. According to the industry distribution chart, Jardine Cycle & Carriage ranks #168 out of 427 companies in the Conglomerates industry, placing it in the top 39.3%.
Is Jardine Cycle & Carriage's Interest Coverage too high?
Jardine Cycle & Carriage's current Interest Coverage of 9.60 is 10% below median its 10-year median of 10.62. Over the past 10 years, this metric has ranged from a low of 7.98 to a high of 22.48. The Conglomerates industry median Interest Coverage is 5.29. Jardine Cycle & Carriage's value of 9.60 is 81.5% above this industry median. Based on the distribution chart, Jardine Cycle & Carriage ranks #168 out of 427 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Jardine Cycle & Carriage has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jardine Cycle & Carriage's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Jardine Cycle & Carriage ranks #168 out of 427 companies for Interest Coverage. This puts Jardine Cycle & Carriage in the upper half of its industry. The industry median Interest Coverage is 5.29. Jardine Cycle & Carriage's value of 9.60 is 81.5% above this benchmark. Historically, Jardine Cycle & Carriage's own Interest Coverage has ranged from 7.98 to 22.48 over the past decade. While the company's 10-year median is 10.62 vs. the industry median of 5.29, Jardine Cycle & Carriage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jardine Cycle & Carriage's current Interest Coverage of 9.60 is 81.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jardine Cycle & Carriage and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jardine Cycle & Carriage's current Interest Coverage is 9.60, which is 10% below median its own 10-year median of 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jardine Cycle & Carriage stock overvalued right now?
Based on GuruFocus' analysis, Jardine Cycle & Carriage (FRA:CYC) is currently considered Fairly Valued. The stock's GF Value™ is €17.68, compared to a current price of €17.90 — trading 1.2% above its estimated fair value. The current Interest Coverage is 9.60, which is 10% below median its 10-year median of 10.62 and 81.5% above the Conglomerates industry median of 5.29. Jardine Cycle & Carriage's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jardine Cycle & Carriage (FRA:CYC), the current Interest Coverage is 9.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jardine Cycle & Carriage (FRA:CYC) Overvalued in 2026?
Based on GuruFocus' analysis, Jardine Cycle & Carriage stock appears to be overvalued.
The current stock price of €17.90 is trading 1.2% above its estimated GF Value™ of €17.68.
GuruFocus considers Jardine Cycle & Carriage to be Fairly Valued.
Key valuation signals for FRA:CYC:
Interest Coverage: 9.60 (10% below median its 10-year median of 10.62)
GF Value™: €17.68 vs. price of €17.90 (1.2% above fair value)
Industry Position: 81.5% above the Conglomerates median (#168 of 427)
No single metric tells the full story. See the FRA:CYC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jardine Cycle & Carriage Ltd is an investment holding conglomerate focused on investments in the manufacture and distribution of motor vehicles in Southeast Asia. Its segments are Astra, Thaco, Cycle & Carriage. The Astra segment includes the company's controlling interest in Astra International, an automotive group in Southeast Asia; THACO is a multi-industry group; Cycle & Carriage represents a broad range of automotive brands across its established network in Singapore and Malaysia.
78GF Score
Get the complete analysis for FRA:CYC
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