Daily Journal (FRA:DJ1) Interest Coverage: 14.36 (As of Mar. 2026) — 392% Above Median

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FRA:DJ1 Daily Journal Corp FRA:DJ1
72 GF Score
Price €450.00
GF Value €409.50
! 2 Warning Signs
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What is Daily Journal Interest Coverage?

Daily Journal FRA:DJ1 -5.46% 72 Interest Coverage is 14.36 as of Mar. 2026, which is 392% above its 10-year median of 2.92. GuruFocus rates FRA:DJ1 with a GF Score™ of 72/100 and a GF Value™ of €409.50. The stock has 2 warning signs investors should review. Among 1,713 Software companies, Daily Journal ranks worse than 61.88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Daily Journal's Operating Income for the three months ended in Mar. 2026 was €2.59 Mil. Daily Journal's Interest Expense for the three months ended in Mar. 2026 was €-0.18 Mil. Daily Journal's interest coverage for the quarter that ended in Mar. 2026 was 14.36. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Daily Journal's Interest Coverage or its related term are showing as below:

FRA:DJ1' s Interest Coverage Range Over the Past 10 Years
Min: 1.16   Med: 2.92   Max: 12.46
Current: 12.46


FRA:DJ1's Interest Coverage is ranked worse than
61.88% of 1713 companies
in the Software industry
Industry Median: 24.54 vs FRA:DJ1: 12.46

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Daily Journal  (FRA:DJ1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Daily Journal Interest Coverage Related Terms


Daily Journal Interest Coverage Historical Data

* Premium members only.

The historical data trend for Daily Journal's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Daily Journal Interest Coverage Chart

Daily Journal Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.19 2.92 1.47 1.16 8.18

Daily Journal Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.74 11.44 21.17 1.87 14.36

FRA:DJ1 vs IBTA, RSKD, GTM: Interest Coverage Comparison

For the Software - Application subindustry, Daily Journal's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daily Journal Interest Coverage vs Software Industry

For the Software industry and Technology sector, Daily Journal's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Daily Journal's Interest Coverage falls into.


FRA:DJ1
72GF Score
Daily Journal Corp FRA:DJ1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daily Journal Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Daily Journal's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Daily Journal's Interest Expense was €-1.18 Mil. Its Operating Income was €9.63 Mil. And its Long-Term Debt & Capital Lease Obligation was €19.42 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*9.63/-1.177
=8.18

Daily Journal's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Daily Journal's Interest Expense was €-0.18 Mil. Its Operating Income was €2.59 Mil. And its Long-Term Debt & Capital Lease Obligation was €17.91 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.585/-0.18
=14.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.36 mean?
Daily Journal (FRA:DJ1) has a Interest Coverage of 14.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daily Journal and its competitors. This is 392% above median its historical median of 2.92. Over the past decade, Daily Journal's Interest Coverage has ranged from 1.16 to 12.46. According to the industry distribution chart, Daily Journal ranks #1060 out of 1713 companies in the Software industry, placing it in the top 61.9%.
Is Daily Journal's Interest Coverage too high?
Daily Journal's current Interest Coverage of 14.36 is 392% above median its 10-year median of 2.92. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 12.46. The Software industry median Interest Coverage is 24.54. Daily Journal's value of 14.36 is 41.5% below this industry median. Based on the distribution chart, Daily Journal ranks #1060 out of 1713 companies in the Software industry, which is below the industry midpoint. Overall, Daily Journal has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Daily Journal's Interest Coverage compare to IBTA and RSKD?
According to the Software industry distribution chart, Daily Journal ranks #1060 out of 1713 companies for Interest Coverage. This places Daily Journal in the lower half of its industry. The industry median Interest Coverage is 24.54. Daily Journal's value of 14.36 is 41.5% below this benchmark. Historically, Daily Journal's own Interest Coverage has ranged from 1.16 to 12.46 over the past decade. While the company's 10-year median is 2.92 vs. the industry median of 24.54, Daily Journal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.54, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daily Journal's current Interest Coverage of 14.36 is 41.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daily Journal and its competitors. For the Software industry, the median Interest Coverage is 24.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daily Journal's current Interest Coverage is 14.36, which is 392% above median its own 10-year median of 2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daily Journal stock overvalued right now?
Daily Journal (FRA:DJ1) has a current Interest Coverage of 14.36. The stock's GF Value™ is €409.50, compared to a current price of €450.00 — trading 9.9% above its estimated fair value. The current Interest Coverage is 14.36, which is 392% above median its 10-year median of 2.92 and 41.5% below the Software industry median of 24.54. Daily Journal's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Daily Journal (FRA:DJ1), the current Interest Coverage is 14.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daily Journal (FRA:DJ1) Overvalued in 2026?

Based on GuruFocus' analysis, Daily Journal stock appears to be overvalued. The current stock price of €450.00 is trading 9.9% above its estimated GF Value™ of €409.50.

Key valuation signals for FRA:DJ1:

  • Interest Coverage: 14.36 (392% above median its 10-year median of 2.92)
  • GF Value™: €409.50 vs. price of €450.00 (9.9% above fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 41.5% below the Software median (#1060 of 1713)

No single metric tells the full story. See the FRA:DJ1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daily Journal Business Description

Other Exchanges DJCO:USA
Address 915 East First Street, Los Angeles, CA, USA, 90012
Daily Journal Corp publishes newspapers and websites covering California and Arizona and produces several specialized information services. The company operates in two segments: Traditional business and Journal Technologies which includes Journal Technologies, Inc. and Journal Technologies (Canada) Inc. It also serves as a newspaper representative specializing in public notice advertising. The majority of revenue is generated from the Traditional segment.
72GF Score

Get the complete analysis for FRA:DJ1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€450.00
Price
€409.50
GF Value