FonixFRA:FOS 84 Interest Coverage is 1,258.86 as of Dec. 2025, which is 36% above its 10-year median of 926.89. GuruFocus rates FRA:FOS with a GF Score™ of 84/100 and a GF Value™ of €2.65 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,707 Software companies, Fonix ranks better than 83.83% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Fonix's
Operating Income
for the
six
months ended in Dec. 2025 was €8.81 Mil. Fonix's Interest Expense for the
six
months ended in Dec. 2025 was €-0.01 Mil.
Fonix's interest coverage for the quarter that ended in Dec. 2025 was 1,258.86.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Fonix PLC has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Fonix's Interest Coverage or its related term are showing as below:
FRA:FOS'
s Interest Coverage Range Over the Past 10 Years
Min: 467.67 Med: 926.89 Max: 2103.6
Current: 925.33
FRA:FOS's Interest Coverage is ranked better than 83.83% of 1707
companies
in the Software industry
Industry Median: 24.65
vs FRA:FOS: 925.33
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Fonix Interest Coverage Related Terms
Fonix Interest Coverage Historical Data
* Premium members only.
The historical data trend for Fonix's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:FOS vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Fonix's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fonix Interest Coverage vs Software Industry
For the Software industry and Technology sector, Fonix's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Fonix's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fonix (FRA:FOS) has a Interest Coverage of 1,258.86 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fonix and its competitors. This is 36% above median its historical median of 926.89. Over the past decade, Fonix's Interest Coverage has ranged from 467.67 to 2,103.60. According to the industry distribution chart, Fonix ranks #276 out of 1707 companies in the Software industry, placing it in the top 16.2%.
Is Fonix's Interest Coverage too high?
Fonix's current Interest Coverage of 1,258.86 is 36% above median its 10-year median of 926.89. Over the past 10 years, this metric has ranged from a low of 467.67 to a high of 2,103.60. The Software industry median Interest Coverage is 24.65. Fonix's value of 1,258.86 is 5006.9% above this industry median. Based on the distribution chart, Fonix ranks #276 out of 1707 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fonix has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fonix's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Fonix ranks #276 out of 1707 companies for Interest Coverage. This places Fonix in the top 16% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.65. Fonix's value of 1,258.86 is 5006.9% above this benchmark. Historically, Fonix's own Interest Coverage has ranged from 467.67 to 2,103.60 over the past decade. While the company's 10-year median is 926.89 vs. the industry median of 24.65, Fonix has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fonix's current Interest Coverage of 1,258.86 is 5006.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fonix and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fonix's current Interest Coverage is 1,258.86, which is 36% above median its own 10-year median of 926.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fonix stock overvalued right now?
Based on GuruFocus' analysis, Fonix (FRA:FOS) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.65, compared to a current price of €1.71 — trading 35.5% below its estimated fair value. The current Interest Coverage is 1,258.86, which is 36% above median its 10-year median of 926.89 and 5006.9% above the Software industry median of 24.65. Fonix's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fonix (FRA:FOS), the current Interest Coverage is 1,258.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fonix (FRA:FOS) Overvalued in 2026?
Based on GuruFocus' analysis, Fonix stock appears to be undervalued.
The current stock price of €1.71 is trading 35.5% below its estimated GF Value™ of €2.65.
GuruFocus considers Fonix to be Significantly Undervalued.
Key valuation signals for FRA:FOS:
Interest Coverage: 1,258.86 (36% above median its 10-year median of 926.89)
GF Value™: €2.65 vs. price of €1.71 (35.5% below fair value)
Industry Position: 5006.9% above the Software median (#276 of 1707)
No single metric tells the full story. See the FRA:FOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fonix PLC is a provider of mobile payments and customer engagement solutions for businesses across media, charity, gaming, e-mobility, and other digital services. This technology enables consumers to pay and interact directly through their mobile devices using simple, familiar channels. It operates under one operating segment, which is the facilitating of mobile payments and messaging. It derives the majority of its revenue through commission or facilitation fees by providing Mobile Payments services. Geographically, it derives maximum revenue from the United Kingdom and the rest from other parts of Europe.
84GF Score
Get the complete analysis for FRA:FOS
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