FonixFRA:FOS +4.97%85 3-Year RORE % is 21.84 as of Dec. 2025. GuruFocus rates FRA:FOS with a GF Score™ of 85/100 and a GF Value™ of €2.65 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,539 Software companies, Fonix ranks better than 69.28% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Fonix's 3-Year RORE % for the quarter that ended in Dec. 2025 was 21.84%.
The industry rank for Fonix's 3-Year RORE % or its related term are showing as below:
FRA:FOS's 3-Year RORE % is ranked better than 69.28% of 2539
companies
in the Software industry
Industry Median: 2.7
vs FRA:FOS: 21.84
Fonix (FRA:FOS) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Fonix 3-Year RORE % Related Terms
Fonix 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Fonix's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FOS vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, Fonix's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fonix 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, Fonix's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Fonix's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Fonix (FRA:FOS) has a 3-Year RORE % of 21.84 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fonix and its competitors. According to the industry distribution chart, Fonix ranks #780 out of 2539 companies in the Software industry, placing it in the top 30.7%.
Is Fonix's 3-Year RORE % too high?
Fonix's current 3-Year RORE % is 21.84. The Software industry median 3-Year RORE % is 2.70. Fonix's value of 21.84 is 708.9% above this industry median. Based on the distribution chart, Fonix ranks #780 out of 2539 companies in the Software industry, which is above the industry midpoint. Overall, Fonix has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fonix's 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fonix ranks #780 out of 2539 companies for 3-Year RORE %. This puts Fonix in the upper half of its industry. The industry median 3-Year RORE % is 2.70. Fonix's value of 21.84 is 708.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.70, based on 2,539 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fonix's current 3-Year RORE % of 21.84 is 708.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fonix and its competitors. For the Software industry, the median 3-Year RORE % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fonix's current 3-Year RORE % is 21.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fonix stock overvalued right now?
Based on GuruFocus' analysis, Fonix (FRA:FOS) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.65, compared to a current price of €1.90 — trading 28.3% below its estimated fair value. The current 3-Year RORE % is 21.84 and 708.9% above the Software industry median of 2.70. Fonix's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Fonix (FRA:FOS), the current 3-Year RORE % is 21.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fonix (FRA:FOS) Overvalued in 2026?
Based on GuruFocus' analysis, Fonix stock appears to be undervalued.
The current stock price of €1.90 is trading 28.3% below its estimated GF Value™ of €2.65.
GuruFocus considers Fonix to be Modestly Undervalued.
Key valuation signals for FRA:FOS:
3-Year RORE %: 21.84
GF Value™: €2.65 vs. price of €1.90 (28.3% below fair value)
Industry Position: 708.9% above the Software median (#780 of 2539)
No single metric tells the full story. See the FRA:FOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fonix PLC is a provider of mobile payments and customer engagement solutions for businesses across media, charity, gaming, e-mobility, and other digital services. This technology enables consumers to pay and interact directly through their mobile devices using simple, familiar channels. It operates under one operating segment, which is the facilitating of mobile payments and messaging. It derives the majority of its revenue through commission or facilitation fees by providing Mobile Payments services. Geographically, it derives maximum revenue from the United Kingdom and the rest from other parts of Europe.
85GF Score
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