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Optima HealthFRA:J3N 22 Interest Coverage is 0.41 as of Sep. 2025, which is 99% below its 10-year median of 48.73. GuruFocus rates FRA:J3N with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Optima Health ranks worse than 73.73% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Optima Health's
Operating Income
for the
six
months ended in Sep. 2025 was €0.3 Mil. Optima Health's Interest Expense for the
six
months ended in Sep. 2025 was €-0.8 Mil.
Optima Health's interest coverage for the quarter that ended in Sep. 2025 was 0.41.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Optima Health's Interest Coverage or its related term are showing as below:
FRA:J3N'
s Interest Coverage Range Over the Past 10 Years
Min: 3.07 Med: 48.73 Max: 80.81
Current: 3.07
FRA:J3N's Interest Coverage is ranked worse than 73.73% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs FRA:J3N: 3.07
Optima Health (FRA:J3N) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Optima Health Interest Coverage Related Terms
Optima Health Interest Coverage Historical Data
* Premium members only.
The historical data trend for Optima Health's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:J3N vs VEEV, BTSG, TEM: Interest Coverage Comparison
For the Health Information Services subindustry, Optima Health's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optima Health Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Optima Health's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Optima Health's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optima Health (FRA:J3N) has a Interest Coverage of 0.41 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Optima Health and its competitors. This is 99% below median its historical median of 48.73. Over the past decade, Optima Health's Interest Coverage has ranged from 3.07 to 80.81. According to the industry distribution chart, Optima Health ranks #334 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 73.7%.
Is Optima Health's Interest Coverage too high?
Optima Health's current Interest Coverage of 0.41 is 99% below median its 10-year median of 48.73. Over the past 10 years, this metric has ranged from a low of 3.07 to a high of 80.81. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Optima Health's value of 0.41 is 94.9% below this industry median. Based on the distribution chart, Optima Health ranks #334 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Optima Health has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optima Health's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Optima Health ranks #334 out of 453 companies for Interest Coverage. This places Optima Health in the lower half of its industry. The industry median Interest Coverage is 7.98. Optima Health's value of 0.41 is 94.9% below this benchmark. Historically, Optima Health's own Interest Coverage has ranged from 3.07 to 80.81 over the past decade. While the company's 10-year median is 48.73 vs. the industry median of 7.98, Optima Health has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima Health's current Interest Coverage of 0.41 is 94.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Optima Health and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima Health's current Interest Coverage is 0.41, which is 99% below median its own 10-year median of 48.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima Health stock overvalued right now?
Optima Health (FRA:J3N) has a current Interest Coverage of 0.41. The current Interest Coverage is 0.41, which is 99% below median its 10-year median of 48.73 and 94.9% below the Healthcare Providers & Services industry median of 7.98. Optima Health's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Optima Health (FRA:J3N), the current Interest Coverage is 0.41 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optima Health PLC is a provider of technology-enabled corporate health and wellbeing solutions in the occupational health sector. The group offers a comprehensive range of flexible and progressive services, from statutory-driven workplace health surveillance medicals to proactive and preventive interventions, as well as workplace health advice and attendance management assessments. These services are ultimately rehabilitation programs and pathways designed to help people return to work.
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