Liu Chong Hing Investment (FRA:LIW) Interest Coverage: 1.05 (As of Jun. 2026) — 90% Below Median

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FRA:LIW Liu Chong Hing Investment Ltd FRA:LIW
66 GF Score
Price €0.46
GF Value €0.53
! 6 Warning Signs
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What is Liu Chong Hing Investment Interest Coverage?

Liu Chong Hing Investment FRA:LIW +1.10% 66 Interest Coverage is 1.05 as of Jun. 2026, which is 90% below its 10-year median of 10.09. GuruFocus rates FRA:LIW with a GF Score™ of 66/100 and a GF Value™ of €0.53. The stock has 6 warning signs investors should review. Among 1,294 Real Estate companies, Liu Chong Hing Investment ranks worse than 86.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Liu Chong Hing Investment's Operating Income for the six months ended in Jun. 2026 was €6.7 Mil. Liu Chong Hing Investment's Interest Expense for the six months ended in Jun. 2026 was €-6.4 Mil. Liu Chong Hing Investment's interest coverage for the quarter that ended in Jun. 2026 was 1.05. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Liu Chong Hing Investment's Interest Coverage or its related term are showing as below:

FRA:LIW' s Interest Coverage Range Over the Past 10 Years
Min: 0.59   Med: 10.09   Max: 39.45
Current: 0.93


FRA:LIW's Interest Coverage is ranked worse than
86.79% of 1294 companies
in the Real Estate industry
Industry Median: 4.24 vs FRA:LIW: 0.93

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Liu Chong Hing Investment  (FRA:LIW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Liu Chong Hing Investment Interest Coverage Related Terms


Liu Chong Hing Investment Interest Coverage Historical Data

* Premium members only.

The historical data trend for Liu Chong Hing Investment's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Liu Chong Hing Investment Interest Coverage Chart

Liu Chong Hing Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.09 2.23 0.00 0.59 0.91

Liu Chong Hing Investment Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.52 0.98 0.81 1.05

Liu Chong Hing Investment Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Liu Chong Hing Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liu Chong Hing Investment Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Liu Chong Hing Investment's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Liu Chong Hing Investment's Interest Coverage falls into.


FRA:LIW
66GF Score
Liu Chong Hing Investment Ltd FRA:LIW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liu Chong Hing Investment Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Liu Chong Hing Investment's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Liu Chong Hing Investment's Interest Expense was €-14.2 Mil. Its Operating Income was €12.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €226.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*12.834/-14.171
=0.91

Liu Chong Hing Investment's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the six months ended in Jun. 2026, Liu Chong Hing Investment's Interest Expense was €-6.4 Mil. Its Operating Income was €6.7 Mil. And its Long-Term Debt & Capital Lease Obligation was €225.7 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*6.723/-6.395
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.05 mean?
Liu Chong Hing Investment (FRA:LIW) has a Interest Coverage of 1.05 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Liu Chong Hing Investment and its competitors. This is 90% below median its historical median of 10.09. Over the past decade, Liu Chong Hing Investment's Interest Coverage has ranged from 0.59 to 39.45. According to the industry distribution chart, Liu Chong Hing Investment ranks #1123 out of 1294 companies in the Real Estate industry, placing it in the top 86.8%.
Is Liu Chong Hing Investment's Interest Coverage too high?
Liu Chong Hing Investment's current Interest Coverage of 1.05 is 90% below median its 10-year median of 10.09. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 39.45. The Real Estate industry median Interest Coverage is 4.24. Liu Chong Hing Investment's value of 1.05 is 75.2% below this industry median. Based on the distribution chart, Liu Chong Hing Investment ranks #1123 out of 1294 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Liu Chong Hing Investment has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Liu Chong Hing Investment's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Liu Chong Hing Investment ranks #1123 out of 1294 companies for Interest Coverage. This places Liu Chong Hing Investment in the lower half of its industry. The industry median Interest Coverage is 4.24. Liu Chong Hing Investment's value of 1.05 is 75.2% below this benchmark. Historically, Liu Chong Hing Investment's own Interest Coverage has ranged from 0.59 to 39.45 over the past decade. While the company's 10-year median is 10.09 vs. the industry median of 4.24, Liu Chong Hing Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,294 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liu Chong Hing Investment's current Interest Coverage of 1.05 is 75.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Liu Chong Hing Investment and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liu Chong Hing Investment's current Interest Coverage is 1.05, which is 90% below median its own 10-year median of 10.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liu Chong Hing Investment stock overvalued right now?
Liu Chong Hing Investment (FRA:LIW) has a current Interest Coverage of 1.05. The stock's GF Value™ is €0.53, compared to a current price of €0.46 — trading 13.7% below its estimated fair value. The current Interest Coverage is 1.05, which is 90% below median its 10-year median of 10.09 and 75.2% below the Real Estate industry median of 4.24. Liu Chong Hing Investment's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Liu Chong Hing Investment (FRA:LIW), the current Interest Coverage is 1.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liu Chong Hing Investment (FRA:LIW) Overvalued in 2026?

Based on GuruFocus' analysis, Liu Chong Hing Investment stock appears to be undervalued. The current stock price of €0.46 is trading 13.7% below its estimated GF Value™ of €0.53.

Key valuation signals for FRA:LIW:

  • Interest Coverage: 1.05 (90% below median its 10-year median of 10.09)
  • GF Value™: €0.53 vs. price of €0.46 (13.7% below fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 75.2% below the Real Estate median (#1123 of 1294)

No single metric tells the full story. See the FRA:LIW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liu Chong Hing Investment Business Description

Other Exchanges 00194:Hong Kong
Address 24 Des Voeux Road Central, 23rd Floor, Chong Hing Bank Centre, Hong Kong, HKG
Liu Chong Hing Investment Ltd principal activities of the Company are property investment and investment holding. It has six operating segments the Property investment includes investment and letting of properties; Property development includes development and sale of properties; Property management includes provision of property management services; Treasury investment includes dealings and investments in securities and other financial instruments; Trading and manufacturing includes manufacture and sale of magnetic products; and Hotel operation includes management and operation of hotel and food & beverage business. The company generates majority of revenue from Property development segment.
66GF Score

Get the complete analysis for FRA:LIW

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.46
Price
€0.53
GF Value