MINISO Group HoldingFRA:MIF0 +2.16%74 Interest Coverage is 5.81 as of Mar. 2026, which is 76% below its 10-year median of 24.55. GuruFocus rates FRA:MIF0 with a GF Score™ of 74/100 and a GF Value™ of €6.58 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 824 Retail - Cyclical companies, MINISO Group Holding ranks worse than 53.03% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. MINISO Group Holding's
Operating Income
for the
three
months ended in Mar. 2026 was €88 Mil. MINISO Group Holding's Interest Expense for the
three
months ended in Mar. 2026 was €-15 Mil.
MINISO Group Holding's interest coverage for the quarter that ended in Mar. 2026 was 5.81.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for MINISO Group Holding's Interest Coverage or its related term are showing as below:
FRA:MIF0'
s Interest Coverage Range Over the Past 10 Years
Min: 6.81 Med: 24.55 Max: 61.36
Current: 6.81
FRA:MIF0's Interest Coverage is ranked worse than 53.03% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs FRA:MIF0: 6.81
MINISO Group Holding (FRA:MIF0) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
MINISO Group Holding Interest Coverage Related Terms
MINISO Group Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for MINISO Group Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:MIF0 vs RH, ASO, BBWI: Interest Coverage Comparison
For the Specialty Retail subindustry, MINISO Group Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MINISO Group Holding Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MINISO Group Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where MINISO Group Holding's Interest Coverage falls into.
MINISO Group Holding Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MINISO Group Holding (FRA:MIF0) has a Interest Coverage of 5.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MINISO Group Holding and its competitors. This is 76% below median its historical median of 24.55. Over the past decade, MINISO Group Holding's Interest Coverage has ranged from 6.81 to 61.36. According to the industry distribution chart, MINISO Group Holding ranks #437 out of 824 companies in the Retail - Cyclical industry, placing it in the top 53%.
Is MINISO Group Holding's Interest Coverage too high?
MINISO Group Holding's current Interest Coverage of 5.81 is 76% below median its 10-year median of 24.55. Over the past 10 years, this metric has ranged from a low of 6.81 to a high of 61.36. The Retail - Cyclical industry median Interest Coverage is 7.94. MINISO Group Holding's value of 5.81 is 26.8% below this industry median. Based on the distribution chart, MINISO Group Holding ranks #437 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, MINISO Group Holding has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MINISO Group Holding's Interest Coverage compare to RH and ASO?
According to the Retail - Cyclical industry distribution chart, MINISO Group Holding ranks #437 out of 824 companies for Interest Coverage. This places MINISO Group Holding in the lower half of its industry. The industry median Interest Coverage is 7.94. MINISO Group Holding's value of 5.81 is 26.8% below this benchmark. Historically, MINISO Group Holding's own Interest Coverage has ranged from 6.81 to 61.36 over the past decade. While the company's 10-year median is 24.55 vs. the industry median of 7.94, MINISO Group Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MINISO Group Holding's current Interest Coverage of 5.81 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MINISO Group Holding and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MINISO Group Holding's current Interest Coverage is 5.81, which is 76% below median its own 10-year median of 24.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MINISO Group Holding stock overvalued right now?
Based on GuruFocus' analysis, MINISO Group Holding (FRA:MIF0) is currently considered Significantly Undervalued. The stock's GF Value™ is €6.58, compared to a current price of €2.56 — trading 61.1% below its estimated fair value. The current Interest Coverage is 5.81, which is 76% below median its 10-year median of 24.55 and 26.8% below the Retail - Cyclical industry median of 7.94. MINISO Group Holding's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MINISO Group Holding (FRA:MIF0), the current Interest Coverage is 5.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MINISO Group Holding (FRA:MIF0) Overvalued in 2026?
Based on GuruFocus' analysis, MINISO Group Holding stock appears to be undervalued.
The current stock price of €2.56 is trading 61.1% below its estimated GF Value™ of €6.58.
GuruFocus considers MINISO Group Holding to be Significantly Undervalued.
Key valuation signals for FRA:MIF0:
Interest Coverage: 5.81 (76% below median its 10-year median of 24.55)
GF Value™: €6.58 vs. price of €2.56 (61.1% below fair value)
Industry Position: 26.8% below the Retail - Cyclical median (#437 of 824)
No single metric tells the full story. See the FRA:MIF0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MINISO Group Holding Ltd is a value retailer offering a variety of trendy lifestyle products featuring IP design. The principal activity of the Company is investment holding. The company's product categories include home decor, small electronics, textiles, accessories, beauty tools, toys, cosmetics, personal care, snacks, fragrance and perfumes, and stationery and gifts. Its segment includes the MINISO brand -Chinese Mainland and MINISO brand-Overseas which is engaged in the Design, buying, and sale of lifestyle products, and the TOP TOY brand, which is engaged in the Design, buying, and sale of pop toys. The company generates maximum revenue from theMINISO brand -Chinese Mainland segment. Geographically, it derives a majority of its revenue from Chinese Mainland.
74GF Score
Get the complete analysis for FRA:MIF0
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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