Midland Holdings (FRA:MTK) Interest Coverage: 42.64 (As of Dec. 2025) — 278% Above Median


FRA:MTK Midland Holdings Ltd FRA:MTK
66 GF Score
Price €0.25
GF Value €0.12
! 4 Warning Signs
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What is Midland Holdings Interest Coverage?

Midland Holdings FRA:MTK 66 Interest Coverage is 42.64 as of Dec. 2025, which is 278% above its 10-year median of 11.27. GuruFocus rates FRA:MTK with a GF Score™ of 66/100 and a GF Value™ of €0.12. The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, Midland Holdings ranks better than 80.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Midland Holdings's Operating Income for the six months ended in Dec. 2025 was €37.1 Mil. Midland Holdings's Interest Expense for the six months ended in Dec. 2025 was €-0.9 Mil. Midland Holdings's interest coverage for the quarter that ended in Dec. 2025 was 42.64. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Midland Holdings's Interest Coverage or its related term are showing as below:

FRA:MTK' s Interest Coverage Range Over the Past 10 Years
Min: 5.53   Med: 11.27   Max: 31.73
Current: 31.73


FRA:MTK's Interest Coverage is ranked better than
80.37% of 1299 companies
in the Real Estate industry
Industry Median: 4.25 vs FRA:MTK: 31.73

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Midland Holdings  (FRA:MTK) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Midland Holdings Interest Coverage Related Terms


Midland Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Midland Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Midland Holdings Interest Coverage Chart

Midland Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.96 0.00 0.00 17.41 31.73

Midland Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 15.00 20.65 22.10 42.64

FRA:MTK vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Midland Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Midland Holdings Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Midland Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Midland Holdings's Interest Coverage falls into.


FRA:MTK
66GF Score
Midland Holdings Ltd FRA:MTK
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Midland Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Midland Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Midland Holdings's Interest Expense was €-1.9 Mil. Its Operating Income was €58.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €9.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*58.823/-1.854
=31.73

Midland Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Midland Holdings's Interest Expense was €-0.9 Mil. Its Operating Income was €37.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €9.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*37.058/-0.869
=42.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 42.64 mean?
Midland Holdings (FRA:MTK) has a Interest Coverage of 42.64 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Midland Holdings and its competitors. This is 278% above median its historical median of 11.27. Over the past decade, Midland Holdings' Interest Coverage has ranged from 5.53 to 31.73. According to the industry distribution chart, Midland Holdings ranks #255 out of 1299 companies in the Real Estate industry, placing it in the top 19.6%.
Is Midland Holdings' Interest Coverage too high?
Midland Holdings' current Interest Coverage of 42.64 is 278% above median its 10-year median of 11.27. Over the past 10 years, this metric has ranged from a low of 5.53 to a high of 31.73. The Real Estate industry median Interest Coverage is 4.25. Midland Holdings' value of 42.64 is 903.3% above this industry median. Based on the distribution chart, Midland Holdings ranks #255 out of 1299 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Midland Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Midland Holdings' Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Midland Holdings ranks #255 out of 1299 companies for Interest Coverage. This places Midland Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.25. Midland Holdings' value of 42.64 is 903.3% above this benchmark. Historically, Midland Holdings' own Interest Coverage has ranged from 5.53 to 31.73 over the past decade. While the company's 10-year median is 11.27 vs. the industry median of 4.25, Midland Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Midland Holdings's current Interest Coverage of 42.64 is 903.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Midland Holdings and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland Holdings's current Interest Coverage is 42.64, which is 278% above median its own 10-year median of 11.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland Holdings stock overvalued right now?
Midland Holdings (FRA:MTK) has a current Interest Coverage of 42.64. The stock's GF Value™ is €0.12, compared to a current price of €0.25 — trading 110% above its estimated fair value. The current Interest Coverage is 42.64, which is 278% above median its 10-year median of 11.27 and 903.3% above the Real Estate industry median of 4.25. Midland Holdings' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Midland Holdings (FRA:MTK), the current Interest Coverage is 42.64 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland Holdings (FRA:MTK) Overvalued in 2026?

Based on GuruFocus' analysis, Midland Holdings stock appears to be overvalued. The current stock price of €0.25 is trading 110% above its estimated GF Value™ of €0.12.

Key valuation signals for FRA:MTK:

  • Interest Coverage: 42.64 (278% above median its 10-year median of 11.27)
  • GF Value™: €0.12 vs. price of €0.25 (110% above fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 903.3% above the Real Estate median (#255 of 1299)

No single metric tells the full story. See the FRA:MTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Midland Holdings Business Description

Other Exchanges 01200:Hong Kong
Address 19 Des Voeux Road Central, Room 2505-8, 25th Floor, World Wide House, Hong Kong, HKG
Midland Holdings Ltd is an investment holding company principally engaged in the provision of property agency services for residential, commercial, and industrial properties and shops. The company is also engaged in the leasing of property, the operation of an Internet Website, and the provision of immigration consultancy services, money lending services, and mortgage referral services. The segment of the company is Property Agency, which involves: Residential properties, and Commercial and industrial properties and shops. It generates the majority of its revenue from the Residential properties. Geographically, the company operates in Hong Kong and Macau, which derives maximum revenue; and Chinese Mainland.
66GF Score

Get the complete analysis for FRA:MTK

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.12
GF Value