Smith Micro Software (FRA:SS90) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


FRA:SS90 Smith Micro Software Inc FRA:SS90
60 GF Score
Price €10.72
GF Value €9.28
! 4 Warning Signs
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What is Smith Micro Software Interest Coverage?

Smith Micro Software FRA:SS90 60 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates FRA:SS90 with a GF Score™ of 60/100 and a GF Value™ of €9.28. The stock has 4 warning signs investors should review. Among 1,705 Software companies, Smith Micro Software ranks worse than 58650.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Smith Micro Software's Operating Income for the three months ended in Mar. 2026 was €-2.92 Mil. Smith Micro Software's Interest Expense for the three months ended in Mar. 2026 was €-0.46 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Smith Micro Software's Interest Coverage or its related term are showing as below:


FRA:SS90's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.67
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Smith Micro Software  (FRA:SS90) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Smith Micro Software Interest Coverage Related Terms


Smith Micro Software Interest Coverage Historical Data

* Premium members only.

The historical data trend for Smith Micro Software's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Smith Micro Software Interest Coverage Chart

Smith Micro Software Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A 0.00 0.00 N/A 0.00

Smith Micro Software Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:SS90 vs CYN, FALC, INUV: Interest Coverage Comparison

For the Software - Application subindustry, Smith Micro Software's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smith Micro Software Interest Coverage vs Software Industry

For the Software industry and Technology sector, Smith Micro Software's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Smith Micro Software's Interest Coverage falls into.


FRA:SS90
60GF Score
Smith Micro Software Inc FRA:SS90
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Smith Micro Software Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Smith Micro Software's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Smith Micro Software's Interest Expense was €-0.35 Mil. Its Operating Income was €-16.44 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.36 Mil.

Smith Micro Software did not have earnings to cover the interest expense.

Smith Micro Software's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Smith Micro Software's Interest Expense was €-0.46 Mil. Its Operating Income was €-2.92 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.64 Mil.

Smith Micro Software did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Smith Micro Software (FRA:SS90) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Smith Micro Software and its competitors. According to the industry distribution chart, Smith Micro Software ranks #999999 out of 1705 companies in the Software industry.
Is Smith Micro Software's Interest Coverage too high?
Smith Micro Software's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Smith Micro Software ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Smith Micro Software has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Smith Micro Software's Interest Coverage compare to CYN and FALC?
According to the Software industry distribution chart, Smith Micro Software ranks #999999 out of 1705 companies for Interest Coverage. This places Smith Micro Software in the lower half of its industry. The industry median Interest Coverage is 24.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Smith Micro Software and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smith Micro Software's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smith Micro Software stock overvalued right now?
Smith Micro Software (FRA:SS90) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is €9.28, compared to a current price of €10.72 — trading 15.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Smith Micro Software's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Smith Micro Software (FRA:SS90), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smith Micro Software (FRA:SS90) Overvalued in 2026?

Based on GuruFocus' analysis, Smith Micro Software stock appears to be overvalued. The current stock price of €10.72 is trading 15.5% above its estimated GF Value™ of €9.28.

Key valuation signals for FRA:SS90:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €9.28 vs. price of €10.72 (15.5% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FRA:SS90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smith Micro Software Business Description

Other Exchanges SMSI:USA
Address 5800 Corporate Drive, Pittsburgh, PA, USA, 15237
Smith Micro Software Inc provides software solutions that simplify and enhance the mobile experience to some of the wireless service providers around the globe. The company's solutions include SafePath product suite provides comprehensive and easy-to-use tools to protect family digital lifestyles and manage connected devices both inside and outside the home; CommSuite premium messaging platform helps mobile service providers deliver a next-generation voicemail experience to mobile subscribers, while monetizing a legacy cost-center; and ViewSpot its retail display management platform provided wireless carriers and retailers with a way to bring powerful on-screen, interactive demos to life. It operates in single segment: Wireless.
60GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.72
Price
€9.28
GF Value