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Trinet GroupFRA:TN3 -0.96%72 Interest Coverage is 10.46 as of Mar. 2026, which is 13% below its 10-year median of 12.09. GuruFocus rates FRA:TN3 with a GF Score™ of 72/100 and a GF Value™ of €83.72. The stock has 5 warning signs investors should review. Among 812 Business Services companies, Trinet Group ranks worse than 68.6% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Trinet Group's
Operating Income
for the
three
months ended in Mar. 2026 was €118 Mil. Trinet Group's Interest Expense for the
three
months ended in Mar. 2026 was €-11 Mil.
Trinet Group's interest coverage for the quarter that ended in Mar. 2026 was 10.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Trinet Group's Interest Coverage or its related term are showing as below:
FRA:TN3'
s Interest Coverage Range Over the Past 10 Years
Min: 4.65 Med: 12.09 Max: 22.75
Current: 5.09
FRA:TN3's Interest Coverage is ranked worse than 68.6% of 812
companies
in the Business Services industry
Industry Median: 13.2
vs FRA:TN3: 5.09
Trinet Group (FRA:TN3) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Trinet Group Interest Coverage Related Terms
Trinet Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Trinet Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:TN3 vs MAN, NSP, RHI: Interest Coverage Comparison
For the Staffing & Employment Services subindustry, Trinet Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trinet Group Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Trinet Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Trinet Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trinet Group (FRA:TN3) has a Interest Coverage of 10.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trinet Group and its competitors. This is 13% below median its historical median of 12.09. Over the past decade, Trinet Group's Interest Coverage has ranged from 4.65 to 22.75. According to the industry distribution chart, Trinet Group ranks #557 out of 812 companies in the Business Services industry, placing it in the top 68.6%.
Is Trinet Group's Interest Coverage too high?
Trinet Group's current Interest Coverage of 10.46 is 13% below median its 10-year median of 12.09. Over the past 10 years, this metric has ranged from a low of 4.65 to a high of 22.75. The Business Services industry median Interest Coverage is 13.20. Trinet Group's value of 10.46 is 20.8% below this industry median. Based on the distribution chart, Trinet Group ranks #557 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Trinet Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Trinet Group's Interest Coverage compare to MAN and NSP?
According to the Business Services industry distribution chart, Trinet Group ranks #557 out of 812 companies for Interest Coverage. This places Trinet Group in the lower half of its industry. The industry median Interest Coverage is 13.20. Trinet Group's value of 10.46 is 20.8% below this benchmark. Historically, Trinet Group's own Interest Coverage has ranged from 4.65 to 22.75 over the past decade. While the company's 10-year median is 12.09 vs. the industry median of 13.20, Trinet Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.20, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinet Group's current Interest Coverage of 10.46 is 20.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Trinet Group and its competitors. For the Business Services industry, the median Interest Coverage is 13.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinet Group's current Interest Coverage is 10.46, which is 13% below median its own 10-year median of 12.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinet Group stock overvalued right now?
Trinet Group (FRA:TN3) has a current Interest Coverage of 10.46. The stock's GF Value™ is €83.72, compared to a current price of €51.50 — trading 38.5% below its estimated fair value. The current Interest Coverage is 10.46, which is 13% below median its 10-year median of 12.09 and 20.8% below the Business Services industry median of 13.20. Trinet Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Trinet Group (FRA:TN3), the current Interest Coverage is 10.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trinet Group (FRA:TN3) Overvalued in 2026?
Based on GuruFocus' analysis, Trinet Group stock appears to be undervalued.
The current stock price of €51.50 is trading 38.5% below its estimated GF Value™ of €83.72.
Key valuation signals for FRA:TN3:
Interest Coverage: 10.46 (13% below median its 10-year median of 12.09)
GF Value™: €83.72 vs. price of €51.50 (38.5% below fair value)
Industry Position: 20.8% below the Business Services median (#557 of 812)
No single metric tells the full story. See the FRA:TN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trinet Group Inc provides human resources solutions for small and medium-sized businesses through technology-enabled services. Its offerings include human capital expertise, employee benefits such as health insurance and retirement plans, payroll and payroll tax administration, risk mitigation, and compliance consulting. The company provides its services through professional employer organization (PEO) services delivered via a co-employment model, as well as administrative services organization (ASO) offerings. The majority of the company's revenue is derived from the insurance-related billings and administrative fees collected from PEO clients.
72GF Score
Get the complete analysis for FRA:TN3
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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