Ideal Holdings (FRA:Y3F) Interest Coverage: 2.12 (As of Dec. 2025) — 38% Below Median


FRA:Y3F Ideal Holdings SA FRA:Y3F
64 GF Score
Price €6.49
GF Value €8.85
Valuation Modestly Undervalued
! 10 Warning Signs
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What is Ideal Holdings Interest Coverage?

Ideal Holdings FRA:Y3F -1.22% 64 Interest Coverage is 2.12 as of Dec. 2025, which is 38% below its 10-year median of 3.41. GuruFocus rates FRA:Y3F with a GF Score™ of 64/100 and a GF Value™ of €8.85 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 1,673 Hardware companies, Ideal Holdings ranks worse than 90.02% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ideal Holdings's Operating Income for the six months ended in Dec. 2025 was €18.1 Mil. Ideal Holdings's Interest Expense for the six months ended in Dec. 2025 was €-8.5 Mil. Ideal Holdings's interest coverage for the quarter that ended in Dec. 2025 was 2.12. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Ideal Holdings SA interest coverage is 1.76, which is low.

The historical rank and industry rank for Ideal Holdings's Interest Coverage or its related term are showing as below:

FRA:Y3F' s Interest Coverage Range Over the Past 10 Years
Min: 1.46   Med: 3.41   Max: 5.92
Current: 1.76


FRA:Y3F's Interest Coverage is ranked worse than
90.02% of 1673 companies
in the Hardware industry
Industry Median: 13.73 vs FRA:Y3F: 1.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ideal Holdings  (FRA:Y3F) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ideal Holdings Interest Coverage Related Terms


Ideal Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ideal Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ideal Holdings Interest Coverage Chart

Ideal Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 2.24 5.87 1.83 1.46 1.76

Ideal Holdings Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.58 1.32 1.43 2.12

FRA:Y3F vs SNX, ARW, AVT: Interest Coverage Comparison

For the Electronics & Computer Distribution subindustry, Ideal Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ideal Holdings Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Ideal Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ideal Holdings's Interest Coverage falls into.


FRA:Y3F
64GF Score
Ideal Holdings SA FRA:Y3F
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ideal Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ideal Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ideal Holdings's Interest Expense was €-17.7 Mil. Its Operating Income was €31.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €408.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*31.208/-17.701
=1.76

Ideal Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Ideal Holdings's Interest Expense was €-8.5 Mil. Its Operating Income was €18.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €408.3 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*18.054/-8.529
=2.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.12 mean?
Ideal Holdings (FRA:Y3F) has a Interest Coverage of 2.12 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ideal Holdings and its competitors. This is 38% below median its historical median of 3.41. Over the past decade, Ideal Holdings' Interest Coverage has ranged from 1.46 to 5.92. According to the industry distribution chart, Ideal Holdings ranks #1506 out of 1673 companies in the Hardware industry, placing it in the top 90%.
Is Ideal Holdings' Interest Coverage too high?
Ideal Holdings' current Interest Coverage of 2.12 is 38% below median its 10-year median of 3.41. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 5.92. The Hardware industry median Interest Coverage is 13.73. Ideal Holdings' value of 2.12 is 84.6% below this industry median. Based on the distribution chart, Ideal Holdings ranks #1506 out of 1673 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Ideal Holdings has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ideal Holdings' Interest Coverage compare to SNX and ARW?
According to the Hardware industry distribution chart, Ideal Holdings ranks #1506 out of 1673 companies for Interest Coverage. This places Ideal Holdings in the lower half of its industry. The industry median Interest Coverage is 13.73. Ideal Holdings' value of 2.12 is 84.6% below this benchmark. Historically, Ideal Holdings' own Interest Coverage has ranged from 1.46 to 5.92 over the past decade. While the company's 10-year median is 3.41 vs. the industry median of 13.73, Ideal Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.73, based on 1,673 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ideal Holdings's current Interest Coverage of 2.12 is 84.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ideal Holdings and its competitors. For the Hardware industry, the median Interest Coverage is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ideal Holdings's current Interest Coverage is 2.12, which is 38% below median its own 10-year median of 3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ideal Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ideal Holdings (FRA:Y3F) is currently considered Modestly Undervalued. The stock's GF Value™ is €8.85, compared to a current price of €6.49 — trading 26.7% below its estimated fair value. The current Interest Coverage is 2.12, which is 38% below median its 10-year median of 3.41 and 84.6% below the Hardware industry median of 13.73. Ideal Holdings' overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ideal Holdings (FRA:Y3F), the current Interest Coverage is 2.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ideal Holdings (FRA:Y3F) Overvalued in 2026?

Based on GuruFocus' analysis, Ideal Holdings stock appears to be undervalued. The current stock price of €6.49 is trading 26.7% below its estimated GF Value™ of €8.85. GuruFocus considers Ideal Holdings to be Modestly Undervalued.

Key valuation signals for FRA:Y3F:

  • Interest Coverage: 2.12 (38% below median its 10-year median of 3.41)
  • GF Value™: €8.85 vs. price of €6.49 (26.7% below fair value)
  • GF Score™: 64/100 with 10 warning signs
  • Industry Position: 84.6% below the Hardware median (#1506 of 1673)

No single metric tells the full story. See the FRA:Y3F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ideal Holdings Business Description

Other Exchanges INTEK:Greece0IYE:UK
Address 25 Kreontos Street, P.O. Box 10442, Athens, GRC, 10442
Ideal Holdings SA is an investment firm focused on driving the growth of Greek companies by acquiring majority stakes. Along with its subsidiaries, the company operates in the following segments: Information Technology (IT) and Specialized retail trade. The majority of its revenue is generated from the Specialized retail segment, which includes operations of Attica Department Stores, selling beauty and fashion products of various brands. The IT segment provides services like distribution of technology products, IT software and cybersecurity products, development of customer communication management software i-DOCS, integrated IT solutions, and trust and cybersecurity services. Geographically, the group generates maximum revenue from its domestic market.
64GF Score

Get the complete analysis for FRA:Y3F

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.49
Price
€8.85
GF Value