Upsales Technology AB (FRA:Y8D) Interest Coverage: 72.40 (As of Mar. 2026) — 93% Below Median


FRA:Y8D Upsales Technology AB FRA:Y8D
84 GF Score
Price €1.98
GF Value €3.14
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What is Upsales Technology AB Interest Coverage?

Upsales Technology AB FRA:Y8D +3.40% 84 Interest Coverage is 72.40 as of Mar. 2026, which is 93% below its 10-year median of 972.37. GuruFocus rates FRA:Y8D with a GF Score™ of 84/100 and a GF Value™ of €3.14. Among 1,704 Software companies, Upsales Technology AB ranks better than 76.53% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Upsales Technology AB's Operating Income for the three months ended in Mar. 2026 was €0.36 Mil. Upsales Technology AB's Interest Expense for the three months ended in Mar. 2026 was €-0.01 Mil. Upsales Technology AB's interest coverage for the quarter that ended in Mar. 2026 was 72.40. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Upsales Technology AB has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Upsales Technology AB's Interest Coverage or its related term are showing as below:

FRA:Y8D' s Interest Coverage Range Over the Past 10 Years
Min: 2.57   Med: 972.37   Max: 3063.67
Current: 222.17


FRA:Y8D's Interest Coverage is ranked better than
76.53% of 1704 companies
in the Software industry
Industry Median: 24.75 vs FRA:Y8D: 222.17

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Upsales Technology AB  (FRA:Y8D) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Upsales Technology AB Interest Coverage Related Terms


Upsales Technology AB Interest Coverage Historical Data

* Premium members only.

The historical data trend for Upsales Technology AB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Upsales Technology AB Interest Coverage Chart

Upsales Technology AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 1,224.00 2,590.00 768.00 996.00 259.30

Upsales Technology AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 118.67 0.00 No Debt 68.00 72.40

FRA:Y8D vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Upsales Technology AB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upsales Technology AB Interest Coverage vs Software Industry

For the Software industry and Technology sector, Upsales Technology AB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Upsales Technology AB's Interest Coverage falls into.


FRA:Y8D
84GF Score
Upsales Technology AB FRA:Y8D
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Upsales Technology AB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Upsales Technology AB's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Upsales Technology AB's Interest Expense was €-0.01 Mil. Its Operating Income was €2.59 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.26 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.593/-0.01
=259.30

Upsales Technology AB's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Upsales Technology AB's Interest Expense was €-0.01 Mil. Its Operating Income was €0.36 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.25 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.362/-0.005
=72.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 72.40 mean?
Upsales Technology AB (FRA:Y8D) has a Interest Coverage of 72.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsales Technology AB and its competitors. This is 93% below median its historical median of 972.37. Over the past decade, Upsales Technology AB's Interest Coverage has ranged from 2.57 to 3,063.67. According to the industry distribution chart, Upsales Technology AB ranks #400 out of 1704 companies in the Software industry, placing it in the top 23.5%.
Is Upsales Technology AB's Interest Coverage too high?
Upsales Technology AB's current Interest Coverage of 72.40 is 93% below median its 10-year median of 972.37. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 3,063.67. The Software industry median Interest Coverage is 24.75. Upsales Technology AB's value of 72.40 is 192.5% above this industry median. Based on the distribution chart, Upsales Technology AB ranks #400 out of 1704 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upsales Technology AB has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Upsales Technology AB's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Upsales Technology AB ranks #400 out of 1704 companies for Interest Coverage. This places Upsales Technology AB in the top 24% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.75. Upsales Technology AB's value of 72.40 is 192.5% above this benchmark. Historically, Upsales Technology AB's own Interest Coverage has ranged from 2.57 to 3,063.67 over the past decade. While the company's 10-year median is 972.37 vs. the industry median of 24.75, Upsales Technology AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upsales Technology AB's current Interest Coverage of 72.40 is 192.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsales Technology AB and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upsales Technology AB's current Interest Coverage is 72.40, which is 93% below median its own 10-year median of 972.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upsales Technology AB stock overvalued right now?
Upsales Technology AB (FRA:Y8D) has a current Interest Coverage of 72.40. The stock's GF Value™ is €3.14, compared to a current price of €1.98 — trading 37.1% below its estimated fair value. The current Interest Coverage is 72.40, which is 93% below median its 10-year median of 972.37 and 192.5% above the Software industry median of 24.75. Upsales Technology AB's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Upsales Technology AB (FRA:Y8D), the current Interest Coverage is 72.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upsales Technology AB (FRA:Y8D) Overvalued in 2026?

Based on GuruFocus' analysis, Upsales Technology AB stock appears to be undervalued. The current stock price of €1.98 is trading 37.1% below its estimated GF Value™ of €3.14.

Key valuation signals for FRA:Y8D:

  • Interest Coverage: 72.40 (93% below median its 10-year median of 972.37)
  • GF Value™: €3.14 vs. price of €1.98 (37.1% below fair value)
  • GF Score™: 84/100
  • Industry Position: 192.5% above the Software median (#400 of 1704)

No single metric tells the full story. See the FRA:Y8D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upsales Technology AB Business Description

Other Exchanges UPSALE:Sweden
Address Sveavagen 21, Stockholm, SWE, 11134
Upsales Technology AB is a Sweden based software company. It provides sales and marketing platform for B2B companies. The company provides Marketing solutions such as Marketing Automation, Lead scoring, Website Tracking and Event Marketing among others. It also provides with Sales and Analytics services to various companies.
84GF Score

Get the complete analysis for FRA:Y8D

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.98
Price
€3.14
GF Value