Fidelity National Information Services (FRA:ZGY) Interest Coverage: 2.68 (As of Mar. 2026) — 35% Below Median


FRA:ZGY Fidelity National Information Services Inc FRA:ZGY
62 GF Score
Price €32.89
GF Value €77.40
Valuation Possible Value Trap
! 4 Warning Signs
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What is Fidelity National Information Services Interest Coverage?

Fidelity National Information Services FRA:ZGY -1.32% 62 Interest Coverage is 2.68 as of Mar. 2026, which is 35% below its 10-year median of 4.14. GuruFocus rates FRA:ZGY with a GF Score™ of 62/100 and a GF Value™ of €77.40 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,706 Software companies, Fidelity National Information Services ranks worse than 82.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fidelity National Information Services's Operating Income for the three months ended in Mar. 2026 was €456 Mil. Fidelity National Information Services's Interest Expense for the three months ended in Mar. 2026 was €-170 Mil. Fidelity National Information Services's interest coverage for the quarter that ended in Mar. 2026 was 2.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fidelity National Information Services's Interest Coverage or its related term are showing as below:

FRA:ZGY' s Interest Coverage Range Over the Past 10 Years
Min: 2.03   Med: 4.14   Max: 5.77
Current: 3.81


FRA:ZGY's Interest Coverage is ranked worse than
82.3% of 1706 companies
in the Software industry
Industry Median: 24.75 vs FRA:ZGY: 3.81

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fidelity National Information Services  (FRA:ZGY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fidelity National Information Services Interest Coverage Related Terms


Fidelity National Information Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fidelity National Information Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fidelity National Information Services Interest Coverage Chart

Fidelity National Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.77 4.29 2.19 5.02 4.50

Fidelity National Information Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.36 3.71 5.10 4.85 2.68

FRA:ZGY vs CTSH, CDW, BR: Interest Coverage Comparison

For the Information Technology Services subindustry, Fidelity National Information Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidelity National Information Services Interest Coverage vs Software Industry

For the Software industry and Technology sector, Fidelity National Information Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fidelity National Information Services's Interest Coverage falls into.


FRA:ZGY
62GF Score
Fidelity National Information Services Inc FRA:ZGY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fidelity National Information Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fidelity National Information Services's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fidelity National Information Services's Interest Expense was €-334 Mil. Its Operating Income was €1,502 Mil. And its Long-Term Debt & Capital Lease Obligation was €7,897 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1502.186/-333.914
=4.50

Fidelity National Information Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Fidelity National Information Services's Interest Expense was €-170 Mil. Its Operating Income was €456 Mil. And its Long-Term Debt & Capital Lease Obligation was €14,524 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*455.855/-170.405
=2.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.68 mean?
Fidelity National Information Services (FRA:ZGY) has a Interest Coverage of 2.68 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fidelity National Information Services and its competitors. This is 35% below median its historical median of 4.14. Over the past decade, Fidelity National Information Services' Interest Coverage has ranged from 2.03 to 5.77. According to the industry distribution chart, Fidelity National Information Services ranks #1404 out of 1706 companies in the Software industry, placing it in the top 82.3%.
Is Fidelity National Information Services' Interest Coverage too high?
Fidelity National Information Services' current Interest Coverage of 2.68 is 35% below median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 5.77. The Software industry median Interest Coverage is 24.75. Fidelity National Information Services' value of 2.68 is 89.2% below this industry median. Based on the distribution chart, Fidelity National Information Services ranks #1404 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fidelity National Information Services has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Information Services' Interest Coverage compare to CTSH and CDW?
According to the Software industry distribution chart, Fidelity National Information Services ranks #1404 out of 1706 companies for Interest Coverage. This places Fidelity National Information Services in the lower half of its industry. The industry median Interest Coverage is 24.75. Fidelity National Information Services' value of 2.68 is 89.2% below this benchmark. Historically, Fidelity National Information Services' own Interest Coverage has ranged from 2.03 to 5.77 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 24.75, Fidelity National Information Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fidelity National Information Services's current Interest Coverage of 2.68 is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fidelity National Information Services and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity National Information Services's current Interest Coverage is 2.68, which is 35% below median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Information Services stock overvalued right now?
Based on GuruFocus' analysis, Fidelity National Information Services (FRA:ZGY) is currently considered Possible Value Trap. The stock's GF Value™ is €77.40, compared to a current price of €32.89 — trading 57.5% below its estimated fair value. The current Interest Coverage is 2.68, which is 35% below median its 10-year median of 4.14 and 89.2% below the Software industry median of 24.75. Fidelity National Information Services' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fidelity National Information Services (FRA:ZGY), the current Interest Coverage is 2.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidelity National Information Services (FRA:ZGY) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity National Information Services stock appears to be undervalued. The current stock price of €32.89 is trading 57.5% below its estimated GF Value™ of €77.40. GuruFocus considers Fidelity National Information Services to be Possible Value Trap.

Key valuation signals for FRA:ZGY:

  • Interest Coverage: 2.68 (35% below median its 10-year median of 4.14)
  • GF Value™: €77.40 vs. price of €32.89 (57.5% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 89.2% below the Software median (#1404 of 1706)

No single metric tells the full story. See the FRA:ZGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidelity National Information Services Business Description

Address 347 Riverside Avenue, Jacksonville, FL, USA, 32202
Fidelity National Information Services provides core processing and ancillary services to banks, but its business has expanded over time. By acquiring SunGard in 2015, the company now provides record-keeping and other services to investment firms. In a recent deal with Global Payments, FIS sold off its remaining interest in Worldpay and acquired Global Payment's issuer processing business.
62GF Score

Get the complete analysis for FRA:ZGY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.89
Price
€77.40
GF Value