GCLT (GainClients) Interest Coverage: No Debt (1) (As of Sep. 2023)

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What is GainClients Interest Coverage?

GainClients GCLT Interest Coverage is No Debt (1) as of Sep. 2023.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GainClients's Operating Income for the three months ended in Sep. 2023 was $0.01 Mil. GainClients's Interest Expense for the three months ended in Sep. 2023 was $0.00 Mil. GainClients has no debt. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for GainClients's Interest Coverage or its related term are showing as below:


GCLT's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.62
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GainClients  (OTCPK:GCLT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

GainClients Interest Coverage Related Terms

GainClients Interest Coverage Historical Data

* Premium members only.

The historical data trend for GainClients's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GainClients Interest Coverage Chart

GainClients Annual Data
Trend
Interest Coverage

GainClients Quarterly Data
Jun22 Sep22 Jun23 Sep23
Interest Coverage No Debt No Debt No Debt No Debt

GCLT vs DUUO, WOWI, SOFO: Interest Coverage Comparison

For the Software - Application subindustry, GainClients's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GainClients Interest Coverage vs Software Industry

For the Software industry and Technology sector, GainClients's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GainClients's Interest Coverage falls into.


GainClients Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GainClients's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, GainClients's Interest Expense was $0.00 Mil. Its Operating Income was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

GainClients had no debt (1).

GainClients's Interest Coverage for the quarter that ended in Sep. 2023 is calculated as

Here, for the three months ended in Sep. 2023, GainClients's Interest Expense was $0.00 Mil. Its Operating Income was $0.01 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

GainClients had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
GainClients (GCLT) has a Interest Coverage of No Debt (1) as of Sep. 2023. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GainClients and its competitors.
Is GainClients' Interest Coverage too high?
GainClients' current Interest Coverage is No Debt (1).
How does GainClients' Interest Coverage compare to DUUO and WOWI?
GainClients' Interest Coverage of No Debt (1) can be compared against companies in the Software industry. The industry median Interest Coverage is 24.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GainClients and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GainClients's current Interest Coverage is No Debt (1). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GainClients stock overvalued right now?
GainClients (GCLT) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GainClients (GCLT), the current Interest Coverage is No Debt (1) as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

GainClients Business Description

Address 6245 East Broadway Boulevard, Suite 400, Tucson, AZ, USA, 85711
GainClients Inc is a United States-based software service company. It provides lead generation and marketing services to the real estate industry. Its primary products are The GCard and the Daily Opportunity Service. The GCard is a web and mobile real estate networking service that connects professionals and consumers, where home search behavior is tracked and reported. The Daily Opportunity Service is a new purchase money solution for lending and title organizations. These services can be used together or separately, providing flexibility and customized solutions.