Bayerische Motoren Werke AGHAM:BMW -0.52%73 Interest Coverage is 21.78 as of Mar. 2026, which is 2% above its 10-year median of 21.37. GuruFocus rates HAM:BMW with a GF Score™ of 73/100 and a GF Value™ of €82.75 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,067 Vehicles & Parts companies, Bayerische Motoren Werke AG ranks better than 65.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Bayerische Motoren Werke AG's
Operating Income
for the
three
months ended in Mar. 2026 was €2,004 Mil. Bayerische Motoren Werke AG's Interest Expense for the
three
months ended in Mar. 2026 was €-92 Mil.
Bayerische Motoren Werke AG's interest coverage for the quarter that ended in Mar. 2026 was 21.78.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Bayerische Motoren Werke AG's Interest Coverage or its related term are showing as below:
HAM:BMW'
s Interest Coverage Range Over the Past 10 Years
Min: 10.39 Med: 21.37 Max: 61.78
Current: 17.31
HAM:BMW's Interest Coverage is ranked better than 65.04% of 1067
companies
in the Vehicles & Parts industry
Industry Median: 8.31
vs HAM:BMW: 17.31
Bayerische Motoren Werke AG (HAM:BMW) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bayerische Motoren Werke AG Interest Coverage Related Terms
Bayerische Motoren Werke AG Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Bayerische Motoren Werke AG Interest Coverage Chart
HAM:BMW vs TSLA, GM, F: Interest Coverage Comparison
For the Auto Manufacturers subindustry, Bayerische Motoren Werke AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bayerische Motoren Werke AG Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Bayerische Motoren Werke AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bayerische Motoren Werke AG's Interest Coverage falls into.
Bayerische Motoren Werke AG Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bayerische Motoren Werke AG (HAM:BMW) has a Interest Coverage of 21.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bayerische Motoren Werke AG and its competitors. This is near median its historical median of 21.37. Over the past decade, Bayerische Motoren Werke AG's Interest Coverage has ranged from 10.39 to 61.78. According to the industry distribution chart, Bayerische Motoren Werke AG ranks #373 out of 1067 companies in the Vehicles & Parts industry, placing it in the top 35%.
Is Bayerische Motoren Werke AG's Interest Coverage too high?
Bayerische Motoren Werke AG's current Interest Coverage of 21.78 is near median its 10-year median of 21.37. Over the past 10 years, this metric has ranged from a low of 10.39 to a high of 61.78. The Vehicles & Parts industry median Interest Coverage is 8.31. Bayerische Motoren Werke AG's value of 21.78 is 162.1% above this industry median. Based on the distribution chart, Bayerische Motoren Werke AG ranks #373 out of 1067 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Bayerische Motoren Werke AG has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bayerische Motoren Werke AG's Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Bayerische Motoren Werke AG ranks #373 out of 1067 companies for Interest Coverage. This puts Bayerische Motoren Werke AG in the upper half of its industry. The industry median Interest Coverage is 8.31. Bayerische Motoren Werke AG's value of 21.78 is 162.1% above this benchmark. Historically, Bayerische Motoren Werke AG's own Interest Coverage has ranged from 10.39 to 61.78 over the past decade. While the company's 10-year median is 21.37 vs. the industry median of 8.31, Bayerische Motoren Werke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.31, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bayerische Motoren Werke AG's current Interest Coverage of 21.78 is 162.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bayerische Motoren Werke AG and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bayerische Motoren Werke AG's current Interest Coverage is 21.78, which is near median its own 10-year median of 21.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bayerische Motoren Werke AG stock overvalued right now?
Based on GuruFocus' analysis, Bayerische Motoren Werke AG (HAM:BMW) is currently considered Possible Value Trap. The stock's GF Value™ is €82.75, compared to a current price of €57.42 — trading 30.6% below its estimated fair value. The current Interest Coverage is 21.78, which is near median its 10-year median of 21.37 and 162.1% above the Vehicles & Parts industry median of 8.31. Bayerische Motoren Werke AG's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bayerische Motoren Werke AG (HAM:BMW), the current Interest Coverage is 21.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bayerische Motoren Werke AG (HAM:BMW) Overvalued in 2026?
Based on GuruFocus' analysis, Bayerische Motoren Werke AG stock appears to be undervalued.
The current stock price of €57.42 is trading 30.6% below its estimated GF Value™ of €82.75.
GuruFocus considers Bayerische Motoren Werke AG to be Possible Value Trap.
Key valuation signals for HAM:BMW:
Interest Coverage: 21.78 (near median its 10-year median of 21.37)
GF Value™: €82.75 vs. price of €57.42 (30.6% below fair value)
Industry Position: 162.1% above the Vehicles & Parts median (#373 of 1067)
No single metric tells the full story. See the HAM:BMW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BMW is a premium passenger car and motorcycle original equipment manufacturer, home to the brands BMW, Mini Cooper, Rolls-Royce, and BMW Motorrad. BMW sold 2.7 million vehicles in 2025, or which 2.5 million were passenger cars. In terms of sales volume, Europe and Asia are BMW's largest regions, contributing 43% and 33%, respectively. BMW's core competence is in the "affordable" luxury channel, with limited exposure to high-end vehicles.
73GF Score
Get the complete analysis for HAM:BMW
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