Bayerische Motoren Werke AG (HAM:BMW) Quick Ratio: 0.89 (As of Mar. 2026) — Near Median


HAM:BMW Bayerische Motoren Werke AG HAM:BMW
72 GF Score
Price €58.52
GF Value €82.75
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bayerische Motoren Werke AG Quick Ratio?

Bayerische Motoren Werke AG HAM:BMW +1.92% 72 Quick Ratio is 0.89 as of Mar. 2026, which is 2% above its 10-year median of 0.87. GuruFocus rates HAM:BMW with a GF Score™ of 72/100 and a GF Value™ of €82.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,337 Vehicles & Parts companies, Bayerische Motoren Werke AG ranks worse than 61.71% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Bayerische Motoren Werke AG's quick ratio for the quarter that ended in Mar. 2026 was 0.89.

Bayerische Motoren Werke AG has a quick ratio of 0.89. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Bayerische Motoren Werke AG's Quick Ratio or its related term are showing as below:

HAM:BMW' s Quick Ratio Range Over the Past 10 Years
Min: 0.78   Med: 0.87   Max: 0.99
Current: 0.89

During the past 13 years, Bayerische Motoren Werke AG's highest Quick Ratio was 0.99. The lowest was 0.78. And the median was 0.87.

HAM:BMW's Quick Ratio is ranked worse than
61.71% of 1337 companies
in the Vehicles & Parts industry
Industry Median: 1.06 vs HAM:BMW: 0.89

Bayerische Motoren Werke AG  (HAM:BMW) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Bayerische Motoren Werke AG Quick Ratio Related Terms


Bayerische Motoren Werke AG Quick Ratio Historical Data

* Premium members only.

The historical data trend for Bayerische Motoren Werke AG's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bayerische Motoren Werke AG Quick Ratio Chart

Bayerische Motoren Werke AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.86 0.82 0.82 0.86

Bayerische Motoren Werke AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.86 0.86 0.86 0.89

HAM:BMW vs TSLA, GM, F: Quick Ratio Comparison

For the Auto Manufacturers subindustry, Bayerische Motoren Werke AG's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bayerische Motoren Werke AG Quick Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Bayerische Motoren Werke AG's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Bayerische Motoren Werke AG's Quick Ratio falls into.


HAM:BMW
72GF Score
Bayerische Motoren Werke AG HAM:BMW
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bayerische Motoren Werke AG Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Bayerische Motoren Werke AG's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(91648-21281)/81724
=0.86

Bayerische Motoren Werke AG's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(95260-22635)/81232
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.89 mean?
Bayerische Motoren Werke AG (HAM:BMW) has a Quick Ratio of 0.89 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Bayerische Motoren Werke AG and its competitors. This is near median its historical median of 0.87. Over the past decade, Bayerische Motoren Werke AG's Quick Ratio has ranged from 0.78 to 0.99. According to the industry distribution chart, Bayerische Motoren Werke AG ranks #825 out of 1337 companies in the Vehicles & Parts industry, placing it in the top 61.7%.
Is Bayerische Motoren Werke AG's Quick Ratio too high?
Bayerische Motoren Werke AG's current Quick Ratio of 0.89 is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 0.99. The Vehicles & Parts industry median Quick Ratio is 1.06. Bayerische Motoren Werke AG's value of 0.89 is 16% below this industry median. Based on the distribution chart, Bayerische Motoren Werke AG ranks #825 out of 1337 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Bayerische Motoren Werke AG has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bayerische Motoren Werke AG's Quick Ratio compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Bayerische Motoren Werke AG ranks #825 out of 1337 companies for Quick Ratio. This places Bayerische Motoren Werke AG in the lower half of its industry. The industry median Quick Ratio is 1.06. Bayerische Motoren Werke AG's value of 0.89 is 16% below this benchmark. Historically, Bayerische Motoren Werke AG's own Quick Ratio has ranged from 0.78 to 0.99 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.06, Bayerische Motoren Werke AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Vehicles & Parts company?
The median Quick Ratio among Vehicles & Parts companies is 1.06, based on 1,337 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bayerische Motoren Werke AG's current Quick Ratio of 0.89 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Bayerische Motoren Werke AG and its competitors. For the Vehicles & Parts industry, the median Quick Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bayerische Motoren Werke AG's current Quick Ratio is 0.89, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bayerische Motoren Werke AG stock overvalued right now?
Based on GuruFocus' analysis, Bayerische Motoren Werke AG (HAM:BMW) is currently considered Modestly Undervalued. The stock's GF Value™ is €82.75, compared to a current price of €58.52 — trading 29.3% below its estimated fair value. The current Quick Ratio is 0.89, which is near median its 10-year median of 0.87 and 16% below the Vehicles & Parts industry median of 1.06. Bayerische Motoren Werke AG's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Bayerische Motoren Werke AG (HAM:BMW), the current Quick Ratio is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bayerische Motoren Werke AG (HAM:BMW) Overvalued in 2026?

Based on GuruFocus' analysis, Bayerische Motoren Werke AG stock appears to be undervalued. The current stock price of €58.52 is trading 29.3% below its estimated GF Value™ of €82.75. GuruFocus considers Bayerische Motoren Werke AG to be Modestly Undervalued.

Key valuation signals for HAM:BMW:

  • Quick Ratio: 0.89 (near median its 10-year median of 0.87)
  • GF Value™: €82.75 vs. price of €58.52 (29.3% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 16% below the Vehicles & Parts median (#825 of 1337)

No single metric tells the full story. See the HAM:BMW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bayerische Motoren Werke AG Business Description

Address Petuelring 130, Munich, BY, DEU, 80809
BMW is a premium passenger car and motorcycle original equipment manufacturer, home to the brands BMW, Mini Cooper, Rolls-Royce, and BMW Motorrad. BMW sold 2.7 million vehicles in 2025, or which 2.5 million were passenger cars. In terms of sales volume, Europe and Asia are BMW's largest regions, contributing 43% and 33%, respectively. BMW's core competence is in the "affordable" luxury channel, with limited exposure to high-end vehicles.
72GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€58.52
Price
€82.75
GF Value