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Minerva Group HoldingHKSE:00397 +4.65% Interest Coverage is 9.72 as of Dec. 2025, which is 61% below its 10-year median of 25.24. The stock has 3 warning signs investors should review. Among 423 Diversified Financial Services companies, Minerva Group Holding ranks worse than 95.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Minerva Group Holding's
Operating Income
for the
six
months ended in Dec. 2025 was HK$3.57 Mil. Minerva Group Holding's Interest Expense for the
six
months ended in Dec. 2025 was HK$-0.37 Mil.
Minerva Group Holding's interest coverage for the quarter that ended in Dec. 2025 was 9.72.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Minerva Group Holding's Interest Coverage or its related term are showing as below:
HKSE:00397'
s Interest Coverage Range Over the Past 10 Years
Min: 9.13 Med: 25.24 Max: 66.27
Current: 9.13
HKSE:00397's Interest Coverage is ranked worse than 95.04% of 423
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs HKSE:00397: 9.13
Minerva Group Holding (HKSE:00397) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Minerva Group Holding Interest Coverage Related Terms
Minerva Group Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for Minerva Group Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:00397 vs FRHC, VOYA: Interest Coverage Comparison
For the Financial Conglomerates subindustry, Minerva Group Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Minerva Group Holding Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Minerva Group Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Minerva Group Holding's Interest Coverage falls into.
Minerva Group Holding Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Minerva Group Holding (HKSE:00397) has a Interest Coverage of 9.72 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Minerva Group Holding and its competitors. This is 61% below median its historical median of 25.24. Over the past decade, Minerva Group Holding's Interest Coverage has ranged from 9.13 to 66.27. According to the industry distribution chart, Minerva Group Holding ranks #402 out of 423 companies in the Diversified Financial Services industry, placing it in the top 95%.
Is Minerva Group Holding's Interest Coverage too high?
Minerva Group Holding's current Interest Coverage of 9.72 is 61% below median its 10-year median of 25.24. Over the past 10 years, this metric has ranged from a low of 9.13 to a high of 66.27. The Diversified Financial Services industry median Interest Coverage is 10,000.00. Minerva Group Holding's value of 9.72 is 99.9% below this industry median. Based on the distribution chart, Minerva Group Holding ranks #402 out of 423 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers.
How does Minerva Group Holding's Interest Coverage compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Minerva Group Holding ranks #402 out of 423 companies for Interest Coverage. This places Minerva Group Holding in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Minerva Group Holding's value of 9.72 is 99.9% below this benchmark. Historically, Minerva Group Holding's own Interest Coverage has ranged from 9.13 to 66.27 over the past decade. While the company's 10-year median is 25.24 vs. the industry median of 10,000.00, Minerva Group Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Minerva Group Holding's current Interest Coverage of 9.72 is 99.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Minerva Group Holding and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Minerva Group Holding's current Interest Coverage is 9.72, which is 61% below median its own 10-year median of 25.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Minerva Group Holding stock overvalued right now?
Based on GuruFocus' analysis, Minerva Group Holding (HKSE:00397) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.11, compared to a current price of HK$0.05 — trading 59.1% below its estimated fair value. The current Interest Coverage is 9.72, which is 61% below median its 10-year median of 25.24 and 99.9% below the Diversified Financial Services industry median of 10,000.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Minerva Group Holding (HKSE:00397), the current Interest Coverage is 9.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Minerva Group Holding Ltd is a comprehensive wealth management service provider in Hong Kong mainly engaged in financial services business, money lending business, and assets investment. Its segments are Financial services segment engaged in provision of financial services including securities brokerage, placing, and corporate finance advisory services in Hong Kong; Money lending segment engaged in provision of loan financing in Hong Kong; and Assets investment segment engaged in investments in debt securities earning fixed interest income, investments in properties earning rental income and capital gains, as well as investments in listed and unlisted equity securities and investment funds earning variable returns and gains.
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