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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Zhongchang International Holdings Group's
Operating Income
for the
six
months ended in Dec. 2025 was HK$8.84 Mil. Zhongchang International Holdings Group's Interest Expense for the
six
months ended in Dec. 2025 was HK$-21.35 Mil.
Zhongchang International Holdings Group's interest coverage for the quarter that ended in Dec. 2025 was 0.41.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Zhongchang International Holdings Group Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
Zhongchang International Holdings Group (HKSE:00859) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Zhongchang International Holdings Group Interest Coverage Related Terms
Zhongchang International Holdings Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Zhongchang International Holdings Group Interest Coverage Chart
Zhongchang International Holdings Group Annual Data
HKSE:00859 vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Zhongchang International Holdings Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhongchang International Holdings Group Interest Coverage vs Real Estate Industry
Zhongchang International Holdings Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhongchang International Holdings Group (HKSE:00859) has a Interest Coverage of 0.41 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zhongchang International Holdings Group and its competitors. This is 18% below median its historical median of 0.50. Over the past decade, Zhongchang International Holdings Group's Interest Coverage has ranged from 0.14 to 1.19. According to the industry distribution chart, Zhongchang International Holdings Group ranks #1234 out of 1302 companies in the Real Estate industry, placing it in the top 94.8%.
Is Zhongchang International Holdings Group's Interest Coverage too high?
Zhongchang International Holdings Group's current Interest Coverage of 0.41 is 18% below median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.19. The Real Estate industry median Interest Coverage is 4.26. Zhongchang International Holdings Group's value of 0.41 is 90.4% below this industry median. Based on the distribution chart, Zhongchang International Holdings Group ranks #1234 out of 1302 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Zhongchang International Holdings Group has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zhongchang International Holdings Group's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Zhongchang International Holdings Group ranks #1234 out of 1302 companies for Interest Coverage. This places Zhongchang International Holdings Group in the lower half of its industry. The industry median Interest Coverage is 4.26. Zhongchang International Holdings Group's value of 0.41 is 90.4% below this benchmark. Historically, Zhongchang International Holdings Group's own Interest Coverage has ranged from 0.14 to 1.19 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 4.26, Zhongchang International Holdings Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.26, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongchang International Holdings Group's current Interest Coverage of 0.41 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zhongchang International Holdings Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongchang International Holdings Group's current Interest Coverage is 0.41, which is 18% below median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongchang International Holdings Group stock overvalued right now?
Based on GuruFocus' analysis, Zhongchang International Holdings Group (HKSE:00859) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.11, compared to a current price of HK$0.12 — trading 6.4% above its estimated fair value. The current Interest Coverage is 0.41, which is 18% below median its 10-year median of 0.50 and 90.4% below the Real Estate industry median of 4.26. Zhongchang International Holdings Group's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Zhongchang International Holdings Group (HKSE:00859), the current Interest Coverage is 0.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zhongchang International Holdings Group (HKSE:00859) Overvalued in 2026?
Based on GuruFocus' analysis, Zhongchang International Holdings Group stock appears to be overvalued.
The current stock price of HK$0.12 is trading 6.4% above its estimated GF Value™ of HK$0.11.
GuruFocus considers Zhongchang International Holdings Group to be Fairly Valued.
Key valuation signals for HKSE:00859:
Interest Coverage: 0.41 (18% below median its 10-year median of 0.50)
GF Value™: HK$0.11 vs. price of HK$0.12 (6.4% above fair value)
Industry Position: 90.4% below the Real Estate median (#1234 of 1302)
No single metric tells the full story. See the HKSE:00859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zhongchang International Holdings Group Ltd is an investment holding company. Its principal activities are property investments and leasing. The Property Investment segment engages in the leasing of investment properties. The company generates all of its revenue from rental income in Hong Kong.
36GF Score
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