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Da Yu Financial HoldingsHKSE:01073 35 Interest Coverage is 397.25 as of Dec. 2025, which is 114% above its 10-year median of 185.84. GuruFocus rates HKSE:01073 with a GF Score™ of 35/100 and a GF Value™ of HK$0.08 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 434 Capital Markets companies, Da Yu Financial Holdings ranks better than 69.82% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Da Yu Financial Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was HK$39.73 Mil. Da Yu Financial Holdings's Interest Expense for the
six
months ended in Dec. 2025 was HK$-0.10 Mil.
Da Yu Financial Holdings's interest coverage for the quarter that ended in Dec. 2025 was 397.25.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Da Yu Financial Holdings Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Da Yu Financial Holdings's Interest Coverage or its related term are showing as below:
HKSE:01073'
s Interest Coverage Range Over the Past 10 Years
Min: 0.75 Med: 185.84 Max: 1214.75
Current: 252.96
HKSE:01073's Interest Coverage is ranked better than 69.82% of 434
companies
in the Capital Markets industry
Industry Median: 20.945
vs HKSE:01073: 252.96
Da Yu Financial Holdings (HKSE:01073) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Da Yu Financial Holdings Interest Coverage Related Terms
Da Yu Financial Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:01073 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Da Yu Financial Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Da Yu Financial Holdings Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Da Yu Financial Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Da Yu Financial Holdings's Interest Coverage falls into.
Da Yu Financial Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Da Yu Financial Holdings (HKSE:01073) has a Interest Coverage of 397.25 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Da Yu Financial Holdings and its competitors. This is 114% above median its historical median of 185.84. Over the past decade, Da Yu Financial Holdings' Interest Coverage has ranged from 0.75 to 1,214.75. According to the industry distribution chart, Da Yu Financial Holdings ranks #131 out of 434 companies in the Capital Markets industry, placing it in the top 30.2%.
Is Da Yu Financial Holdings' Interest Coverage too high?
Da Yu Financial Holdings' current Interest Coverage of 397.25 is 114% above median its 10-year median of 185.84. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1,214.75. The Capital Markets industry median Interest Coverage is 20.95. Da Yu Financial Holdings' value of 397.25 is 1796.6% above this industry median. Based on the distribution chart, Da Yu Financial Holdings ranks #131 out of 434 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Da Yu Financial Holdings has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Da Yu Financial Holdings' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Da Yu Financial Holdings ranks #131 out of 434 companies for Interest Coverage. This puts Da Yu Financial Holdings in the upper half of its industry. The industry median Interest Coverage is 20.95. Da Yu Financial Holdings' value of 397.25 is 1796.6% above this benchmark. Historically, Da Yu Financial Holdings' own Interest Coverage has ranged from 0.75 to 1,214.75 over the past decade. While the company's 10-year median is 185.84 vs. the industry median of 20.95, Da Yu Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.95, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Da Yu Financial Holdings's current Interest Coverage of 397.25 is 1796.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Da Yu Financial Holdings and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Da Yu Financial Holdings's current Interest Coverage is 397.25, which is 114% above median its own 10-year median of 185.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Da Yu Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Da Yu Financial Holdings (HKSE:01073) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.08, compared to a current price of HK$0.10 — trading 30% above its estimated fair value. The current Interest Coverage is 397.25, which is 114% above median its 10-year median of 185.84 and 1796.6% above the Capital Markets industry median of 20.95. Da Yu Financial Holdings' overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Da Yu Financial Holdings (HKSE:01073), the current Interest Coverage is 397.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Da Yu Financial Holdings (HKSE:01073) Overvalued in 2026?
Based on GuruFocus' analysis, Da Yu Financial Holdings stock appears to be overvalued.
The current stock price of HK$0.10 is trading 30% above its estimated GF Value™ of HK$0.08.
GuruFocus considers Da Yu Financial Holdings to be Modestly Overvalued.
Key valuation signals for HKSE:01073:
Interest Coverage: 397.25 (114% above median its 10-year median of 185.84)
GF Value™: HK$0.08 vs. price of HK$0.10 (30% above fair value)
Industry Position: 1796.6% above the Capital Markets median (#131 of 434)
No single metric tells the full story. See the HKSE:01073 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Da Yu Financial Holdings Ltd is an investment holding company engaged in the provision of financial services. The company has four reportable segments. The corporate finance services, investment, and others segment provides financial advisory, compliance advisory, placing agency and underwriting services, investment business, and related services. The asset management services segment provides investment advisory and related services. The securities and related services segment provides securities broking, underwriting, placing, margin financing, and securities investment services. The money lending business segment provides loan financing and related services. The group mainly has operations located in Hong Kong.
35GF Score
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