Justin Allen Holdings (HKSE:01425) Interest Coverage: 14.03 (As of Dec. 2025) — Near Median

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HKSE:01425 Justin Allen Holdings Ltd HKSE:01425
66 GF Score
Price HK$0.59
GF Value HK$0.61
Valuation Fairly Valued
! 1 Warning Sign
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What is Justin Allen Holdings Interest Coverage?

Justin Allen Holdings HKSE:01425 66 Interest Coverage is 14.03 as of Dec. 2025, which is 3% below its 10-year median of 14.44. GuruFocus rates HKSE:01425 with a GF Score™ of 66/100 and a GF Value™ of HK$0.61 (Fairly Valued). The stock has 1 warning sign investors should review. Among 744 Manufacturing - Apparel & Accessories companies, Justin Allen Holdings ranks better than 63.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Justin Allen Holdings's Operating Income for the six months ended in Dec. 2025 was HK$159 Mil. Justin Allen Holdings's Interest Expense for the six months ended in Dec. 2025 was HK$-11 Mil. Justin Allen Holdings's interest coverage for the quarter that ended in Dec. 2025 was 14.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Justin Allen Holdings's Interest Coverage or its related term are showing as below:

HKSE:01425' s Interest Coverage Range Over the Past 10 Years
Min: 10.3   Med: 14.44   Max: 39.54
Current: 10.54


HKSE:01425's Interest Coverage is ranked better than
63.04% of 744 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.42 vs HKSE:01425: 10.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Justin Allen Holdings  (HKSE:01425) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Justin Allen Holdings Interest Coverage Related Terms


Justin Allen Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Justin Allen Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Justin Allen Holdings Interest Coverage Chart

Justin Allen Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.54 22.82 12.94 10.39 10.54

Justin Allen Holdings Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.12 6.98 12.48 4.86 14.03

HKSE:01425 vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Justin Allen Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Justin Allen Holdings Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Justin Allen Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Justin Allen Holdings's Interest Coverage falls into.


HKSE:01425
66GF Score
Justin Allen Holdings Ltd HKSE:01425
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Justin Allen Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Justin Allen Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Justin Allen Holdings's Interest Expense was HK$-18 Mil. Its Operating Income was HK$193 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$27 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*193.077/-18.319
=10.54

Justin Allen Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Justin Allen Holdings's Interest Expense was HK$-11 Mil. Its Operating Income was HK$159 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$27 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*159.24/-11.351
=14.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.03 mean?
Justin Allen Holdings (HKSE:01425) has a Interest Coverage of 14.03 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Justin Allen Holdings and its competitors. This is near median its historical median of 14.44. Over the past decade, Justin Allen Holdings' Interest Coverage has ranged from 10.30 to 39.54. According to the industry distribution chart, Justin Allen Holdings ranks #275 out of 744 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 37%.
Is Justin Allen Holdings' Interest Coverage too high?
Justin Allen Holdings' current Interest Coverage of 14.03 is near median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 10.30 to a high of 39.54. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.42. Justin Allen Holdings' value of 14.03 is 158.9% above this industry median. Based on the distribution chart, Justin Allen Holdings ranks #275 out of 744 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Justin Allen Holdings has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Justin Allen Holdings' Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Justin Allen Holdings ranks #275 out of 744 companies for Interest Coverage. This puts Justin Allen Holdings in the upper half of its industry. The industry median Interest Coverage is 5.42. Justin Allen Holdings' value of 14.03 is 158.9% above this benchmark. Historically, Justin Allen Holdings' own Interest Coverage has ranged from 10.30 to 39.54 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 5.42, Justin Allen Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.42, based on 744 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Justin Allen Holdings's current Interest Coverage of 14.03 is 158.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Justin Allen Holdings and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Justin Allen Holdings's current Interest Coverage is 14.03, which is near median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Justin Allen Holdings stock overvalued right now?
Based on GuruFocus' analysis, Justin Allen Holdings (HKSE:01425) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.61, compared to a current price of HK$0.59 — trading 4.1% below its estimated fair value. The current Interest Coverage is 14.03, which is near median its 10-year median of 14.44 and 158.9% above the Manufacturing - Apparel & Accessories industry median of 5.42. Justin Allen Holdings' overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Justin Allen Holdings (HKSE:01425), the current Interest Coverage is 14.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Justin Allen Holdings (HKSE:01425) Overvalued in 2026?

Based on GuruFocus' analysis, Justin Allen Holdings stock appears to be undervalued. The current stock price of HK$0.59 is trading 4.1% below its estimated GF Value™ of HK$0.61. GuruFocus considers Justin Allen Holdings to be Fairly Valued.

Key valuation signals for HKSE:01425:

  • Interest Coverage: 14.03 (near median its 10-year median of 14.44)
  • GF Value™: HK$0.61 vs. price of HK$0.59 (4.1% below fair value)
  • GF Score™: 66/100 with 1 warning sign
  • Industry Position: 158.9% above the Manufacturing - Apparel & Accessories median (#275 of 744)

No single metric tells the full story. See the HKSE:01425 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Justin Allen Holdings Business Description

Address 483A Castle Peak Road, 31st Floor, Excel Centre, Cheung Sha Wan, Hong Kong, HKG
Justin Allen Holdings Ltd is an investment holding company. The Group is principally engaged in the manufacturing and sales of sleepwear products, loungewear products, greige fabric and processing services. Its business operation includes raw materials sourcing and greige fabric production, raw materials and fabric development, garment design, customer consultation on product design and fabric use, conducting key garment production processes with its production facilities, and carrying out quality control at various key production stages and on finished garment products. The Group has one operating segment. The company has presence in United States of America, United Kingdom, Ireland, Canada, Spain, The PRC, and Cambodia. The majority of revenue comes from United States of America.
66GF Score

Get the complete analysis for HKSE:01425

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.59
Price
HK$0.61
GF Value