China General Education Group (HKSE:02175) Interest Coverage: 5,388.33 (As of Feb. 2026) — Near Median

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HKSE:02175 China General Education Group Ltd HKSE:02175
80 GF Score
Price HK$2.32
GF Value HK$3.20
Valuation Modestly Undervalued
! 4 Warning Signs
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What is China General Education Group Interest Coverage?

China General Education Group HKSE:02175 -10.77% 80 Interest Coverage is 5,388.33 as of Feb. 2026, which is 9% below its 10-year median of 5,942.79. GuruFocus rates HKSE:02175 with a GF Score™ of 80/100 and a GF Value™ of HK$3.20 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 194 Education companies, China General Education Group ranks better than 89.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. China General Education Group's Operating Income for the six months ended in Feb. 2026 was HK$48.5 Mil. China General Education Group's Interest Expense for the six months ended in Feb. 2026 was HK$-0.0 Mil. China General Education Group's interest coverage for the quarter that ended in Feb. 2026 was 5,388.33. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. China General Education Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for China General Education Group's Interest Coverage or its related term are showing as below:

HKSE:02175' s Interest Coverage Range Over the Past 10 Years
Min: 628.4   Med: 5942.79   Max: No Debt
Current: 4454.24


HKSE:02175's Interest Coverage is ranked better than
89.18% of 194 companies
in the Education industry
Industry Median: 13.665 vs HKSE:02175: 4454.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


China General Education Group  (HKSE:02175) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


China General Education Group Interest Coverage Related Terms


China General Education Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for China General Education Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

China General Education Group Interest Coverage Chart

China General Education Group Annual Data
Trend Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial No Debt 1,885.57 1,017.02 628.40 1,062.07

China General Education Group Semi-Annual Data
Aug18 Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 816.70 456.15 774.91 3,403.38 5,388.33

HKSE:02175 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, China General Education Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China General Education Group Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, China General Education Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where China General Education Group's Interest Coverage falls into.


HKSE:02175
80GF Score
China General Education Group Ltd HKSE:02175
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China General Education Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

China General Education Group's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, China General Education Group's Interest Expense was HK$-0.1 Mil. Its Operating Income was HK$78.6 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$31.1 Mil.

Interest Coverage=-1* Operating Income (A: Aug. 2025 )/Interest Expense (A: Aug. 2025 )
=-1*78.593/-0.074
=1,062.07

China General Education Group's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, China General Education Group's Interest Expense was HK$-0.0 Mil. Its Operating Income was HK$48.5 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$208.0 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*48.495/-0.009
=5,388.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5,388.33 mean?
China General Education Group (HKSE:02175) has a Interest Coverage of 5,388.33 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China General Education Group and its competitors. This is near median its historical median of 5,942.79. Over the past decade, China General Education Group's Interest Coverage has ranged from 628.40 to 10,000.00. According to the industry distribution chart, China General Education Group ranks #21 out of 194 companies in the Education industry, placing it in the top 10.8%.
Is China General Education Group's Interest Coverage too high?
China General Education Group's current Interest Coverage of 5,388.33 is near median its 10-year median of 5,942.79. Over the past 10 years, this metric has ranged from a low of 628.40 to a high of 10,000.00. The Education industry median Interest Coverage is 13.67. China General Education Group's value of 5,388.33 is 39331.6% above this industry median. Based on the distribution chart, China General Education Group ranks #21 out of 194 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, China General Education Group has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China General Education Group's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, China General Education Group ranks #21 out of 194 companies for Interest Coverage. This places China General Education Group in the top 11% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.67. China General Education Group's value of 5,388.33 is 39331.6% above this benchmark. Historically, China General Education Group's own Interest Coverage has ranged from 628.40 to 10,000.00 over the past decade. While the company's 10-year median is 5,942.79 vs. the industry median of 13.67, China General Education Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.67, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China General Education Group's current Interest Coverage of 5,388.33 is 39331.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China General Education Group and its competitors. For the Education industry, the median Interest Coverage is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China General Education Group's current Interest Coverage is 5,388.33, which is near median its own 10-year median of 5,942.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China General Education Group stock overvalued right now?
Based on GuruFocus' analysis, China General Education Group (HKSE:02175) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$3.20, compared to a current price of HK$2.32 — trading 27.5% below its estimated fair value. The current Interest Coverage is 5,388.33, which is near median its 10-year median of 5,942.79 and 39331.6% above the Education industry median of 13.67. China General Education Group's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China General Education Group (HKSE:02175), the current Interest Coverage is 5,388.33 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China General Education Group (HKSE:02175) Overvalued in 2026?

Based on GuruFocus' analysis, China General Education Group stock appears to be undervalued. The current stock price of HK$2.32 is trading 27.5% below its estimated GF Value™ of HK$3.20. GuruFocus considers China General Education Group to be Modestly Undervalued.

Key valuation signals for HKSE:02175:

  • Interest Coverage: 5,388.33 (near median its 10-year median of 5,942.79)
  • GF Value™: HK$3.20 vs. price of HK$2.32 (27.5% below fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 39331.6% above the Education median (#21 of 194)

No single metric tells the full story. See the HKSE:02175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China General Education Group Business Description

Address No. 99 Wucheng South Road, Xiaodian District, Shanxi Province, Taiyuan, CHN
China General Education Group Ltd is principally engaged in the provision of higher education services. The company operates one college, Shanxi Technology and Business College, in which it offers bachelor's degree programs in a total of around 39 majors including three concentrations to undergraduate students including accounting, auditing, civil engineering, and business administration. The Company also focuses on providing applied courses and internship training opportunities. The Group generates maximum revenue from Mainland China.
80GF Score

Get the complete analysis for HKSE:02175

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$2.32
Price
HK$3.20
GF Value