Cosmo Lady (China) Holdings Co (HKSE:02298) Interest Coverage: 6.50 (As of Dec. 2025) — Near Median

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HKSE:02298 Cosmo Lady (China) Holdings Co Ltd HKSE:02298
52 GF Score
Price HK$0.30
GF Value HK$0.27
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cosmo Lady (China) Holdings Co Interest Coverage?

Cosmo Lady (China) Holdings Co HKSE:02298 +1.69% 52 Interest Coverage is 6.50 as of Dec. 2025, which is 8% above its 10-year median of 6.03. GuruFocus rates HKSE:02298 with a GF Score™ of 52/100 and a GF Value™ of HK$0.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 757 Manufacturing - Apparel & Accessories companies, Cosmo Lady (China) Holdings Co ranks better than 50.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cosmo Lady (China) Holdings Co's Operating Income for the six months ended in Dec. 2025 was HK$77 Mil. Cosmo Lady (China) Holdings Co's Interest Expense for the six months ended in Dec. 2025 was HK$-12 Mil. Cosmo Lady (China) Holdings Co's interest coverage for the quarter that ended in Dec. 2025 was 6.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cosmo Lady (China) Holdings Co's Interest Coverage or its related term are showing as below:

HKSE:02298' s Interest Coverage Range Over the Past 10 Years
Min: 1.51   Med: 6.03   Max: 69.07
Current: 5.54


HKSE:02298's Interest Coverage is ranked better than
50.33% of 757 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.42 vs HKSE:02298: 5.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cosmo Lady (China) Holdings Co  (HKSE:02298) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cosmo Lady (China) Holdings Co Interest Coverage Related Terms


Cosmo Lady (China) Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cosmo Lady (China) Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cosmo Lady (China) Holdings Co Interest Coverage Chart

Cosmo Lady (China) Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.51 1.51 6.03 5.54

Cosmo Lady (China) Holdings Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.78 9.34 3.13 4.72 6.50

HKSE:02298 vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Cosmo Lady (China) Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cosmo Lady (China) Holdings Co Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Cosmo Lady (China) Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cosmo Lady (China) Holdings Co's Interest Coverage falls into.


HKSE:02298
52GF Score
Cosmo Lady (China) Holdings Co Ltd HKSE:02298
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cosmo Lady (China) Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cosmo Lady (China) Holdings Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cosmo Lady (China) Holdings Co's Interest Expense was HK$-26 Mil. Its Operating Income was HK$141 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$438 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*141.473/-25.538
=5.54

Cosmo Lady (China) Holdings Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Cosmo Lady (China) Holdings Co's Interest Expense was HK$-12 Mil. Its Operating Income was HK$77 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$438 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*76.534/-11.78
=6.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.50 mean?
Cosmo Lady (China) Holdings Co (HKSE:02298) has a Interest Coverage of 6.50 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosmo Lady (China) Holdings Co and its competitors. This is near median its historical median of 6.03. Over the past decade, Cosmo Lady (China) Holdings Co's Interest Coverage has ranged from 1.51 to 69.07. According to the industry distribution chart, Cosmo Lady (China) Holdings Co ranks #376 out of 757 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 49.7%.
Is Cosmo Lady (China) Holdings Co's Interest Coverage too high?
Cosmo Lady (China) Holdings Co's current Interest Coverage of 6.50 is near median its 10-year median of 6.03. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 69.07. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.42. Cosmo Lady (China) Holdings Co's value of 6.50 is 19.9% above this industry median. Based on the distribution chart, Cosmo Lady (China) Holdings Co ranks #376 out of 757 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Cosmo Lady (China) Holdings Co has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cosmo Lady (China) Holdings Co's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Cosmo Lady (China) Holdings Co ranks #376 out of 757 companies for Interest Coverage. This puts Cosmo Lady (China) Holdings Co in the upper half of its industry. The industry median Interest Coverage is 5.42. Cosmo Lady (China) Holdings Co's value of 6.50 is 19.9% above this benchmark. Historically, Cosmo Lady (China) Holdings Co's own Interest Coverage has ranged from 1.51 to 69.07 over the past decade. While the company's 10-year median is 6.03 vs. the industry median of 5.42, Cosmo Lady (China) Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.42, based on 757 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cosmo Lady (China) Holdings Co's current Interest Coverage of 6.50 is 19.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosmo Lady (China) Holdings Co and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cosmo Lady (China) Holdings Co's current Interest Coverage is 6.50, which is near median its own 10-year median of 6.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cosmo Lady (China) Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Cosmo Lady (China) Holdings Co (HKSE:02298) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.27, compared to a current price of HK$0.30 — trading 11.1% above its estimated fair value. The current Interest Coverage is 6.50, which is near median its 10-year median of 6.03 and 19.9% above the Manufacturing - Apparel & Accessories industry median of 5.42. Cosmo Lady (China) Holdings Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cosmo Lady (China) Holdings Co (HKSE:02298), the current Interest Coverage is 6.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cosmo Lady (China) Holdings Co (HKSE:02298) Overvalued in 2026?

Based on GuruFocus' analysis, Cosmo Lady (China) Holdings Co stock appears to be overvalued. The current stock price of HK$0.30 is trading 11.1% above its estimated GF Value™ of HK$0.27. GuruFocus considers Cosmo Lady (China) Holdings Co to be Modestly Overvalued.

Key valuation signals for HKSE:02298:

  • Interest Coverage: 6.50 (near median its 10-year median of 6.03)
  • GF Value™: HK$0.27 vs. price of HK$0.30 (11.1% above fair value)
  • GF Score™: 52/100 with 5 warning signs
  • Industry Position: 19.9% above the Manufacturing - Apparel & Accessories median (#376 of 757)

No single metric tells the full story. See the HKSE:02298 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cosmo Lady (China) Holdings Co Business Description

Address Fenggang Tianan Digital City, Building N1, Fenggang Town, Guangdong, Dongguan, CHN
Cosmo Lady (China) Holdings Co Ltd is engaged in the design, research, development, and sale of its own branded intimate wear products (namely, bras, underpants, sleepwear and loungewear, thermal clothes, and others, which include leggings and tights, vests, hosiery, and accessories), development of industrial projects and provision of logistic services in the People's Republic of China. Its segments include the Intimate wear products segment engaged in designing, marketing, and selling of intimate wear products; and the Industrial projects and logistic segment engaged in development of industrial projects and provision of logistics services. It derives the majority of its revenue from the Intimate wear products segment.
52GF Score

Get the complete analysis for HKSE:02298

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.30
Price
HK$0.27
GF Value