GL-Carlink Technology Holding (HKSE:02531) Interest Coverage: 3.17 (As of Dec. 2025) — 85% Below Median

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HKSE:02531 GL-Carlink Technology Holding Ltd HKSE:02531
20 GF Score
Price HK$4.68
! 4 Warning Signs
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What is GL-Carlink Technology Holding Interest Coverage?

GL-Carlink Technology Holding HKSE:02531 +4.70% 20 Interest Coverage is 3.17 as of Dec. 2025, which is 85% below its 10-year median of 20.93. GuruFocus rates HKSE:02531 with a GF Score™ of 20/100. The stock has 4 warning signs investors should review. Among 1,060 Vehicles & Parts companies, GL-Carlink Technology Holding ranks worse than 53.68% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GL-Carlink Technology Holding's Operating Income for the six months ended in Dec. 2025 was HK$5.5 Mil. GL-Carlink Technology Holding's Interest Expense for the six months ended in Dec. 2025 was HK$-1.7 Mil. GL-Carlink Technology Holding's interest coverage for the quarter that ended in Dec. 2025 was 3.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for GL-Carlink Technology Holding's Interest Coverage or its related term are showing as below:

HKSE:02531' s Interest Coverage Range Over the Past 10 Years
Min: 7.15   Med: 20.93   Max: 32.26
Current: 7.15


HKSE:02531's Interest Coverage is ranked worse than
53.68% of 1060 companies
in the Vehicles & Parts industry
Industry Median: 8.255 vs HKSE:02531: 7.15

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


GL-Carlink Technology Holding  (HKSE:02531) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


GL-Carlink Technology Holding Interest Coverage Related Terms


GL-Carlink Technology Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for GL-Carlink Technology Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GL-Carlink Technology Holding Interest Coverage Chart

GL-Carlink Technology Holding Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
19.71 32.26 26.47 20.93 7.17

GL-Carlink Technology Holding Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial 27.58 18.42 23.17 11.97 3.17

HKSE:02531 vs ORLY, AZO: Interest Coverage Comparison

For the Auto Parts subindustry, GL-Carlink Technology Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GL-Carlink Technology Holding Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, GL-Carlink Technology Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GL-Carlink Technology Holding's Interest Coverage falls into.


HKSE:02531
20GF Score
GL-Carlink Technology Holding Ltd HKSE:02531
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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GL-Carlink Technology Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GL-Carlink Technology Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, GL-Carlink Technology Holding's Interest Expense was HK$-3.2 Mil. Its Operating Income was HK$22.8 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$1.5 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*22.776/-3.176
=7.17

GL-Carlink Technology Holding's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, GL-Carlink Technology Holding's Interest Expense was HK$-1.7 Mil. Its Operating Income was HK$5.5 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$1.5 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.493/-1.732
=3.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.17 mean?
GL-Carlink Technology Holding (HKSE:02531) has a Interest Coverage of 3.17 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GL-Carlink Technology Holding and its competitors. This is 85% below median its historical median of 20.93. Over the past decade, GL-Carlink Technology Holding's Interest Coverage has ranged from 7.15 to 32.26. According to the industry distribution chart, GL-Carlink Technology Holding ranks #569 out of 1060 companies in the Vehicles & Parts industry, placing it in the top 53.7%.
Is GL-Carlink Technology Holding's Interest Coverage too high?
GL-Carlink Technology Holding's current Interest Coverage of 3.17 is 85% below median its 10-year median of 20.93. Over the past 10 years, this metric has ranged from a low of 7.15 to a high of 32.26. The Vehicles & Parts industry median Interest Coverage is 8.26. GL-Carlink Technology Holding's value of 3.17 is 61.6% below this industry median. Based on the distribution chart, GL-Carlink Technology Holding ranks #569 out of 1060 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, GL-Carlink Technology Holding has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does GL-Carlink Technology Holding's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, GL-Carlink Technology Holding ranks #569 out of 1060 companies for Interest Coverage. This places GL-Carlink Technology Holding in the lower half of its industry. The industry median Interest Coverage is 8.26. GL-Carlink Technology Holding's value of 3.17 is 61.6% below this benchmark. Historically, GL-Carlink Technology Holding's own Interest Coverage has ranged from 7.15 to 32.26 over the past decade. While the company's 10-year median is 20.93 vs. the industry median of 8.26, GL-Carlink Technology Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.26, based on 1,060 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GL-Carlink Technology Holding's current Interest Coverage of 3.17 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GL-Carlink Technology Holding and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GL-Carlink Technology Holding's current Interest Coverage is 3.17, which is 85% below median its own 10-year median of 20.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GL-Carlink Technology Holding stock overvalued right now?
GL-Carlink Technology Holding (HKSE:02531) has a current Interest Coverage of 3.17. The current Interest Coverage is 3.17, which is 85% below median its 10-year median of 20.93 and 61.6% below the Vehicles & Parts industry median of 8.26. GL-Carlink Technology Holding's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GL-Carlink Technology Holding (HKSE:02531), the current Interest Coverage is 3.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

GL-Carlink Technology Holding Business Description

Address 3370 Liuxian Avenue, 14th Floor, Building 1, Chongwen Garden, Nanshan IPark, Nanshan District, Guangdong Province, Shenzhen, CHN, 518057
GL-Carlink Technology Holding Ltd is an in-vehicle hardware and SaaS marketing and management service provider for players within the automotive aftermarket industry in China. The Group focuses on sales of in-vehicle hardware products and provision of SaaS marketing and management services, including SaaS subscription services and SaaS value-added services to industry participants along the industry value chain. The Group generates maximum revenue from SaaS value-added services. The Group's revenue is derived from the PRC.
20GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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