Shanghai Able Digital Science & Tech Co (HKSE:02687) Interest Coverage: 93.41 (As of Dec. 2025) — 111% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:02687 Shanghai Able Digital Science & Tech Co Ltd HKSE:02687
20 GF Score
Price HK$317.20
! 9 Warning Signs
View Full Analysis

What is Shanghai Able Digital Science & Tech Co Interest Coverage?

Shanghai Able Digital Science & Tech Co HKSE:02687 +0.76% 20 Interest Coverage is 93.41 as of Dec. 2025, which is 111% above its 10-year median of 44.31. GuruFocus rates HKSE:02687 with a GF Score™ of 20/100. The stock has 9 warning signs investors should review. Among 1,728 Software companies, Shanghai Able Digital Science & Tech Co ranks better than 53.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Shanghai Able Digital Science & Tech Co's Operating Income for the six months ended in Dec. 2025 was HK$252 Mil. Shanghai Able Digital Science & Tech Co's Interest Expense for the six months ended in Dec. 2025 was HK$-3 Mil. Shanghai Able Digital Science & Tech Co's interest coverage for the quarter that ended in Dec. 2025 was 93.41. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Shanghai Able Digital Science & Tech Co's Interest Coverage or its related term are showing as below:

HKSE:02687' s Interest Coverage Range Over the Past 10 Years
Min: 35.84   Med: 44.31   Max: 70.64
Current: 36.25


HKSE:02687's Interest Coverage is ranked better than
53.99% of 1728 companies
in the Software industry
Industry Median: 26.755 vs HKSE:02687: 36.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Shanghai Able Digital Science & Tech Co  (HKSE:02687) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Shanghai Able Digital Science & Tech Co Interest Coverage Related Terms


Shanghai Able Digital Science & Tech Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Shanghai Able Digital Science & Tech Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Shanghai Able Digital Science & Tech Co Interest Coverage Chart

Shanghai Able Digital Science & Tech Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
0.00 70.64 44.31 35.84

Shanghai Able Digital Science & Tech Co Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial N/A 0.00 98.54 0.00 93.41

HKSE:02687 vs QH, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Shanghai Able Digital Science & Tech Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shanghai Able Digital Science & Tech Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, Shanghai Able Digital Science & Tech Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Shanghai Able Digital Science & Tech Co's Interest Coverage falls into.


HKSE:02687
20GF Score
Shanghai Able Digital Science & Tech Co Ltd HKSE:02687
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shanghai Able Digital Science & Tech Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Shanghai Able Digital Science & Tech Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Shanghai Able Digital Science & Tech Co's Interest Expense was HK$-4 Mil. Its Operating Income was HK$149 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*148.863/-4.153
=35.84

Shanghai Able Digital Science & Tech Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Shanghai Able Digital Science & Tech Co's Interest Expense was HK$-3 Mil. Its Operating Income was HK$252 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$6 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*252.382/-2.702
=93.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 93.41 mean?
Shanghai Able Digital Science & Tech Co (HKSE:02687) has a Interest Coverage of 93.41 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanghai Able Digital Science & Tech Co and its competitors. This is 111% above median its historical median of 44.31. Over the past decade, Shanghai Able Digital Science & Tech Co's Interest Coverage has ranged from 35.84 to 70.64. According to the industry distribution chart, Shanghai Able Digital Science & Tech Co ranks #795 out of 1728 companies in the Software industry, placing it in the top 46%.
Is Shanghai Able Digital Science & Tech Co's Interest Coverage too high?
Shanghai Able Digital Science & Tech Co's current Interest Coverage of 93.41 is 111% above median its 10-year median of 44.31. Over the past 10 years, this metric has ranged from a low of 35.84 to a high of 70.64. The Software industry median Interest Coverage is 26.76. Shanghai Able Digital Science & Tech Co's value of 93.41 is 249.1% above this industry median. Based on the distribution chart, Shanghai Able Digital Science & Tech Co ranks #795 out of 1728 companies in the Software industry, which is above the industry midpoint. Overall, Shanghai Able Digital Science & Tech Co has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Shanghai Able Digital Science & Tech Co's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Shanghai Able Digital Science & Tech Co ranks #795 out of 1728 companies for Interest Coverage. This puts Shanghai Able Digital Science & Tech Co in the upper half of its industry. The industry median Interest Coverage is 26.76. Shanghai Able Digital Science & Tech Co's value of 93.41 is 249.1% above this benchmark. Historically, Shanghai Able Digital Science & Tech Co's own Interest Coverage has ranged from 35.84 to 70.64 over the past decade. While the company's 10-year median is 44.31 vs. the industry median of 26.76, Shanghai Able Digital Science & Tech Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.76, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shanghai Able Digital Science & Tech Co's current Interest Coverage of 93.41 is 249.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanghai Able Digital Science & Tech Co and its competitors. For the Software industry, the median Interest Coverage is 26.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanghai Able Digital Science & Tech Co's current Interest Coverage is 93.41, which is 111% above median its own 10-year median of 44.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanghai Able Digital Science & Tech Co stock overvalued right now?
Shanghai Able Digital Science & Tech Co (HKSE:02687) has a current Interest Coverage of 93.41. The current Interest Coverage is 93.41, which is 111% above median its 10-year median of 44.31 and 249.1% above the Software industry median of 26.76. Shanghai Able Digital Science & Tech Co's overall GF Score™ is 20/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shanghai Able Digital Science & Tech Co (HKSE:02687), the current Interest Coverage is 93.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Shanghai Able Digital Science & Tech Co Business Description

Address Qinzhou North Road, No. 1188, Rooms 901 - 904, Building 1, Xuhui District, Shanghai, CHN
Shanghai Able Digital Science & Tech Co Ltd provides digital solutions for higher education in China. The company develops and operates digital educational content and related teaching and learning products for higher education institutions. Its products and services cover areas including teaching, learning, practice, testing, evaluation, and management. The company's business operations are divided into two categories based on its offerings: digital educational content services and products; and digital teaching and learning environment services and products in the PRC. It generates the majority of its revenue from digital educational content services and products.
20GF Score

Get the complete analysis for HKSE:02687

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$317.20
Price