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Telecom Service One HoldingsHKSE:03997 -7.69%41 Interest Coverage is 35.11 as of Mar. 2026, which is 81% below its 10-year median of 186.93. GuruFocus rates HKSE:03997 with a GF Score™ of 41/100 and a GF Value™ of HK$0.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 70 Personal Services companies, Telecom Service One Holdings ranks worse than 1428570% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Telecom Service One Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was HK$5.55 Mil. Telecom Service One Holdings's Interest Expense for the
six
months ended in Mar. 2026 was HK$-0.16 Mil.
Telecom Service One Holdings's interest coverage for the quarter that ended in Mar. 2026 was 35.11.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Telecom Service One Holdings's Interest Coverage or its related term are showing as below:
HKSE:03997's Interest Coverage is not ranked *
in the Personal Services industry.
Industry Median: 9.51 * Ranked among companies with meaningful Interest Coverage only.
Telecom Service One Holdings (HKSE:03997) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Telecom Service One Holdings Interest Coverage Related Terms
Telecom Service One Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Telecom Service One Holdings Interest Coverage Chart
HKSE:03997 vs ROL, SCI, HRB: Interest Coverage Comparison
For the Personal Services subindustry, Telecom Service One Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Telecom Service One Holdings Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Telecom Service One Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Telecom Service One Holdings's Interest Coverage falls into.
Telecom Service One Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Telecom Service One Holdings (HKSE:03997) has a Interest Coverage of 35.11 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Telecom Service One Holdings and its competitors. This is 81% below median its historical median of 186.93. According to the industry distribution chart, Telecom Service One Holdings ranks #999999 out of 70 companies in the Personal Services industry.
Is Telecom Service One Holdings' Interest Coverage too high?
Telecom Service One Holdings' current Interest Coverage of 35.11 is 81% below median its 10-year median of 186.93. The Personal Services industry median Interest Coverage is 9.51. Telecom Service One Holdings' value of 35.11 is 269.2% above this industry median. Based on the distribution chart, Telecom Service One Holdings ranks #999999 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Telecom Service One Holdings has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Telecom Service One Holdings' Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Telecom Service One Holdings ranks #999999 out of 70 companies for Interest Coverage. This places Telecom Service One Holdings in the lower half of its industry. The industry median Interest Coverage is 9.51. Telecom Service One Holdings' value of 35.11 is 269.2% above this benchmark. While the company's 10-year median is 186.93 vs. the industry median of 9.51, Telecom Service One Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.51, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telecom Service One Holdings's current Interest Coverage of 35.11 is 269.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Telecom Service One Holdings and its competitors. For the Personal Services industry, the median Interest Coverage is 9.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telecom Service One Holdings's current Interest Coverage is 35.11, which is 81% below median its own 10-year median of 186.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telecom Service One Holdings stock overvalued right now?
Based on GuruFocus' analysis, Telecom Service One Holdings (HKSE:03997) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.57, compared to a current price of HK$1.56 — trading 173.7% above its estimated fair value. The current Interest Coverage is 35.11, which is 81% below median its 10-year median of 186.93 and 269.2% above the Personal Services industry median of 9.51. Telecom Service One Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Telecom Service One Holdings (HKSE:03997), the current Interest Coverage is 35.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Telecom Service One Holdings (HKSE:03997) Overvalued in 2026?
Based on GuruFocus' analysis, Telecom Service One Holdings stock appears to be overvalued.
The current stock price of HK$1.56 is trading 173.7% above its estimated GF Value™ of HK$0.57.
GuruFocus considers Telecom Service One Holdings to be Significantly Overvalued.
Key valuation signals for HKSE:03997:
Interest Coverage: 35.11 (81% below median its 10-year median of 186.93)
GF Value™: HK$0.57 vs. price of HK$1.56 (173.7% above fair value)
Industry Position: 269.2% above the Personal Services median (#999999 of 70)
No single metric tells the full story. See the HKSE:03997 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Telecom Service One Holdings Ltd is an investment holding company. The company is engaged in the provision of repair and refurbishment services for mobile phones and other personal electronic products as well as the sales of related accessories and provision of supportive services. Geographically, the company derives all of its revenue from Hong Kong and also has a presence in PRC and Macau. Repairing service generates maximum revenue for the company.
41GF Score
Get the complete analysis for HKSE:03997
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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