Telecom Service One Holdings (HKSE:03997) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03997 Telecom Service One Holdings Ltd HKSE:03997
41 GF Score
Price HK$1.56
GF Value HK$0.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Telecom Service One Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:03997
41GF Score
Telecom Service One Holdings Ltd HKSE:03997
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Telecom Service One Holdings (HKSE:03997) Overvalued in 2026?

Based on GuruFocus' analysis, Telecom Service One Holdings stock appears to be overvalued. The current stock price of HK$1.56 is trading 173.7% above its estimated GF Value™ of HK$0.57. GuruFocus considers Telecom Service One Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:03997:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$0.57 vs. price of HK$1.56 (173.7% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the HKSE:03997 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Telecom Service One Holdings Business Description

Address 59 Tai Yip Street, Unit C, 3/F, Sunshine Kowloon Bay Cargo Centre, Kowloon Bay, Kowloon, Hong Kong, HKG
Telecom Service One Holdings Ltd is an investment holding company. The company is engaged in the provision of repair and refurbishment services for mobile phones and other personal electronic products as well as the sales of related accessories and provision of supportive services. Geographically, the company derives all of its revenue from Hong Kong and also has a presence in PRC and Macau. Repairing service generates maximum revenue for the company.
41GF Score

Get the complete analysis for HKSE:03997

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.56
Price
HK$0.57
GF Value