Central China New Life (HKSE:09983) Interest Coverage: 154.27 (As of Dec. 2025) — 72% Above Median

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Director of Data and Quant Analytics at GuruFocus
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HKSE:09983 Central China New Life Ltd HKSE:09983
68 GF Score
Price HK$0.32
GF Value HK$1.28
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Central China New Life Interest Coverage?

Central China New Life HKSE:09983 +1.59% 68 Interest Coverage is 154.27 as of Dec. 2025, which is 72% above its 10-year median of 89.63. GuruFocus rates HKSE:09983 with a GF Score™ of 68/100 and a GF Value™ of HK$1.28 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,308 Real Estate companies, Central China New Life ranks better than 87.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Central China New Life's Operating Income for the six months ended in Dec. 2025 was HK$176 Mil. Central China New Life's Interest Expense for the six months ended in Dec. 2025 was HK$-1 Mil. Central China New Life's interest coverage for the quarter that ended in Dec. 2025 was 154.27. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Central China New Life Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Central China New Life's Interest Coverage or its related term are showing as below:

HKSE:09983' s Interest Coverage Range Over the Past 10 Years
Min: 0.75   Med: 89.63   Max: 567.53
Current: 138.92


HKSE:09983's Interest Coverage is ranked better than
87.54% of 1308 companies
in the Real Estate industry
Industry Median: 4.26 vs HKSE:09983: 138.92

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Central China New Life  (HKSE:09983) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Central China New Life Interest Coverage Related Terms


Central China New Life Interest Coverage Historical Data

* Premium members only.

The historical data trend for Central China New Life's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Central China New Life Interest Coverage Chart

Central China New Life Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 269.62 77.34 89.63 90.28 138.85

Central China New Life Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110.74 83.45 99.33 129.50 154.27

HKSE:09983 vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Central China New Life's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central China New Life Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Central China New Life's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Central China New Life's Interest Coverage falls into.


HKSE:09983
68GF Score
Central China New Life Ltd HKSE:09983
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central China New Life Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Central China New Life's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Central China New Life's Interest Expense was HK$-3 Mil. Its Operating Income was HK$419 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$59 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*419.197/-3.019
=138.85

Central China New Life's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Central China New Life's Interest Expense was HK$-1 Mil. Its Operating Income was HK$176 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$59 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*176.022/-1.141
=154.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 154.27 mean?
Central China New Life (HKSE:09983) has a Interest Coverage of 154.27 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Central China New Life and its competitors. This is 72% above median its historical median of 89.63. Over the past decade, Central China New Life's Interest Coverage has ranged from 0.75 to 567.53. According to the industry distribution chart, Central China New Life ranks #163 out of 1308 companies in the Real Estate industry, placing it in the top 12.5%.
Is Central China New Life's Interest Coverage too high?
Central China New Life's current Interest Coverage of 154.27 is 72% above median its 10-year median of 89.63. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 567.53. The Real Estate industry median Interest Coverage is 4.26. Central China New Life's value of 154.27 is 3521.4% above this industry median. Based on the distribution chart, Central China New Life ranks #163 out of 1308 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Central China New Life has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Central China New Life's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Central China New Life ranks #163 out of 1308 companies for Interest Coverage. This places Central China New Life in the top 13% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.26. Central China New Life's value of 154.27 is 3521.4% above this benchmark. Historically, Central China New Life's own Interest Coverage has ranged from 0.75 to 567.53 over the past decade. While the company's 10-year median is 89.63 vs. the industry median of 4.26, Central China New Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.26, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central China New Life's current Interest Coverage of 154.27 is 3521.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Central China New Life and its competitors. For the Real Estate industry, the median Interest Coverage is 4.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central China New Life's current Interest Coverage is 154.27, which is 72% above median its own 10-year median of 89.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central China New Life stock overvalued right now?
Based on GuruFocus' analysis, Central China New Life (HKSE:09983) is currently considered Possible Value Trap. The stock's GF Value™ is HK$1.28, compared to a current price of HK$0.32 — trading 75% below its estimated fair value. The current Interest Coverage is 154.27, which is 72% above median its 10-year median of 89.63 and 3521.4% above the Real Estate industry median of 4.26. Central China New Life's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Central China New Life (HKSE:09983), the current Interest Coverage is 154.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central China New Life (HKSE:09983) Overvalued in 2026?

Based on GuruFocus' analysis, Central China New Life stock appears to be undervalued. The current stock price of HK$0.32 is trading 75% below its estimated GF Value™ of HK$1.28. GuruFocus considers Central China New Life to be Possible Value Trap.

Key valuation signals for HKSE:09983:

  • Interest Coverage: 154.27 (72% above median its 10-year median of 89.63)
  • GF Value™: HK$1.28 vs. price of HK$0.32 (75% below fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 3521.4% above the Real Estate median (#163 of 1308)

No single metric tells the full story. See the HKSE:09983 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central China New Life Business Description

Address No. 19 Dirun Road, Room 411, 4th Floor, Building 2, Jianye Office Building, Zhengdong New District, Henan Province, Zhengzhou, CHN
Central China New Life Ltd is a property management company in central China with a geographical focus in Henan province. The revenue of the Group was generated from three main business lines: property management services; community value-added services; and value-added services to non-property owners. The company generates the majority of its revenue from property management services. The Group mainly operates its businesses in the PRC and earns substantially all of the revenue from customers in the PRC region.
68GF Score

Get the complete analysis for HKSE:09983

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.32
Price
HK$1.28
GF Value