HYMLF (Hyundai Motor Co) Interest Coverage: 15.92 (As of Mar. 2026) — 16% Below Median


HYMLF Hyundai Motor Co HYMLF
83 GF Score
Price $89.00
GF Value $44.03
! 4 Warning Signs
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What is Hyundai Motor Co Interest Coverage?

Hyundai Motor Co HYMLF 83 Interest Coverage is 15.92 as of Mar. 2026, which is 16% below its 10-year median of 18.93. GuruFocus rates HYMLF with a GF Score™ of 83/100 and a GF Value™ of $44.03. The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Hyundai Motor Co ranks better than 65.95% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hyundai Motor Co's Operating Income for the three months ended in Mar. 2026 was $1,687 Mil. Hyundai Motor Co's Interest Expense for the three months ended in Mar. 2026 was $-106 Mil. Hyundai Motor Co's interest coverage for the quarter that ended in Mar. 2026 was 15.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hyundai Motor Co's Interest Coverage or its related term are showing as below:

HYMLF' s Interest Coverage Range Over the Past 10 Years
Min: 6.61   Med: 18.93   Max: 31.54
Current: 17.66


HYMLF's Interest Coverage is ranked better than
65.95% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs HYMLF: 17.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hyundai Motor Co  (OTCPK:HYMLF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hyundai Motor Co Interest Coverage Related Terms


Hyundai Motor Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hyundai Motor Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hyundai Motor Co Interest Coverage Chart

Hyundai Motor Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.93 18.77 27.13 31.54 20.04

Hyundai Motor Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.18 25.05 18.04 11.81 15.92

HYMLF vs TSLA, GM, F: Interest Coverage Comparison

For the Auto Manufacturers subindustry, Hyundai Motor Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hyundai Motor Co Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Hyundai Motor Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hyundai Motor Co's Interest Coverage falls into.


HYMLF
83GF Score
Hyundai Motor Co HYMLF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hyundai Motor Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hyundai Motor Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hyundai Motor Co's Interest Expense was $-390 Mil. Its Operating Income was $7,826 Mil. And its Long-Term Debt & Capital Lease Obligation was $90,089 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*7825.988/-390.497
=20.04

Hyundai Motor Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Hyundai Motor Co's Interest Expense was $-106 Mil. Its Operating Income was $1,687 Mil. And its Long-Term Debt & Capital Lease Obligation was $89,510 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1687.123/-105.999
=15.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 15.92 mean?
Hyundai Motor Co (HYMLF) has a Interest Coverage of 15.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hyundai Motor Co and its competitors. This is 16% below median its historical median of 18.93. Over the past decade, Hyundai Motor Co's Interest Coverage has ranged from 6.61 to 31.54. According to the industry distribution chart, Hyundai Motor Co ranks #363 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 34.1%.
Is Hyundai Motor Co's Interest Coverage too high?
Hyundai Motor Co's current Interest Coverage of 15.92 is 16% below median its 10-year median of 18.93. Over the past 10 years, this metric has ranged from a low of 6.61 to a high of 31.54. The Vehicles & Parts industry median Interest Coverage is 8.30. Hyundai Motor Co's value of 15.92 is 91.9% above this industry median. Based on the distribution chart, Hyundai Motor Co ranks #363 out of 1066 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Hyundai Motor Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Hyundai Motor Co's Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Hyundai Motor Co ranks #363 out of 1066 companies for Interest Coverage. This puts Hyundai Motor Co in the upper half of its industry. The industry median Interest Coverage is 8.30. Hyundai Motor Co's value of 15.92 is 91.9% above this benchmark. Historically, Hyundai Motor Co's own Interest Coverage has ranged from 6.61 to 31.54 over the past decade. While the company's 10-year median is 18.93 vs. the industry median of 8.30, Hyundai Motor Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hyundai Motor Co's current Interest Coverage of 15.92 is 91.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hyundai Motor Co and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyundai Motor Co's current Interest Coverage is 15.92, which is 16% below median its own 10-year median of 18.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyundai Motor Co stock overvalued right now?
Hyundai Motor Co (HYMLF) has a current Interest Coverage of 15.92. The stock's GF Value™ is $44.03, compared to a current price of $89.00 — trading 102.1% above its estimated fair value. The current Interest Coverage is 15.92, which is 16% below median its 10-year median of 18.93 and 91.9% above the Vehicles & Parts industry median of 8.30. Hyundai Motor Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hyundai Motor Co (HYMLF), the current Interest Coverage is 15.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyundai Motor Co (HYMLF) Overvalued in 2026?

Based on GuruFocus' analysis, Hyundai Motor Co stock appears to be overvalued. The current stock price of $89.00 is trading 102.1% above its estimated GF Value™ of $44.03.

Key valuation signals for HYMLF:

  • Interest Coverage: 15.92 (16% below median its 10-year median of 18.93)
  • GF Value™: $44.03 vs. price of $89.00 (102.1% above fair value)
  • GF Score™: 83/100 with 4 warning signs
  • Industry Position: 91.9% above the Vehicles & Parts median (#363 of 1066)

No single metric tells the full story. See the HYMLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hyundai Motor Co Business Description

Address 12 Heolleung-ro, Seocho-gu, Yangjae-dong, Seoul, KOR, 06797
Hyundai Motor Co is engaged in the manufacturing and distribution of motor vehicles and parts. The business of the group is operated through a vehicle, finance, and other segments. Its vehicle segment is engaged in the manufacturing and sale of motor vehicles. The finance segment operates vehicle financing, credit card processing, and other financing activities. The other segment includes the research and development, train manufacturing, and other activities. The company derives the majority of its revenue from the vehicle segment.
83GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.00
Price
$44.03
GF Value