PT Citra Putra Realty Tbk (ISX:CLAY) Interest Coverage: 1.42 (As of Mar. 2026) — 56% Above Median


ISX:CLAY PT Citra Putra Realty Tbk ISX:CLAY
52 GF Score
Price Rp2,660.00
GF Value Rp246.33
Valuation Significantly Overvalued
! 1 Warning Sign
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What is PT Citra Putra Realty Tbk Interest Coverage?

PT Citra Putra Realty Tbk ISX:CLAY -0.37% 52 Interest Coverage is 1.42 as of Mar. 2026, which is 56% above its 10-year median of 0.91. GuruFocus rates ISX:CLAY with a GF Score™ of 52/100 and a GF Value™ of Rp246.33 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 611 Travel & Leisure companies, PT Citra Putra Realty Tbk ranks worse than 77.41% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Citra Putra Realty Tbk's Operating Income for the three months ended in Mar. 2026 was Rp6,415 Mil. PT Citra Putra Realty Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-4,506 Mil. PT Citra Putra Realty Tbk's interest coverage for the quarter that ended in Mar. 2026 was 1.42. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Citra Putra Realty Tbk's Interest Coverage or its related term are showing as below:

ISX:CLAY' s Interest Coverage Range Over the Past 10 Years
Min: 0.02   Med: 0.91   Max: 1.92
Current: 1.92


ISX:CLAY's Interest Coverage is ranked worse than
77.41% of 611 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs ISX:CLAY: 1.92

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Citra Putra Realty Tbk  (ISX:CLAY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Citra Putra Realty Tbk Interest Coverage Related Terms


PT Citra Putra Realty Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Citra Putra Realty Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Citra Putra Realty Tbk Interest Coverage Chart

PT Citra Putra Realty Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.89 1.88 1.43

PT Citra Putra Realty Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.63 3.57 1.42

ISX:CLAY vs MAR, HLT, H: Interest Coverage Comparison

For the Lodging subindustry, PT Citra Putra Realty Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Citra Putra Realty Tbk Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, PT Citra Putra Realty Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Citra Putra Realty Tbk's Interest Coverage falls into.


ISX:CLAY
52GF Score
PT Citra Putra Realty Tbk ISX:CLAY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Citra Putra Realty Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Citra Putra Realty Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Citra Putra Realty Tbk's Interest Expense was Rp-17,332 Mil. Its Operating Income was Rp24,764 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp411,615 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*24763.834/-17331.703
=1.43

PT Citra Putra Realty Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Citra Putra Realty Tbk's Interest Expense was Rp-4,506 Mil. Its Operating Income was Rp6,415 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp394,337 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6414.987/-4505.822
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.42 mean?
PT Citra Putra Realty Tbk (ISX:CLAY) has a Interest Coverage of 1.42 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Citra Putra Realty Tbk and its competitors. This is 56% above median its historical median of 0.91. Over the past decade, PT Citra Putra Realty Tbk's Interest Coverage has ranged from 0.02 to 1.92. According to the industry distribution chart, PT Citra Putra Realty Tbk ranks #473 out of 611 companies in the Travel & Leisure industry, placing it in the top 77.4%.
Is PT Citra Putra Realty Tbk's Interest Coverage too high?
PT Citra Putra Realty Tbk's current Interest Coverage of 1.42 is 56% above median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 1.92. The Travel & Leisure industry median Interest Coverage is 5.35. PT Citra Putra Realty Tbk's value of 1.42 is 73.5% below this industry median. Based on the distribution chart, PT Citra Putra Realty Tbk ranks #473 out of 611 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, PT Citra Putra Realty Tbk has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Citra Putra Realty Tbk's Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, PT Citra Putra Realty Tbk ranks #473 out of 611 companies for Interest Coverage. This places PT Citra Putra Realty Tbk in the lower half of its industry. The industry median Interest Coverage is 5.35. PT Citra Putra Realty Tbk's value of 1.42 is 73.5% below this benchmark. Historically, PT Citra Putra Realty Tbk's own Interest Coverage has ranged from 0.02 to 1.92 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 5.35, PT Citra Putra Realty Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 611 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Citra Putra Realty Tbk's current Interest Coverage of 1.42 is 73.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Citra Putra Realty Tbk and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Citra Putra Realty Tbk's current Interest Coverage is 1.42, which is 56% above median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Citra Putra Realty Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Citra Putra Realty Tbk (ISX:CLAY) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp246.33, compared to a current price of Rp2,660.00 — trading 979.9% above its estimated fair value. The current Interest Coverage is 1.42, which is 56% above median its 10-year median of 0.91 and 73.5% below the Travel & Leisure industry median of 5.35. PT Citra Putra Realty Tbk's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Citra Putra Realty Tbk (ISX:CLAY), the current Interest Coverage is 1.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Citra Putra Realty Tbk (ISX:CLAY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Citra Putra Realty Tbk stock appears to be overvalued. The current stock price of Rp2,660.00 is trading 979.9% above its estimated GF Value™ of Rp246.33. GuruFocus considers PT Citra Putra Realty Tbk to be Significantly Overvalued.

Key valuation signals for ISX:CLAY:

  • Interest Coverage: 1.42 (56% above median its 10-year median of 0.91)
  • GF Value™: Rp246.33 vs. price of Rp2,660.00 (979.9% above fair value)
  • GF Score™: 52/100 with 1 warning sign
  • Industry Position: 73.5% below the Travel & Leisure median (#473 of 611)

No single metric tells the full story. See the ISX:CLAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Citra Putra Realty Tbk Business Description

Address Jl. M.H. Thamrin No. 81, 18th Floor, The City Tower, Dukuh Atas, Kota Jakarta Pusat, Daerah Khusus Ibukota, Menteng, Central Jakarta, IDN, 10310
PT Citra Putra Realty Tbk is engaged in the hotel and hospitality business segments in Jakarta, Indonesia. The company's property portfolio includes The Stones Hotel Legian Bali, and Clay Hotel Jakarta. The maximum revenue is gained from the Hotel Segment, which has three operating segments: Rent Rooms, Food and Beverages, and Other. Geographically, Hotels are located in Jakarta as Clay Hotel, The Stones Legian Hotel in Bali, and Rumah Sakit Oso in Pontianak, hence within Indonesia.
52GF Score

Get the complete analysis for ISX:CLAY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,660.00
Price
Rp246.33
GF Value