PT Midi Utama Indonesia Tbk (ISX:MIDI) Interest Coverage: 26.82 (As of Mar. 2026) — 1248% Above Median


ISX:MIDI PT Midi Utama Indonesia Tbk ISX:MIDI
88 GF Score
Price Rp280.00
GF Value Rp465.19
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Midi Utama Indonesia Tbk Interest Coverage?

PT Midi Utama Indonesia Tbk ISX:MIDI +8.53% 88 Interest Coverage is 26.82 as of Mar. 2026, which is 1248% above its 10-year median of 1.99. GuruFocus rates ISX:MIDI with a GF Score™ of 88/100 and a GF Value™ of Rp465.19 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 253 Retail - Defensive companies, PT Midi Utama Indonesia Tbk ranks better than 67.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Midi Utama Indonesia Tbk's Operating Income for the three months ended in Mar. 2026 was Rp290,910 Mil. PT Midi Utama Indonesia Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-10,847 Mil. PT Midi Utama Indonesia Tbk's interest coverage for the quarter that ended in Mar. 2026 was 26.82. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Midi Utama Indonesia Tbk's Interest Coverage or its related term are showing as below:

ISX:MIDI' s Interest Coverage Range Over the Past 10 Years
Min: 0.92   Med: 1.99   Max: 21.09
Current: 21.09


ISX:MIDI's Interest Coverage is ranked better than
67.98% of 253 companies
in the Retail - Defensive industry
Industry Median: 8.79 vs ISX:MIDI: 21.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Midi Utama Indonesia Tbk  (ISX:MIDI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Midi Utama Indonesia Tbk Interest Coverage Related Terms


PT Midi Utama Indonesia Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Midi Utama Indonesia Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Midi Utama Indonesia Tbk Interest Coverage Chart

PT Midi Utama Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.90 3.27 4.20 9.76 18.06

PT Midi Utama Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.79 30.77 19.82 12.30 26.82

ISX:MIDI vs KR, SFM: Interest Coverage Comparison

For the Grocery Stores subindustry, PT Midi Utama Indonesia Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Midi Utama Indonesia Tbk Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, PT Midi Utama Indonesia Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Midi Utama Indonesia Tbk's Interest Coverage falls into.


ISX:MIDI
88GF Score
PT Midi Utama Indonesia Tbk ISX:MIDI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Midi Utama Indonesia Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Midi Utama Indonesia Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Midi Utama Indonesia Tbk's Interest Expense was Rp-42,295 Mil. Its Operating Income was Rp763,750 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp450,856 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*763750/-42295
=18.06

PT Midi Utama Indonesia Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Midi Utama Indonesia Tbk's Interest Expense was Rp-10,847 Mil. Its Operating Income was Rp290,910 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp470,733 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*290910/-10847
=26.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 26.82 mean?
PT Midi Utama Indonesia Tbk (ISX:MIDI) has a Interest Coverage of 26.82 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Midi Utama Indonesia Tbk and its competitors. This is 1248% above median its historical median of 1.99. Over the past decade, PT Midi Utama Indonesia Tbk's Interest Coverage has ranged from 0.92 to 21.09. According to the industry distribution chart, PT Midi Utama Indonesia Tbk ranks #81 out of 253 companies in the Retail - Defensive industry, placing it in the top 32%.
Is PT Midi Utama Indonesia Tbk's Interest Coverage too high?
PT Midi Utama Indonesia Tbk's current Interest Coverage of 26.82 is 1248% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 21.09. The Retail - Defensive industry median Interest Coverage is 8.79. PT Midi Utama Indonesia Tbk's value of 26.82 is 205.1% above this industry median. Based on the distribution chart, PT Midi Utama Indonesia Tbk ranks #81 out of 253 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, PT Midi Utama Indonesia Tbk has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Midi Utama Indonesia Tbk's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, PT Midi Utama Indonesia Tbk ranks #81 out of 253 companies for Interest Coverage. This puts PT Midi Utama Indonesia Tbk in the upper half of its industry. The industry median Interest Coverage is 8.79. PT Midi Utama Indonesia Tbk's value of 26.82 is 205.1% above this benchmark. Historically, PT Midi Utama Indonesia Tbk's own Interest Coverage has ranged from 0.92 to 21.09 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 8.79, PT Midi Utama Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.79, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Midi Utama Indonesia Tbk's current Interest Coverage of 26.82 is 205.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Midi Utama Indonesia Tbk and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Midi Utama Indonesia Tbk's current Interest Coverage is 26.82, which is 1248% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Midi Utama Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Midi Utama Indonesia Tbk (ISX:MIDI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp465.19, compared to a current price of Rp280.00 — trading 39.8% below its estimated fair value. The current Interest Coverage is 26.82, which is 1248% above median its 10-year median of 1.99 and 205.1% above the Retail - Defensive industry median of 8.79. PT Midi Utama Indonesia Tbk's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Midi Utama Indonesia Tbk (ISX:MIDI), the current Interest Coverage is 26.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Midi Utama Indonesia Tbk (ISX:MIDI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Midi Utama Indonesia Tbk stock appears to be undervalued. The current stock price of Rp280.00 is trading 39.8% below its estimated GF Value™ of Rp465.19. GuruFocus considers PT Midi Utama Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:MIDI:

  • Interest Coverage: 26.82 (1248% above median its 10-year median of 1.99)
  • GF Value™: Rp465.19 vs. price of Rp280.00 (39.8% below fair value)
  • GF Score™: 88/100 with 1 warning sign
  • Industry Position: 205.1% above the Retail - Defensive median (#81 of 253)

No single metric tells the full story. See the ISX:MIDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Midi Utama Indonesia Tbk Business Description

Address Jalan Jalur Sutera Barat, Lantai 12, Kav. 7-9, Gedung Alfa Tower, Alam Sutera, Banten, Tangerang, IDN, 15143
PT Midi Utama Indonesia Tbk is engaged in retail trading for consumer products. It operates under the business segments of Food, Fresh Food, and Non-Food items through minimarkets networks under the Alfamidi and Alfaexpress names, convenience stores under the Lawson name, and supermarket network under the Alfamidi Super name. The company designs its segment based on the location of warehouses which are situated in Jabodetabek, Java - excluding Jabodetabek, and excluding Java. The company generates the majority of its revenue from Jabodetabek. Product-wise, it generates the majority of its revenue from the sale of Food.
88GF Score

Get the complete analysis for ISX:MIDI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp280.00
Price
Rp465.19
GF Value