PT Surya Semesta Internusa Tbk (ISX:SSIA) Interest Coverage: 5.47 (As of Mar. 2026) — 275% Above Median


ISX:SSIA PT Surya Semesta Internusa Tbk ISX:SSIA
87 GF Score
Price Rp1,490.00
GF Value Rp1,113.71
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PT Surya Semesta Internusa Tbk Interest Coverage?

PT Surya Semesta Internusa Tbk ISX:SSIA -0.33% 87 Interest Coverage is 5.47 as of Mar. 2026, which is 275% above its 10-year median of 1.46. GuruFocus rates ISX:SSIA with a GF Score™ of 87/100 and a GF Value™ of Rp1,113.71 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,350 Construction companies, PT Surya Semesta Internusa Tbk ranks worse than 75.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Surya Semesta Internusa Tbk's Operating Income for the three months ended in Mar. 2026 was Rp222,469 Mil. PT Surya Semesta Internusa Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-40,662 Mil. PT Surya Semesta Internusa Tbk's interest coverage for the quarter that ended in Mar. 2026 was 5.47. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Surya Semesta Internusa Tbk's Interest Coverage or its related term are showing as below:

ISX:SSIA' s Interest Coverage Range Over the Past 10 Years
Min: 0.29   Med: 1.46   Max: 5.46
Current: 2.86


ISX:SSIA's Interest Coverage is ranked worse than
75.04% of 1350 companies
in the Construction industry
Industry Median: 7.94 vs ISX:SSIA: 2.86

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Surya Semesta Internusa Tbk  (ISX:SSIA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Surya Semesta Internusa Tbk Interest Coverage Related Terms


PT Surya Semesta Internusa Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Surya Semesta Internusa Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Surya Semesta Internusa Tbk Interest Coverage Chart

PT Surya Semesta Internusa Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 1.38 2.69 5.46 1.37

PT Surya Semesta Internusa Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.60 0.21 4.32 0.41 5.47

ISX:SSIA vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, PT Surya Semesta Internusa Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Surya Semesta Internusa Tbk Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, PT Surya Semesta Internusa Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Surya Semesta Internusa Tbk's Interest Coverage falls into.


ISX:SSIA
87GF Score
PT Surya Semesta Internusa Tbk ISX:SSIA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Surya Semesta Internusa Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Surya Semesta Internusa Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Surya Semesta Internusa Tbk's Interest Expense was Rp-102,820 Mil. Its Operating Income was Rp140,463 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp1,742,421 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*140462.913/-102819.552
=1.37

PT Surya Semesta Internusa Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Surya Semesta Internusa Tbk's Interest Expense was Rp-40,662 Mil. Its Operating Income was Rp222,469 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp1,841,762 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*222469.496/-40661.821
=5.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.47 mean?
PT Surya Semesta Internusa Tbk (ISX:SSIA) has a Interest Coverage of 5.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Surya Semesta Internusa Tbk and its competitors. This is 275% above median its historical median of 1.46. Over the past decade, PT Surya Semesta Internusa Tbk's Interest Coverage has ranged from 0.29 to 5.46. According to the industry distribution chart, PT Surya Semesta Internusa Tbk ranks #1013 out of 1350 companies in the Construction industry, placing it in the top 75%.
Is PT Surya Semesta Internusa Tbk's Interest Coverage too high?
PT Surya Semesta Internusa Tbk's current Interest Coverage of 5.47 is 275% above median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 5.46. The Construction industry median Interest Coverage is 7.94. PT Surya Semesta Internusa Tbk's value of 5.47 is 31.1% below this industry median. Based on the distribution chart, PT Surya Semesta Internusa Tbk ranks #1013 out of 1350 companies in the Construction industry, which is below the industry midpoint. Overall, PT Surya Semesta Internusa Tbk has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Surya Semesta Internusa Tbk's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, PT Surya Semesta Internusa Tbk ranks #1013 out of 1350 companies for Interest Coverage. This places PT Surya Semesta Internusa Tbk in the lower half of its industry. The industry median Interest Coverage is 7.94. PT Surya Semesta Internusa Tbk's value of 5.47 is 31.1% below this benchmark. Historically, PT Surya Semesta Internusa Tbk's own Interest Coverage has ranged from 0.29 to 5.46 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 7.94, PT Surya Semesta Internusa Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.94, based on 1,350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Surya Semesta Internusa Tbk's current Interest Coverage of 5.47 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Surya Semesta Internusa Tbk and its competitors. For the Construction industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Surya Semesta Internusa Tbk's current Interest Coverage is 5.47, which is 275% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Surya Semesta Internusa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Surya Semesta Internusa Tbk (ISX:SSIA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp1,113.71, compared to a current price of Rp1,490.00 — trading 33.8% above its estimated fair value. The current Interest Coverage is 5.47, which is 275% above median its 10-year median of 1.46 and 31.1% below the Construction industry median of 7.94. PT Surya Semesta Internusa Tbk's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Surya Semesta Internusa Tbk (ISX:SSIA), the current Interest Coverage is 5.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Surya Semesta Internusa Tbk (ISX:SSIA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Surya Semesta Internusa Tbk stock appears to be overvalued. The current stock price of Rp1,490.00 is trading 33.8% above its estimated GF Value™ of Rp1,113.71. GuruFocus considers PT Surya Semesta Internusa Tbk to be Significantly Overvalued.

Key valuation signals for ISX:SSIA:

  • Interest Coverage: 5.47 (275% above median its 10-year median of 1.46)
  • GF Value™: Rp1,113.71 vs. price of Rp1,490.00 (33.8% above fair value)
  • GF Score™: 87/100 with 6 warning signs
  • Industry Position: 31.1% below the Construction median (#1013 of 1350)

No single metric tells the full story. See the ISX:SSIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Surya Semesta Internusa Tbk Business Description

Address Jalan HR Rasuna Said Kav. 3-4 Kuningan, Tempo Scan Tower, 20th Floor, Jakarta, IDN, 12950
PT Surya Semesta Internusa Tbk is an Indonesian construction company. It operates in four segments. The Property development segment includes the development and management of industrial estates, real estate, buildings, and commercial centers. The Construction segment, which is the key revenue driver, includes general contractor services for commercial buildings, mining, and infrastructure. The hospitality segment includes the development and management of hotels and resorts, and Other Segment. The majority of the revenue is from the Construction segment.
87GF Score

Get the complete analysis for ISX:SSIA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,490.00
Price
Rp1,113.71
GF Value