Izumi CoIZMIF 73 Interest Coverage is 33.36 as of Feb. 2026, which is 17% below its 10-year median of 40.02. GuruFocus rates IZMIF with a GF Score™ of 73/100 and a GF Value™ of $11.68. The stock has 4 warning signs investors should review. Among 828 Retail - Cyclical companies, Izumi Co ranks better than 73.67% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Izumi Co's
Operating Income
for the
three
months ended in Feb. 2026 was $62 Mil. Izumi Co's Interest Expense for the
three
months ended in Feb. 2026 was $-2 Mil.
Izumi Co's interest coverage for the quarter that ended in Feb. 2026 was 33.36.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Izumi Co's Interest Coverage or its related term are showing as below:
IZMIF'
s Interest Coverage Range Over the Past 10 Years
Min: 22.76 Med: 40.02 Max: 101.38
Current: 22.76
IZMIF's Interest Coverage is ranked better than 73.67% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs IZMIF: 22.76
Izumi Co (OTCPK:IZMIF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Izumi Co Interest Coverage Related Terms
Izumi Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Izumi Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Izumi Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Izumi Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Izumi Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Izumi Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Izumi Co (IZMIF) has a Interest Coverage of 33.36 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Izumi Co and its competitors. This is 17% below median its historical median of 40.02. Over the past decade, Izumi Co's Interest Coverage has ranged from 22.76 to 101.38. According to the industry distribution chart, Izumi Co ranks #218 out of 828 companies in the Retail - Cyclical industry, placing it in the top 26.3%.
Is Izumi Co's Interest Coverage too high?
Izumi Co's current Interest Coverage of 33.36 is 17% below median its 10-year median of 40.02. Over the past 10 years, this metric has ranged from a low of 22.76 to a high of 101.38. The Retail - Cyclical industry median Interest Coverage is 7.92. Izumi Co's value of 33.36 is 321.5% above this industry median. Based on the distribution chart, Izumi Co ranks #218 out of 828 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Izumi Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Izumi Co's Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, Izumi Co ranks #218 out of 828 companies for Interest Coverage. This puts Izumi Co in the upper half of its industry. The industry median Interest Coverage is 7.92. Izumi Co's value of 33.36 is 321.5% above this benchmark. Historically, Izumi Co's own Interest Coverage has ranged from 22.76 to 101.38 over the past decade. While the company's 10-year median is 40.02 vs. the industry median of 7.92, Izumi Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Izumi Co's current Interest Coverage of 33.36 is 321.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Izumi Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Izumi Co's current Interest Coverage is 33.36, which is 17% below median its own 10-year median of 40.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Izumi Co stock overvalued right now?
Izumi Co (IZMIF) has a current Interest Coverage of 33.36. The stock's GF Value™ is $11.68, compared to a current price of $8.39 — trading 28.2% below its estimated fair value. The current Interest Coverage is 33.36, which is 17% below median its 10-year median of 40.02 and 321.5% above the Retail - Cyclical industry median of 7.92. Izumi Co's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Izumi Co (IZMIF), the current Interest Coverage is 33.36 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Izumi Co (IZMIF) Overvalued in 2026?
Based on GuruFocus' analysis, Izumi Co stock appears to be undervalued.
The current stock price of $8.39 is trading 28.2% below its estimated GF Value™ of $11.68.
Key valuation signals for IZMIF:
Interest Coverage: 33.36 (17% below median its 10-year median of 40.02)
GF Value™: $11.68 vs. price of $8.39 (28.2% below fair value)
Industry Position: 321.5% above the Retail - Cyclical median (#218 of 828)
No single metric tells the full story. See the IZMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Izumi Co Ltd is engaged in operating shopping centres, general merchandising stores, clothing, household goods, and food products. The majority of the stores are located in the Kyushu, Chugoku, and Shikoku regions of Japan. The company operates through segments including retail, retail-related businesses, and other. The retail segment operates through shopping centres. The retail-related businesses are credit-based, it involves operations that complement retail businesses, such as handling and managing product handling. The other segment includes wholesale and real estate operations.
73GF Score
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