Balwin PropertiesJSE:BWN 49 Interest Coverage is 6.91 as of Feb. 2026, which is 77% below its 10-year median of 29.45. GuruFocus rates JSE:BWN with a GF Score™ of 49/100 and a GF Value™ of R2.32 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,295 Real Estate companies, Balwin Properties ranks better than 61.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Balwin Properties's
Operating Income
for the
six
months ended in Feb. 2026 was R194 Mil. Balwin Properties's Interest Expense for the
six
months ended in Feb. 2026 was R-28 Mil.
Balwin Properties's interest coverage for the quarter that ended in Feb. 2026 was 6.91.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Balwin Properties's Interest Coverage or its related term are showing as below:
JSE:BWN'
s Interest Coverage Range Over the Past 10 Years
Min: 6.25 Med: 29.45 Max: 646.75
Current: 6.6
JSE:BWN's Interest Coverage is ranked better than 61.16% of 1295
companies
in the Real Estate industry
Industry Median: 4.24
vs JSE:BWN: 6.60
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Balwin Properties Interest Coverage Related Terms
Balwin Properties Interest Coverage Historical Data
* Premium members only.
The historical data trend for Balwin Properties's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Balwin Properties's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Balwin Properties Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Balwin Properties's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Balwin Properties's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Balwin Properties (JSE:BWN) has a Interest Coverage of 6.91 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Balwin Properties and its competitors. This is 77% below median its historical median of 29.45. Over the past decade, Balwin Properties' Interest Coverage has ranged from 6.25 to 646.75. According to the industry distribution chart, Balwin Properties ranks #503 out of 1295 companies in the Real Estate industry, placing it in the top 38.8%.
Is Balwin Properties' Interest Coverage too high?
Balwin Properties' current Interest Coverage of 6.91 is 77% below median its 10-year median of 29.45. Over the past 10 years, this metric has ranged from a low of 6.25 to a high of 646.75. The Real Estate industry median Interest Coverage is 4.24. Balwin Properties' value of 6.91 is 63% above this industry median. Based on the distribution chart, Balwin Properties ranks #503 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Balwin Properties has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Balwin Properties' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Balwin Properties ranks #503 out of 1295 companies for Interest Coverage. This puts Balwin Properties in the upper half of its industry. The industry median Interest Coverage is 4.24. Balwin Properties' value of 6.91 is 63% above this benchmark. Historically, Balwin Properties' own Interest Coverage has ranged from 6.25 to 646.75 over the past decade. While the company's 10-year median is 29.45 vs. the industry median of 4.24, Balwin Properties has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Balwin Properties's current Interest Coverage of 6.91 is 63% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Balwin Properties and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Balwin Properties's current Interest Coverage is 6.91, which is 77% below median its own 10-year median of 29.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Balwin Properties stock overvalued right now?
Based on GuruFocus' analysis, Balwin Properties (JSE:BWN) is currently considered Significantly Overvalued. The stock's GF Value™ is R2.32, compared to a current price of R4.20 — trading 81% above its estimated fair value. The current Interest Coverage is 6.91, which is 77% below median its 10-year median of 29.45 and 63% above the Real Estate industry median of 4.24. Balwin Properties' overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Balwin Properties (JSE:BWN), the current Interest Coverage is 6.91 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Balwin Properties (JSE:BWN) Overvalued in 2026?
Based on GuruFocus' analysis, Balwin Properties stock appears to be overvalued.
The current stock price of R4.20 is trading 81% above its estimated GF Value™ of R2.32.
GuruFocus considers Balwin Properties to be Significantly Overvalued.
Key valuation signals for JSE:BWN:
Interest Coverage: 6.91 (77% below median its 10-year median of 29.45)
GF Value™: R2.32 vs. price of R4.20 (81% above fair value)
Industry Position: 63% above the Real Estate median (#503 of 1295)
No single metric tells the full story. See the JSE:BWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Balwin Properties Ltd is engaged in residential property development and sale of sectional title estates, bond origination, information and communication technology services, rental of commercial property and other annuity based services provided to the residential developments. Its operating segments include Sale of apartments and land; Provision of services to residential estates; Bond commission; property rental; and Balwin Foundation. It derives majority of the revenue from Residential and commercial property rental segment.
49GF Score
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