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Lesaka TechnologiesJSE:LSK 83 Interest Coverage is 4.22 as of Mar. 2026, which is 52% below its 10-year median of 8.72. GuruFocus rates JSE:LSK with a GF Score™ of 83/100 and a GF Value™ of R76.34 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,721 Software companies, Lesaka Technologies ranks worse than 99.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lesaka Technologies's
Operating Income
for the
three
months ended in Mar. 2026 was R316 Mil. Lesaka Technologies's Interest Expense for the
three
months ended in Mar. 2026 was R-75 Mil.
Lesaka Technologies's interest coverage for the quarter that ended in Mar. 2026 was 4.22.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lesaka Technologies's Interest Coverage or its related term are showing as below:
JSE:LSK'
s Interest Coverage Range Over the Past 10 Years
Min: 0.15 Med: 8.72 Max: 33.41
Current: 0.15
JSE:LSK's Interest Coverage is ranked worse than 99.54% of 1721
companies
in the Software industry
Industry Median: 25.96
vs JSE:LSK: 0.15
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lesaka Technologies Interest Coverage Related Terms
Lesaka Technologies Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lesaka Technologies's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:LSK vs IMXI, IIIV, CINT: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Lesaka Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lesaka Technologies Interest Coverage vs Software Industry
For the Software industry and Technology sector, Lesaka Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lesaka Technologies's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lesaka Technologies (JSE:LSK) has a Interest Coverage of 4.22 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lesaka Technologies and its competitors. This is 52% below median its historical median of 8.72. Over the past decade, Lesaka Technologies' Interest Coverage has ranged from 0.15 to 33.41. According to the industry distribution chart, Lesaka Technologies ranks #1713 out of 1721 companies in the Software industry, placing it in the top 99.5%.
Is Lesaka Technologies' Interest Coverage too high?
Lesaka Technologies' current Interest Coverage of 4.22 is 52% below median its 10-year median of 8.72. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 33.41. The Software industry median Interest Coverage is 25.96. Lesaka Technologies' value of 4.22 is 83.7% below this industry median. Based on the distribution chart, Lesaka Technologies ranks #1713 out of 1721 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Lesaka Technologies has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lesaka Technologies' Interest Coverage compare to IMXI and IIIV?
According to the Software industry distribution chart, Lesaka Technologies ranks #1713 out of 1721 companies for Interest Coverage. This places Lesaka Technologies in the lower half of its industry. The industry median Interest Coverage is 25.96. Lesaka Technologies' value of 4.22 is 83.7% below this benchmark. Historically, Lesaka Technologies' own Interest Coverage has ranged from 0.15 to 33.41 over the past decade. While the company's 10-year median is 8.72 vs. the industry median of 25.96, Lesaka Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.96, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lesaka Technologies's current Interest Coverage of 4.22 is 83.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lesaka Technologies and its competitors. For the Software industry, the median Interest Coverage is 25.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lesaka Technologies's current Interest Coverage is 4.22, which is 52% below median its own 10-year median of 8.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lesaka Technologies stock overvalued right now?
Based on GuruFocus' analysis, Lesaka Technologies (JSE:LSK) is currently considered Fairly Valued. The stock's GF Value™ is R76.34, compared to a current price of R79.00 — trading 3.5% above its estimated fair value. The current Interest Coverage is 4.22, which is 52% below median its 10-year median of 8.72 and 83.7% below the Software industry median of 25.96. Lesaka Technologies' overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lesaka Technologies (JSE:LSK), the current Interest Coverage is 4.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lesaka Technologies (JSE:LSK) Overvalued in 2026?
Based on GuruFocus' analysis, Lesaka Technologies stock appears to be overvalued.
The current stock price of R79.00 is trading 3.5% above its estimated GF Value™ of R76.34.
GuruFocus considers Lesaka Technologies to be Fairly Valued.
Key valuation signals for JSE:LSK:
Interest Coverage: 4.22 (52% below median its 10-year median of 8.72)
GF Value™: R76.34 vs. price of R79.00 (3.5% above fair value)
Industry Position: 83.7% below the Software median (#1713 of 1721)
No single metric tells the full story. See the JSE:LSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lesaka Technologies Inc provides payment solutions, transaction processing solutions, and financial technologies. The company operates three reportable segments: Merchant, Consumer and Enterprise. Merchant, which focuses on both formal and informal sector merchants. Consumer, which focuses on individuals who have historically been excluded from traditional financial services and to whom it offers transactional accounts (banking), insurance, lending (short-term loans), payments solutions and various value-added services; and Enterprise, which comprises large-scale corporate and government organizations, including but not limited to banks, mobile network operators (MNOs) and municipalities, and, through Recharger, landlords utilizing Recharger's prepaid electricity metering solution.
83GF Score
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