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Lesaka Technologies has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Lesaka Technologies's Interest Coverage for the quarter that ended in Mar. 2026 was 4.22.
Lesaka Technologies's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.34.
As of today, Lesaka Technologies's Altman Z-Score is 2.13.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Lesaka Technologies has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Lesaka Technologies Financial Strength Related Terms
JSE:LSK vs GRRR, SUPX, AIOT: Financial Strength Comparison
For the Software - Infrastructure subindustry, Lesaka Technologies's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lesaka Technologies Financial Strength vs Software Industry
For the Software industry and Technology sector, Lesaka Technologies's Financial Strength distribution charts can be found below:
* The bar in red indicates where Lesaka Technologies's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Lesaka Technologies has a Z-score of 2.13, indicating it is in Grey Zones. This implies that Lesaka Technologies is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.13 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lesaka Technologies (JSE:LSK) has a Financial Strength of 3 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Lesaka Technologies and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Lesaka Technologies' Financial Strength has ranged from 3.00 to 8.00.
Is Lesaka Technologies' Financial Strength too high?
Lesaka Technologies' current Financial Strength of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, Lesaka Technologies has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lesaka Technologies' Financial Strength compare to GRRR and SUPX?
Lesaka Technologies' Financial Strength of 3 can be compared against companies in the Software industry. Historically, Lesaka Technologies' own Financial Strength has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Lesaka Technologies and its competitors. Lesaka Technologies's current Financial Strength is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lesaka Technologies stock overvalued right now?
Based on GuruFocus' analysis, Lesaka Technologies (JSE:LSK) is currently considered Fairly Valued. The stock's GF Value™ is R83.28, compared to a current price of R78.25 — trading 6% below its estimated fair value. The current Financial Strength is 3, which is 40% below median its 10-year median of 5.00. Lesaka Technologies' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Lesaka Technologies (JSE:LSK), the current Financial Strength is 3 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lesaka Technologies (JSE:LSK) Overvalued in 2026?
Based on GuruFocus' analysis, Lesaka Technologies stock appears to be undervalued.
The current stock price of R78.25 is trading 6% below its estimated GF Value™ of R83.28.
GuruFocus considers Lesaka Technologies to be Fairly Valued.
Key valuation signals for JSE:LSK:
Financial Strength: 3 (40% below median its 10-year median of 5.00)
GF Value™: R83.28 vs. price of R78.25 (6% below fair value)
No single metric tells the full story. See the JSE:LSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lesaka Technologies Inc provides payment solutions, transaction processing solutions, and financial technologies. The company operates three reportable segments: Merchant, Consumer and Enterprise. Merchant, which focuses on both formal and informal sector merchants. Consumer, which focuses on individuals who have historically been excluded from traditional financial services and to whom it offers transactional accounts (banking), insurance, lending (short-term loans), payments solutions and various value-added services; and Enterprise, which comprises large-scale corporate and government organizations, including but not limited to banks, mobile network operators (MNOs) and municipalities, and, through Recharger, landlords utilizing Recharger's prepaid electricity metering solution.
82GF Score
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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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