International Industries (KAR:INIL) Interest Coverage: 3.55 (As of Mar. 2026) — Near Median


KAR:INIL International Industries Ltd KAR:INIL
61 GF Score
Price ₨168.95
GF Value ₨182.25
Valuation Fairly Valued
! 6 Warning Signs
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What is International Industries Interest Coverage?

International Industries KAR:INIL 61 Interest Coverage is 3.55 as of Mar. 2026, which is 5% below its 10-year median of 3.73. GuruFocus rates KAR:INIL with a GF Score™ of 61/100 and a GF Value™ of ₨182.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 456 Steel companies, International Industries ranks worse than 57.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. International Industries's Operating Income for the three months ended in Mar. 2026 was ₨1,759 Mil. International Industries's Interest Expense for the three months ended in Mar. 2026 was ₨-496 Mil. International Industries's interest coverage for the quarter that ended in Mar. 2026 was 3.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for International Industries's Interest Coverage or its related term are showing as below:

KAR:INIL' s Interest Coverage Range Over the Past 10 Years
Min: 1.04   Med: 3.73   Max: 13.04
Current: 3.72


KAR:INIL's Interest Coverage is ranked worse than
57.46% of 456 companies
in the Steel industry
Industry Median: 4.445 vs KAR:INIL: 3.72

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


International Industries  (KAR:INIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


International Industries Interest Coverage Related Terms


International Industries Interest Coverage Historical Data

* Premium members only.

The historical data trend for International Industries's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

International Industries Interest Coverage Chart

International Industries Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.03 4.39 2.85 3.21 2.75

International Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.82 5.72 3.87 2.99 3.55

KAR:INIL vs NUE, STLD, RS: Interest Coverage Comparison

For the Steel subindustry, International Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Industries Interest Coverage vs Steel Industry

For the Steel industry and Basic Materials sector, International Industries's Interest Coverage distribution charts can be found below:

* The bar in red indicates where International Industries's Interest Coverage falls into.


KAR:INIL
61GF Score
International Industries Ltd KAR:INIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Industries Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

International Industries's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, International Industries's Interest Expense was ₨-1,344 Mil. Its Operating Income was ₨3,692 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨1,200 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*3692.431/-1343.807
=2.75

International Industries's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, International Industries's Interest Expense was ₨-496 Mil. Its Operating Income was ₨1,759 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨1,022 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1758.557/-495.917
=3.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.55 mean?
International Industries (KAR:INIL) has a Interest Coverage of 3.55 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Industries and its competitors. This is near median its historical median of 3.73. Over the past decade, International Industries' Interest Coverage has ranged from 1.04 to 13.04. According to the industry distribution chart, International Industries ranks #262 out of 456 companies in the Steel industry, placing it in the top 57.5%.
Is International Industries' Interest Coverage too high?
International Industries' current Interest Coverage of 3.55 is near median its 10-year median of 3.73. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 13.04. The Steel industry median Interest Coverage is 4.45. International Industries' value of 3.55 is 20.1% below this industry median. Based on the distribution chart, International Industries ranks #262 out of 456 companies in the Steel industry, which is below the industry midpoint. Overall, International Industries has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Industries' Interest Coverage compare to NUE and STLD?
According to the Steel industry distribution chart, International Industries ranks #262 out of 456 companies for Interest Coverage. This places International Industries in the lower half of its industry. The industry median Interest Coverage is 4.45. International Industries' value of 3.55 is 20.1% below this benchmark. Historically, International Industries' own Interest Coverage has ranged from 1.04 to 13.04 over the past decade. While the company's 10-year median is 3.73 vs. the industry median of 4.45, International Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Steel company?
The median Interest Coverage among Steel companies is 4.45, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Industries's current Interest Coverage of 3.55 is 20.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on International Industries and its competitors. For the Steel industry, the median Interest Coverage is 4.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Industries's current Interest Coverage is 3.55, which is near median its own 10-year median of 3.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Industries stock overvalued right now?
Based on GuruFocus' analysis, International Industries (KAR:INIL) is currently considered Fairly Valued. The stock's GF Value™ is ₨182.25, compared to a current price of ₨168.95 — trading 7.3% below its estimated fair value. The current Interest Coverage is 3.55, which is near median its 10-year median of 3.73 and 20.1% below the Steel industry median of 4.45. International Industries' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For International Industries (KAR:INIL), the current Interest Coverage is 3.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Industries (KAR:INIL) Overvalued in 2026?

Based on GuruFocus' analysis, International Industries stock appears to be undervalued. The current stock price of ₨168.95 is trading 7.3% below its estimated GF Value™ of ₨182.25. GuruFocus considers International Industries to be Fairly Valued.

Key valuation signals for KAR:INIL:

  • Interest Coverage: 3.55 (near median its 10-year median of 3.73)
  • GF Value™: ₨182.25 vs. price of ₨168.95 (7.3% below fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 20.1% below the Steel median (#262 of 456)

No single metric tells the full story. See the KAR:INIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Industries Business Description

Address 10 Beaumont Road, 101, Beaumont Plaza, Karachi, SD, PAK, 75530
International Industries Ltd is a Pakistan-based company mainly engaged in manufacturing and marketing steel pipes and tubes. Its product portfolio comprises galvanized iron (GI) pipe, cold rolled (CR) tube, scaffolding pipe, pre-galvanized tubes, metallic sprinkler pipes, hollow structural sections (HSS), PPRC pipes and fittings, MDPE gas pipes and fittings, HDPE water and HDPE duct pipes, etc. In addition, the company also offers scaffolding installation solutions. Its reportable segments are: Steel coils and sheets, which generate maximum revenue, Steel pipes, Polymer, and Investment. Geographically, the company operates in Pakistan and also exports its products to other markets such as Australia, North America, Europe, the United Kingdom, Southeast Asia, and the Middle East.
61GF Score

Get the complete analysis for KAR:INIL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨168.95
Price
₨182.25
GF Value