Sapphire Textile Mills (KAR:SAPT) Interest Coverage: 2.57 (As of Mar. 2026) — Near Median


KAR:SAPT Sapphire Textile Mills Ltd KAR:SAPT
94 GF Score
Price ₨1,502.25
GF Value ₨1,386.13
Valuation Fairly Valued
! 8 Warning Signs
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What is Sapphire Textile Mills Interest Coverage?

Sapphire Textile Mills KAR:SAPT -2.20% 94 Interest Coverage is 2.57 as of Mar. 2026, which is 8% above its 10-year median of 2.38. GuruFocus rates KAR:SAPT with a GF Score™ of 94/100 and a GF Value™ of ₨1,386.13 (Fairly Valued). The stock has 8 warning signs investors should review. Among 734 Manufacturing - Apparel & Accessories companies, Sapphire Textile Mills ranks worse than 63.08% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sapphire Textile Mills's Operating Income for the three months ended in Mar. 2026 was ₨4,147 Mil. Sapphire Textile Mills's Interest Expense for the three months ended in Mar. 2026 was ₨-1,612 Mil. Sapphire Textile Mills's interest coverage for the quarter that ended in Mar. 2026 was 2.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sapphire Textile Mills's Interest Coverage or its related term are showing as below:

KAR:SAPT' s Interest Coverage Range Over the Past 10 Years
Min: 1.57   Med: 2.38   Max: 6.11
Current: 3.01


KAR:SAPT's Interest Coverage is ranked worse than
63.08% of 734 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.445 vs KAR:SAPT: 3.01

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sapphire Textile Mills  (KAR:SAPT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sapphire Textile Mills Interest Coverage Related Terms


Sapphire Textile Mills Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sapphire Textile Mills's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sapphire Textile Mills Interest Coverage Chart

Sapphire Textile Mills Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 4.24 2.29 2.66 2.64

Sapphire Textile Mills Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.90 4.89 3.43 1.25 2.57

Sapphire Textile Mills Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, Sapphire Textile Mills's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sapphire Textile Mills Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sapphire Textile Mills's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sapphire Textile Mills's Interest Coverage falls into.


KAR:SAPT
94GF Score
Sapphire Textile Mills Ltd KAR:SAPT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sapphire Textile Mills Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sapphire Textile Mills's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Sapphire Textile Mills's Interest Expense was ₨-8,889 Mil. Its Operating Income was ₨23,452 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨41,528 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*23452.048/-8888.608
=2.64

Sapphire Textile Mills's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sapphire Textile Mills's Interest Expense was ₨-1,612 Mil. Its Operating Income was ₨4,147 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨39,714 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4146.984/-1612.333
=2.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.57 mean?
Sapphire Textile Mills (KAR:SAPT) has a Interest Coverage of 2.57 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sapphire Textile Mills and its competitors. This is near median its historical median of 2.38. Over the past decade, Sapphire Textile Mills' Interest Coverage has ranged from 1.57 to 6.11. According to the industry distribution chart, Sapphire Textile Mills ranks #463 out of 734 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 63.1%.
Is Sapphire Textile Mills' Interest Coverage too high?
Sapphire Textile Mills' current Interest Coverage of 2.57 is near median its 10-year median of 2.38. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 6.11. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.45. Sapphire Textile Mills' value of 2.57 is 52.8% below this industry median. Based on the distribution chart, Sapphire Textile Mills ranks #463 out of 734 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Sapphire Textile Mills has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sapphire Textile Mills' Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sapphire Textile Mills ranks #463 out of 734 companies for Interest Coverage. This places Sapphire Textile Mills in the lower half of its industry. The industry median Interest Coverage is 5.45. Sapphire Textile Mills' value of 2.57 is 52.8% below this benchmark. Historically, Sapphire Textile Mills' own Interest Coverage has ranged from 1.57 to 6.11 over the past decade. While the company's 10-year median is 2.38 vs. the industry median of 5.45, Sapphire Textile Mills has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.45, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sapphire Textile Mills's current Interest Coverage of 2.57 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sapphire Textile Mills and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapphire Textile Mills's current Interest Coverage is 2.57, which is near median its own 10-year median of 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapphire Textile Mills stock overvalued right now?
Based on GuruFocus' analysis, Sapphire Textile Mills (KAR:SAPT) is currently considered Fairly Valued. The stock's GF Value™ is ₨1,386.13, compared to a current price of ₨1,502.25 — trading 8.4% above its estimated fair value. The current Interest Coverage is 2.57, which is near median its 10-year median of 2.38 and 52.8% below the Manufacturing - Apparel & Accessories industry median of 5.45. Sapphire Textile Mills' overall GF Score™ is 94/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sapphire Textile Mills (KAR:SAPT), the current Interest Coverage is 2.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapphire Textile Mills (KAR:SAPT) Overvalued in 2026?

Based on GuruFocus' analysis, Sapphire Textile Mills stock appears to be overvalued. The current stock price of ₨1,502.25 is trading 8.4% above its estimated GF Value™ of ₨1,386.13. GuruFocus considers Sapphire Textile Mills to be Fairly Valued.

Key valuation signals for KAR:SAPT:

  • Interest Coverage: 2.57 (near median its 10-year median of 2.38)
  • GF Value™: ₨1,386.13 vs. price of ₨1,502.25 (8.4% above fair value)
  • GF Score™: 94/100 with 8 warning signs
  • Industry Position: 52.8% below the Manufacturing - Apparel & Accessories median (#463 of 734)

No single metric tells the full story. See the KAR:SAPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sapphire Textile Mills Business Description

Address I. I. Chundrigar Road, 212, Cotton Exchange Building, Karachi, SD, PAK
Sapphire Textile Mills Ltd is the company mainly involved in the manufacturing and sale of yarn, fabrics, home textile products, finishing and printing of fabrics. Its segments include Spinning, Weaving, Processing, printing, Home Textile Products, Textile Retail, Stitching, and Power Generation. Geographically, it generates the majority of the revenue from the domestic market.
94GF Score

Get the complete analysis for KAR:SAPT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨1,502.25
Price
₨1,386.13
GF Value