Sapphire Textile Mills (KAR:SAPT) Return-on-Tangible-Equity: 8.82% (As of Mar. 2026) — 58% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:SAPT Sapphire Textile Mills Ltd KAR:SAPT
94 GF Score
Price ₨1,436.85
GF Value ₨1,390.42
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Sapphire Textile Mills Return-on-Tangible-Equity?

Sapphire Textile Mills KAR:SAPT -4.27% 94 Return-on-Tangible-Equity is 8.82% as of Mar. 2026, which is 58% below its 10-year median of 20.81. GuruFocus rates KAR:SAPT with a GF Score™ of 94/100 and a GF Value™ of ₨1,390.42 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,013 Manufacturing - Apparel & Accessories companies, Sapphire Textile Mills ranks better than 72.66% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sapphire Textile Mills's annualized net income for the quarter that ended in Mar. 2026 was ₨7,152 Mil. Sapphire Textile Mills's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₨81,117 Mil. Therefore, Sapphire Textile Mills's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 8.82%.

The historical rank and industry rank for Sapphire Textile Mills's Return-on-Tangible-Equity or its related term are showing as below:

KAR:SAPT' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.66   Med: 20.81   Max: 33.11
Current: 10.83

During the past 13 years, Sapphire Textile Mills's highest Return-on-Tangible-Equity was 33.11%. The lowest was 4.66%. And the median was 20.81%.

KAR:SAPT's Return-on-Tangible-Equity is ranked better than
72.66% of 1013 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 4.43 vs KAR:SAPT: 10.83

Sapphire Textile Mills  (KAR:SAPT) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Sapphire Textile Mills Return-on-Tangible-Equity Related Terms


Sapphire Textile Mills Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Sapphire Textile Mills's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sapphire Textile Mills Return-on-Tangible-Equity Chart

Sapphire Textile Mills Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.32 33.11 17.33 24.28 13.71

Sapphire Textile Mills Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.54 19.82 15.43 0.13 8.82

Sapphire Textile Mills Return-on-Tangible-Equity Competitor Comparison

For the Textile Manufacturing subindustry, Sapphire Textile Mills's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sapphire Textile Mills Return-on-Tangible-Equity vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sapphire Textile Mills's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Sapphire Textile Mills's Return-on-Tangible-Equity falls into.


KAR:SAPT
94GF Score
Sapphire Textile Mills Ltd KAR:SAPT
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sapphire Textile Mills Return-on-Tangible-Equity Calculation

Sapphire Textile Mills's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jun. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=9442.986/( (63013.704+74701.644 )/ 2 )
=9442.986/68857.674
=13.71 %

Sapphire Textile Mills's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=7151.932/( (81242.84+80991.947)/ 2 )
=7151.932/81117.3935
=8.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 8.82% mean?
Sapphire Textile Mills (KAR:SAPT) has a Return-on-Tangible-Equity of 8.82% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sapphire Textile Mills and its competitors. This is 58% below median its historical median of 20.81. Over the past decade, Sapphire Textile Mills' Return-on-Tangible-Equity has ranged from 4.66 to 33.11. According to the industry distribution chart, Sapphire Textile Mills ranks #277 out of 1013 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 27.3%.
Is Sapphire Textile Mills' Return-on-Tangible-Equity too high?
Sapphire Textile Mills' current Return-on-Tangible-Equity of 8.82% is 58% below median its 10-year median of 20.81. Over the past 10 years, this metric has ranged from a low of 4.66 to a high of 33.11. The Manufacturing - Apparel & Accessories industry median Return-on-Tangible-Equity is 4.43. Sapphire Textile Mills' value of 8.82% is 99.1% above this industry median. Based on the distribution chart, Sapphire Textile Mills ranks #277 out of 1013 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Sapphire Textile Mills has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sapphire Textile Mills' Return-on-Tangible-Equity compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sapphire Textile Mills ranks #277 out of 1013 companies for Return-on-Tangible-Equity. This puts Sapphire Textile Mills in the upper half of its industry. The industry median Return-on-Tangible-Equity is 4.43. Sapphire Textile Mills' value of 8.82% is 99.1% above this benchmark. Historically, Sapphire Textile Mills' own Return-on-Tangible-Equity has ranged from 4.66 to 33.11 over the past decade. While the company's 10-year median is 20.81 vs. the industry median of 4.43, Sapphire Textile Mills has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Manufacturing - Apparel & Accessories company?
The median Return-on-Tangible-Equity among Manufacturing - Apparel & Accessories companies is 4.43, based on 1,013 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sapphire Textile Mills's current Return-on-Tangible-Equity of 8.82% is 99.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sapphire Textile Mills and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Return-on-Tangible-Equity is 4.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapphire Textile Mills's current Return-on-Tangible-Equity is 8.82%, which is 58% below median its own 10-year median of 20.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapphire Textile Mills stock overvalued right now?
Based on GuruFocus' analysis, Sapphire Textile Mills (KAR:SAPT) is currently considered Fairly Valued. The stock's GF Value™ is ₨1,390.42, compared to a current price of ₨1,436.85 — trading 3.3% above its estimated fair value. The current Return-on-Tangible-Equity is 8.82%, which is 58% below median its 10-year median of 20.81 and 99.1% above the Manufacturing - Apparel & Accessories industry median of 4.43. Sapphire Textile Mills' overall GF Score™ is 94/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sapphire Textile Mills (KAR:SAPT), the current Return-on-Tangible-Equity is 8.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapphire Textile Mills (KAR:SAPT) Overvalued in 2026?

Based on GuruFocus' analysis, Sapphire Textile Mills stock appears to be overvalued. The current stock price of ₨1,436.85 is trading 3.3% above its estimated GF Value™ of ₨1,390.42. GuruFocus considers Sapphire Textile Mills to be Fairly Valued.

Key valuation signals for KAR:SAPT:

  • Return-on-Tangible-Equity: 8.82% (58% below median its 10-year median of 20.81)
  • GF Value™: ₨1,390.42 vs. price of ₨1,436.85 (3.3% above fair value)
  • GF Score™: 94/100 with 8 warning signs
  • Industry Position: 99.1% above the Manufacturing - Apparel & Accessories median (#277 of 1013)

No single metric tells the full story. See the KAR:SAPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sapphire Textile Mills Business Description

Address I. I. Chundrigar Road, 212, Cotton Exchange Building, Karachi, SD, PAK
Sapphire Textile Mills Ltd is the company mainly involved in the manufacturing and sale of yarn, fabrics, home textile products, finishing and printing of fabrics. Its segments include Spinning, Weaving, Processing, printing, Home Textile Products, Textile Retail, Stitching, and Power Generation. Geographically, it generates the majority of the revenue from the domestic market.
94GF Score

Get the complete analysis for KAR:SAPT

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨1,436.85
Price
₨1,390.42
GF Value