Sapphire Fibres (KAR:SFL) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


KAR:SFL Sapphire Fibres Ltd KAR:SFL
81 GF Score
Price ₨1,127.52
GF Value ₨991.27
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Sapphire Fibres Interest Coverage?

Sapphire Fibres KAR:SFL -2.08% 81 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates KAR:SFL with a GF Score™ of 81/100 and a GF Value™ of ₨991.27 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 734 Manufacturing - Apparel & Accessories companies, Sapphire Fibres ranks worse than 136239.65% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sapphire Fibres's Operating Income for the three months ended in Mar. 2026 was ₨-4,184 Mil. Sapphire Fibres's Interest Expense for the three months ended in Mar. 2026 was ₨-598 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sapphire Fibres's Interest Coverage or its related term are showing as below:


KAR:SFL's Interest Coverage is not ranked *
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.445
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sapphire Fibres  (KAR:SFL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sapphire Fibres Interest Coverage Related Terms


Sapphire Fibres Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sapphire Fibres's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sapphire Fibres Interest Coverage Chart

Sapphire Fibres Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.06 5.20 4.08 1.88 0.94

Sapphire Fibres Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.65 0.00 0.01 0.00

Sapphire Fibres Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, Sapphire Fibres's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sapphire Fibres Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sapphire Fibres's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sapphire Fibres's Interest Coverage falls into.


KAR:SFL
81GF Score
Sapphire Fibres Ltd KAR:SFL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sapphire Fibres Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sapphire Fibres's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Sapphire Fibres's Interest Expense was ₨-2,049 Mil. Its Operating Income was ₨1,921 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨2,938 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*1921.116/-2049.401
=0.94

Sapphire Fibres's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sapphire Fibres's Interest Expense was ₨-598 Mil. Its Operating Income was ₨-4,184 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨4,739 Mil.

Sapphire Fibres did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Sapphire Fibres (KAR:SFL) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sapphire Fibres and its competitors. According to the industry distribution chart, Sapphire Fibres ranks #999999 out of 734 companies in the Manufacturing - Apparel & Accessories industry.
Is Sapphire Fibres' Interest Coverage too high?
Sapphire Fibres' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Sapphire Fibres ranks #999999 out of 734 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Sapphire Fibres has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sapphire Fibres' Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sapphire Fibres ranks #999999 out of 734 companies for Interest Coverage. This places Sapphire Fibres in the lower half of its industry. The industry median Interest Coverage is 5.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.45, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sapphire Fibres and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapphire Fibres's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapphire Fibres stock overvalued right now?
Based on GuruFocus' analysis, Sapphire Fibres (KAR:SFL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨991.27, compared to a current price of ₨1,127.52 — trading 13.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Sapphire Fibres' overall GF Score™ is 81/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sapphire Fibres (KAR:SFL), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapphire Fibres (KAR:SFL) Overvalued in 2026?

Based on GuruFocus' analysis, Sapphire Fibres stock appears to be overvalued. The current stock price of ₨1,127.52 is trading 13.7% above its estimated GF Value™ of ₨991.27. GuruFocus considers Sapphire Fibres to be Modestly Overvalued.

Key valuation signals for KAR:SFL:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₨991.27 vs. price of ₨1,127.52 (13.7% above fair value)
  • GF Score™: 81/100 with 10 warning signs

No single metric tells the full story. See the KAR:SFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sapphire Fibres Business Description

Address 73-E Main Jail Road, 1st Floor, Tricon Corporate Centre, Gulberg II, Lahore, PB, PAK
Sapphire Fibres Ltd is engaged in the manufacturing and sale of yarn, fabrics, and garments. The company's operating segment includes Spinning; Knitting, processing and garments; Denim; and Power.
81GF Score

Get the complete analysis for KAR:SFL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨1,127.52
Price
₨991.27
GF Value