Sapphire Fibres (KAR:SFL) ROE %: 3.17% (As of Mar. 2026) — 77% Below Median


KAR:SFL Sapphire Fibres Ltd KAR:SFL
81 GF Score
Price ₨1,127.52
GF Value ₨991.32
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Sapphire Fibres ROE %?

Sapphire Fibres KAR:SFL -2.08% 81 ROE % is 3.17% as of Mar. 2026, which is 77% below its 10-year median of 13.52. GuruFocus rates KAR:SFL with a GF Score™ of 81/100 and a GF Value™ of ₨991.32 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 1,018 Manufacturing - Apparel & Accessories companies, Sapphire Fibres ranks better than 96.95% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Sapphire Fibres's annualized net income for the quarter that ended in Mar. 2026 was ₨2,831 Mil. Sapphire Fibres's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₨89,338 Mil. Therefore, Sapphire Fibres's annualized ROE % for the quarter that ended in Mar. 2026 was 3.17%.

The historical rank and industry rank for Sapphire Fibres's ROE % or its related term are showing as below:

KAR:SFL' s ROE % Range Over the Past 10 Years
Min: 8.38   Med: 13.52   Max: 50.95
Current: 42.96

During the past 13 years, Sapphire Fibres's highest ROE % was 50.95%. The lowest was 8.38%. And the median was 13.52%.

KAR:SFL's ROE % is ranked better than
96.95% of 1018 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 4.04 vs KAR:SFL: 42.96

Sapphire Fibres  (KAR:SFL) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2830.768/89338.3075
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2830.768 / 49226.692)*(49226.692 / 134834.7335)*(134834.7335 / 89338.3075)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.75 %*0.3651*1.5093
=ROA %*Equity Multiplier
=2.1 %*1.5093
=3.17 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2830.768/89338.3075
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2830.768 / 1829.272) * (1829.272 / -16734.2) * (-16734.2 / 49226.692) * (49226.692 / 134834.7335) * (134834.7335 / 89338.3075)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.5475 * -0.1093 * -33.99 % * 0.3651 * 1.5093
=3.17 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Sapphire Fibres ROE % Related Terms


Sapphire Fibres ROE % Historical Data

* Premium members only.

The historical data trend for Sapphire Fibres's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sapphire Fibres ROE % Chart

Sapphire Fibres Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.11 23.40 17.84 8.64 50.95

Sapphire Fibres Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.81 191.47 5.24 1.19 3.17

Sapphire Fibres ROE % Competitor Comparison

For the Textile Manufacturing subindustry, Sapphire Fibres's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sapphire Fibres ROE % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sapphire Fibres's ROE % distribution charts can be found below:

* The bar in red indicates where Sapphire Fibres's ROE % falls into.


KAR:SFL
81GF Score
Sapphire Fibres Ltd KAR:SFL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sapphire Fibres ROE % Calculation

Sapphire Fibres's annualized ROE % for the fiscal year that ended in Jun. 2025 is calculated as

ROE %=Net Income (A: Jun. 2025 )/( (Total Stockholders Equity (A: Jun. 2024 )+Total Stockholders Equity (A: Jun. 2025 ))/ count )
=33903.911/( (48400.748+84697.403)/ 2 )
=33903.911/66549.0755
=50.95 %

Sapphire Fibres's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=2830.768/( (89756.81+88919.805)/ 2 )
=2830.768/89338.3075
=3.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 3.17% mean?
Sapphire Fibres (KAR:SFL) has a ROE % of 3.17% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sapphire Fibres and its competitors. This is 77% below median its historical median of 13.52. Over the past decade, Sapphire Fibres' ROE % has ranged from 8.38 to 50.95. According to the industry distribution chart, Sapphire Fibres ranks #31 out of 1018 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 3%.
Is Sapphire Fibres' ROE % too high?
Sapphire Fibres' current ROE % of 3.17% is 77% below median its 10-year median of 13.52. Over the past 10 years, this metric has ranged from a low of 8.38 to a high of 50.95. The Manufacturing - Apparel & Accessories industry median ROE % is 4.04. Sapphire Fibres' value of 3.17% is 21.5% below this industry median. Based on the distribution chart, Sapphire Fibres ranks #31 out of 1018 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, Sapphire Fibres has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sapphire Fibres' ROE % compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sapphire Fibres ranks #31 out of 1018 companies for ROE %. This places Sapphire Fibres in the top 3% of its industry — outperforming the majority of peers. The industry median ROE % is 4.04. Sapphire Fibres' value of 3.17% is 21.5% below this benchmark. Historically, Sapphire Fibres' own ROE % has ranged from 8.38 to 50.95 over the past decade. While the company's 10-year median is 13.52 vs. the industry median of 4.04, Sapphire Fibres has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Manufacturing - Apparel & Accessories company?
The median ROE % among Manufacturing - Apparel & Accessories companies is 4.04, based on 1,018 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sapphire Fibres's current ROE % of 3.17% is 21.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sapphire Fibres and its competitors. For the Manufacturing - Apparel & Accessories industry, the median ROE % is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sapphire Fibres's current ROE % is 3.17%, which is 77% below median its own 10-year median of 13.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sapphire Fibres stock overvalued right now?
Based on GuruFocus' analysis, Sapphire Fibres (KAR:SFL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨991.32, compared to a current price of ₨1,127.52 — trading 13.7% above its estimated fair value. The current ROE % is 3.17%, which is 77% below median its 10-year median of 13.52 and 21.5% below the Manufacturing - Apparel & Accessories industry median of 4.04. Sapphire Fibres' overall GF Score™ is 81/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sapphire Fibres (KAR:SFL), the current ROE % is 3.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sapphire Fibres (KAR:SFL) Overvalued in 2026?

Based on GuruFocus' analysis, Sapphire Fibres stock appears to be overvalued. The current stock price of ₨1,127.52 is trading 13.7% above its estimated GF Value™ of ₨991.32. GuruFocus considers Sapphire Fibres to be Modestly Overvalued.

Key valuation signals for KAR:SFL:

  • ROE %: 3.17% (77% below median its 10-year median of 13.52)
  • GF Value™: ₨991.32 vs. price of ₨1,127.52 (13.7% above fair value)
  • GF Score™: 81/100 with 10 warning signs
  • Industry Position: 21.5% below the Manufacturing - Apparel & Accessories median (#31 of 1018)

No single metric tells the full story. See the KAR:SFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sapphire Fibres Business Description

Address 73-E Main Jail Road, 1st Floor, Tricon Corporate Centre, Gulberg II, Lahore, PB, PAK
Sapphire Fibres Ltd is engaged in the manufacturing and sale of yarn, fabrics, and garments. The company's operating segment includes Spinning; Knitting, processing and garments; Denim; and Power.
81GF Score

Get the complete analysis for KAR:SFL

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨1,127.52
Price
₨991.32
GF Value