Northern BearLSE:NTBR 49 Interest Coverage is 29.63 as of Sep. 2025, which is 195% above its 10-year median of 10.05. GuruFocus rates LSE:NTBR with a GF Score™ of 49/100 and a GF Value™ of £0.90 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,353 Construction companies, Northern Bear ranks better than 66.67% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Northern Bear's
Operating Income
for the
six
months ended in Sep. 2025 was £4.09 Mil. Northern Bear's Interest Expense for the
six
months ended in Sep. 2025 was £-0.14 Mil.
Northern Bear's interest coverage for the quarter that ended in Sep. 2025 was 29.63.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Northern Bear's Interest Coverage or its related term are showing as below:
LSE:NTBR'
s Interest Coverage Range Over the Past 10 Years
Min: 8.16 Med: 10.05 Max: 17.92
Current: 17.92
LSE:NTBR's Interest Coverage is ranked better than 66.67% of 1353
companies
in the Construction industry
Industry Median: 7.81
vs LSE:NTBR: 17.92
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Northern Bear Interest Coverage Related Terms
Northern Bear Interest Coverage Historical Data
* Premium members only.
The historical data trend for Northern Bear's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:NTBR vs TT, JCI, CARR: Interest Coverage Comparison
For the Building Products & Equipment subindustry, Northern Bear's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northern Bear Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Northern Bear's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Northern Bear's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northern Bear (LSE:NTBR) has a Interest Coverage of 29.63 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Northern Bear and its competitors. This is 195% above median its historical median of 10.05. Over the past decade, Northern Bear's Interest Coverage has ranged from 8.16 to 17.92. According to the industry distribution chart, Northern Bear ranks #451 out of 1353 companies in the Construction industry, placing it in the top 33.3%.
Is Northern Bear's Interest Coverage too high?
Northern Bear's current Interest Coverage of 29.63 is 195% above median its 10-year median of 10.05. Over the past 10 years, this metric has ranged from a low of 8.16 to a high of 17.92. The Construction industry median Interest Coverage is 7.81. Northern Bear's value of 29.63 is 279.4% above this industry median. Based on the distribution chart, Northern Bear ranks #451 out of 1353 companies in the Construction industry, which is above the industry midpoint. Overall, Northern Bear has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Northern Bear's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, Northern Bear ranks #451 out of 1353 companies for Interest Coverage. This puts Northern Bear in the upper half of its industry. The industry median Interest Coverage is 7.81. Northern Bear's value of 29.63 is 279.4% above this benchmark. Historically, Northern Bear's own Interest Coverage has ranged from 8.16 to 17.92 over the past decade. While the company's 10-year median is 10.05 vs. the industry median of 7.81, Northern Bear has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northern Bear's current Interest Coverage of 29.63 is 279.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Northern Bear and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northern Bear's current Interest Coverage is 29.63, which is 195% above median its own 10-year median of 10.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northern Bear stock overvalued right now?
Based on GuruFocus' analysis, Northern Bear (LSE:NTBR) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.90, compared to a current price of £1.03 — trading 13.9% above its estimated fair value. The current Interest Coverage is 29.63, which is 195% above median its 10-year median of 10.05 and 279.4% above the Construction industry median of 7.81. Northern Bear's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Northern Bear (LSE:NTBR), the current Interest Coverage is 29.63 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northern Bear (LSE:NTBR) Overvalued in 2026?
Based on GuruFocus' analysis, Northern Bear stock appears to be overvalued.
The current stock price of £1.03 is trading 13.9% above its estimated GF Value™ of £0.90.
GuruFocus considers Northern Bear to be Modestly Overvalued.
Key valuation signals for LSE:NTBR:
Interest Coverage: 29.63 (195% above median its 10-year median of 10.05)
GF Value™: £0.90 vs. price of £1.03 (13.9% above fair value)
Industry Position: 279.4% above the Construction median (#451 of 1353)
No single metric tells the full story. See the LSE:NTBR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northern Bear PLC is a specialist building service provider serving the support services sector. Its operating segments include Roofing activities - companies providing a comprehensive range of roofing services including slang, felting, refurbishment, and maintenance for domestic, commercial, and public sector properties; Materials handling activities - supply, service, and maintenance of forklift trucks and warehouse equipment on hire and for sale; Specialist building services activities - aggregation of other specialist building services companies providing services including building maintenance, electrical contracting, and sound insulation and Corporate and other activities - the provision of head office activity and consolidation items. It generates revenues mainly from the UK.
49GF Score
Get the complete analysis for LSE:NTBR
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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